{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0002040491","name":"Ategrity Specialty Insurance Co Holdings","summary":"Ategrity Specialty Insurance Company Holdings is a specialty property and casualty insurance holding company operating exclusively in the excess and surplus (E&S) market for small to medium-sized businesses across the United States. Through its Delaware-domiciled subsidiary Ategrity Specialty Insurance Company, it underwrites commercial property and casualty risks in industry verticals including Retail, Real Estate, Hospitality, and Construction. For 2025, it generated $581.5 million in gross written premiums with a combined ratio of 88.2%, distributing exclusively through licensed surplus lines brokers and wholesale agents.","people":[],"products":[{"name":"E&S Commercial Casualty Insurance","type":"service","description":"Excess and surplus lines casualty coverage for SMBs, representing 67.2% of gross written premiums in 2025, focused on shorter-tail, lower-limit, frequency-driven risks."},{"name":"E&S Commercial Property Insurance","type":"service","description":"Excess and surplus lines property coverage for SMBs, representing 32.8% of gross written premiums in 2025, focused on limited catastrophe exposure and lower-severity risks."},{"name":"AtegrityOne","type":"platform","description":"Modular, cloud-based policy administration system supporting rating models, forms management, workflow design, and product/pricing updates across underwriting operations."}],"partnerships":[{"partner_name":"Ategrity Specialty Insurance Limited (Ategrity Limited)","partnership_type":"strategic","description":"Bermuda-domiciled reinsurance subsidiary; approximately 80% of Ategrity Specialty's net written premium ceded to Ategrity Limited under a quota share arrangement as of December 31, 2025.","start_date":null}],"affiliations":[],"origin":{"leaf":"bda74f8142b0dbf8e3ca097cdec452d212e6e343a0c547c3a522b275c19f1dff","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"89764387bae8528c1b21b28925712108d45994ea0817978fd9d53803b6303b4a","parent":"dbb2a6a8bfd838f9f8be3f5a0860092f6cdfda0966d9802b1ca168cfb451dcc0","source":"0002040491-26-000011","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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