{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001169770","name":"BANC OF CALIFORNIA, INC.","summary":"Banc of California, Inc. is a Maryland-chartered bank holding company for Banc of California, a California state-chartered bank. The Bank provides relationship-based banking services to small, middle-market, and venture-backed businesses through 79 full-service branches in California, Colorado, and North Carolina. Services include commercial lending, treasury management, payment processing via BancEdge, HOA banking via SmartStreet, SBA lending, equipment finance, and venture banking.","people":[],"products":[{"name":"BancEdge","type":"platform","description":"Proprietary merchant acquiring platform enabling clients to accept debit and credit card payments across card-present and digital channels."},{"name":"SmartStreet","type":"platform","description":"Technology-forward platform serving the Community Association Management (HOA) industry nationwide."},{"name":"IntraFi Cash Service / CDARS","type":"service","description":"Deposit placement services spreading large deposits across network banks to increase FDIC insurance coverage."},{"name":"Card Issuing Solutions","type":"service","description":"Business card issuing for purchasing and expense management with centralized onboarding and portfolio management."},{"name":"Treasury Management","type":"service","description":"Tailored cash and treasury management solutions including foreign exchange and liquidity management products."},{"name":"SBA Lending (7a and 504)","type":"service","description":"Small Business Administration loan programs including 7(a) and 504 for owner-occupied CRE and small businesses."},{"name":"Equipment Finance","type":"service","description":"Financing of equipment essential to borrower or lessee operations, secured by leased or owned equipment."},{"name":"Lender Finance","type":"service","description":"Revolving credit facilities to small business, CRE, and consumer lenders secured by finance receivables."},{"name":"Venture Banking","type":"service","description":"Loans to venture capital firms, private equity funds, and venture-backed companies including equity fund and venture lending facilities."}],"partnerships":[{"partner_name":"IntraFi Network","partnership_type":"strategic","description":"Deposit placement network offering CDARS and IntraFi Cash Service to extend FDIC insurance for large depositors.","start_date":null}],"affiliations":[],"origin":{"leaf":"b367a16a24159cb74db4712b683165907174318563ee73b31a4f4ca6907954f1","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"3b537d30cc105d8e9a2a4078b542edcfa00c15d2461e4600a267125ccd394790","parent":"664c112e9e0e6845e979e534f088b4251c193e088c60a6f15a72e36cf4116b1e","source":"0001628280-26-012946","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}