{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001464343","name":"Atlanticus Holdings Corp","summary":"Atlanticus Holdings Corp is a financial technology company that provides technology platforms, analytics, and program management services to bank partners (The Bank of Missouri, WebBank, First Bank and Trust) who offer credit products to underserved American consumers. Products include private label credit cards (Fortiva, Curae brands), general purpose credit cards (Aspire, Imagine, Mercury, Fortiva brands), patient financing, and dealer solutions. The company also operates an Auto Finance segment and acquires consumer loan receivables from its bank partners.","people":[],"products":[{"name":"Fortiva Private Label Credit Card","type":"service","description":"Private label credit card for retail partnerships including electronics, furniture, and home improvement."},{"name":"Curae Patient Financing","type":"service","description":"Private label credit product for healthcare point-of-sale financing."},{"name":"Aspire General Purpose Credit Card","type":"service","description":"General purpose credit card for near-prime consumers."},{"name":"Imagine General Purpose Credit Card","type":"service","description":"General purpose credit card product offered through bank partners."},{"name":"Mercury Credit Card Platform","type":"platform","description":"Data- and tech-centric credit card platform serving near-prime consumers, acquired September 2025."},{"name":"Instant Decisioning Platform","type":"platform","description":"Paperless, machine learning-enhanced credit decisioning platform integrated with retailer and healthcare provider infrastructure."},{"name":"Auto Finance","type":"service","description":"Auto finance products reported as a separate business segment."},{"name":"Loan Servicing","type":"service","description":"Third-party loan servicing including risk management and customer service outsourcing."}],"partnerships":[{"partner_name":"The Bank of Missouri","partnership_type":"strategic","description":"Bank partner that originates consumer credit accounts managed by Atlanticus.","start_date":null},{"partner_name":"WebBank","partnership_type":"strategic","description":"Bank partner that originates consumer credit accounts managed by Atlanticus.","start_date":null},{"partner_name":"First Bank and Trust","partnership_type":"strategic","description":"Bank partner that originates consumer credit accounts managed by Atlanticus.","start_date":null}],"affiliations":[],"origin":{"leaf":"aad864d21503830cfc7968a90a9e75b08aa92f7ff63a10a634eea5dbe83cf3bb","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"10af57d1d7bf990d76e223e298e020764973fbbd5b8188396799271944870115","parent":"c857ae249c2404c6a280e8b719759ccaaef7e62311a3b6b68d0613f041ef77bb","source":"0001437749-26-007972","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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