{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001666071","name":"Cardlytics, Inc.","summary":"Cardlytics, Inc. operates a commerce media platform with two core components: the Cardlytics platform, a financial media network embedded in FI partners' digital banking channels that delivers targeted advertising and cash-back rewards based on anonymized purchase data; and the Bridg platform, a customer data platform using point-of-sale data for analytics, targeted loyalty marketing, and retail media. The company analyzed approximately $5.7 trillion in purchases in 2025 and serves marketers across everyday spend, specialty retail, restaurant, travel, and entertainment industries.","people":[],"products":[{"name":"Cardlytics Platform","type":"platform","description":"Financial media network within FI partners' digital banking channels delivering targeted ads and cash-back rewards using anonymized purchase data; operates in the U.S. and U.K."},{"name":"Bridg Platform","type":"platform","description":"Customer data platform using merchant POS data for analytics, targeted loyalty marketing, and measurement of marketing impact."},{"name":"Rippl","type":"service","description":"Retail media product launched in 2023 via the Bridg platform, leveraging customer data for targeting for regional grocers, brands, and CPG companies."},{"name":"Ad Server","type":"software","description":"Core Cardlytics platform component that targets and presents offers using anonymized purchase data; hosted at FI partner data centers or by Cardlytics."},{"name":"Ads Manager","type":"software","description":"Cloud-hosted platform component used to create, manage, and publish marketing campaigns to FI partner Ad Servers."}],"partnerships":[{"partner_name":"JPMorgan Chase Bank, National Association","partnership_type":"strategic","description":"FI partner providing access to anonymized purchase data and digital banking customers for the Cardlytics platform.","start_date":null},{"partner_name":"Wells Fargo Bank, National Association","partnership_type":"strategic","description":"FI partner providing access to anonymized purchase data and digital banking customers for the Cardlytics platform.","start_date":null},{"partner_name":"American Express Travel Related Services Company, Inc.","partnership_type":"strategic","description":"FI partner providing access to anonymized purchase data and digital banking customers for the Cardlytics platform.","start_date":null},{"partner_name":"PAR Technology Corporation","partnership_type":"strategic","description":"Entered definitive agreement in January 2026 to sell substantially all Bridg platform assets to a PAR Technology affiliate.","start_date":null}],"affiliations":[],"origin":{"leaf":"e8c5625dc1165691ff2b03cb3c97d1a829223c8c312dc97a38d4ea8f0d7c8452","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"e24fd5d52614f4789402f2dd03b5efd344737beeea98a453c6528d980b03e8d9","parent":"96ecde2b2572b10bf93c016fde40ab63661783ac07670f539db5d58935d8cfc8","source":"0001666071-26-000010","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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