{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001228454","name":"BCB BANCORP INC","summary":"BCB Bancorp, Inc. is a New Jersey holding company established in 2003, parent of BCB Community Bank, a commercial bank opened in 2000. The Bank operates 27 branches across New Jersey and New York, offering commercial and multi-family real estate loans, one-to-four family mortgages, construction loans, home equity loans, consumer loans, and FDIC-insured deposit products including savings accounts, money market accounts, CDs, and IRAs.","people":[],"products":[{"name":"Commercial and Multi-Family Real Estate Loans","type":"service","description":"Loans secured by commercial and multi-family properties, primary growth area of loan portfolio."},{"name":"One-to-Four Family Mortgage Loans","type":"service","description":"Residential mortgage loans secured by one-to-four family properties."},{"name":"Construction Loans","type":"service","description":"Loans for construction projects including commercial and residential."},{"name":"Commercial Business Loans","type":"service","description":"Business lending including standard commercial and business express loan products."},{"name":"Home Equity Loans and Lines of Credit","type":"service","description":"Home equity-based lending products for consumers."},{"name":"Consumer Loans","type":"service","description":"General consumer lending products."},{"name":"Cannabis Related Loans","type":"service","description":"Commercial, multi-family, construction, and business loans to cannabis industry borrowers."},{"name":"FDIC-Insured Deposit Products","type":"service","description":"Savings, club accounts, demand accounts, money market, CDs, and IRAs."},{"name":"Retail and Commercial Banking Services","type":"service","description":"Wire transfers, money orders, safe deposit boxes, debit cards, online and mobile banking, ATM services."},{"name":"Series K Preferred Stock","type":"service","description":"6.0% Noncumulative Perpetual Stock issued via private placement in March 2025."}],"partnerships":[{"partner_name":"Federal Home Loan Bank (FHLB)","partnership_type":"strategic","description":"BCB Community Bank is a member of the FHLB System.","start_date":null},{"partner_name":"Federal Deposit Insurance Corporation (FDIC)","partnership_type":"strategic","description":"Deposit accounts are insured by the FDIC.","start_date":null}],"affiliations":[],"origin":{"leaf":"6ccee40e718049ee81d1c887208492c6a266b10169e0577f2a68007e8fb9e902","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"87f1a7e5ad7d30918927447cd386be0b8530f3975f999cdcf4554cb7bef34939","parent":"97fdf93a9ea1115f81637292949b330eeb57e1691d36ef3d40fb0d0c477af656","source":"0001228454-26-000004","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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