{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001846017","name":"Blue Foundry Bancorp","summary":"Blue Foundry Bancorp is a Delaware-chartered bank holding company for Blue Foundry Bank, a New Jersey-chartered stock savings bank founded in 1939. The Bank originates residential, multifamily, and commercial real estate mortgages, construction, C&I loans, and home equity products across northern New Jersey. It attracts retail deposits, invests in securities, and operates 20 full-service banking offices in Bergen, Essex, Hudson, Middlesex, Morris, Passaic, and Union counties. As of December 31, 2025, the Company had $2.17 billion in assets.","people":[],"products":[{"name":"Residential Real Estate Loans","type":"service","description":"Fixed and adjustable-rate mortgage loans up to 30-year maturities, including conforming and jumbo loans up to $3.0 million."},{"name":"Multifamily Loans","type":"service","description":"Mortgage loans secured by multifamily residential properties, the largest segment of the loan portfolio."},{"name":"Commercial Real Estate Loans","type":"service","description":"Loans secured by commercial real estate properties across the Bank's market area."},{"name":"Construction and Land Loans","type":"service","description":"Loans for construction projects and land acquisition."},{"name":"Commercial and Industrial Loans","type":"service","description":"C&I revolvers, term loans, and SBA 7(a) loans for businesses."},{"name":"Home Equity Loans and Lines of Credit","type":"service","description":"Junior lien products secured by residential real estate."},{"name":"Consumer and Other Loans","type":"service","description":"Purchased unsecured consumer loans with a reserve deposit account from the seller."},{"name":"Retail Deposit Products","type":"service","description":"Wide variety of deposit products offered through banking offices and online presence."},{"name":"Investment Securities","type":"service","description":"Investments in mortgage-backed and other investment securities."}],"partnerships":[{"partner_name":"Fulton Financial Corporation","partnership_type":"strategic","description":"Definitive all-stock merger agreement signed November 24, 2025; Blue Foundry to merge into Fulton, expected to close around April 1, 2026.","start_date":null},{"partner_name":"Blue Foundry Charitable Foundation, Inc.","partnership_type":"strategic","description":"Company contributed 750,000 shares of common stock and $1.5 million in cash at time of mutual-to-stock conversion.","start_date":null}],"affiliations":[],"origin":{"leaf":"49b50a08b3fa33686e28bba7cf2f2061e75b0ef54db322b69fec8e99540abe2c","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"cddc80c416a9157b32bcd56053c2e1846e6f1efd2c09732e79fab84dfbdd137b","parent":"9ea20d498f53ae85e0cfa26f24c2fd91e79decd8bd90467b1e0434765fb8034c","source":"0001628280-26-022338","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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