{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001075706","name":"CITIZENS HOLDING CO /MS/","summary":"Citizens Holding Company is a Mississippi-incorporated one-bank holding company and sole shareholder of The Citizens Bank of Philadelphia, Mississippi. The Bank offers commercial and personal banking services including demand deposits, savings and time deposit accounts, secured and unsecured loans, letters of credit, mortgage loan origination, and personal and corporate trust services. It also provides credit life insurance and title insurance through third-party relationships. At December 31, 2023, total assets were $1,405,202 thousand and total deposits were $1,170,311 thousand.","people":[],"products":[{"name":"Demand Deposit Accounts","type":"service","description":"Personal and commercial demand deposit accounts offered through the Bank."},{"name":"Savings and Time Deposit Accounts","type":"service","description":"Savings and time deposit products for personal and commercial customers."},{"name":"Secured and Unsecured Loans","type":"service","description":"Commercial and personal lending including real estate, commercial, and consumer loans."},{"name":"Mortgage Loan Origination","type":"service","description":"Origination of residential and commercial mortgage loans across Mississippi and contiguous states."},{"name":"Letters of Credit","type":"service","description":"Issuance of letters of credit for commercial customers."},{"name":"Personal and Corporate Trust Services","type":"service","description":"Trust services provided to individual and corporate clients."},{"name":"Credit Life Insurance","type":"service","description":"Credit life insurance offered to loan customers through third-party relationships."},{"name":"Title Insurance","type":"service","description":"Title insurance for loan customers provided through third-party relationships."},{"name":"Online and Mobile Banking","type":"platform","description":"Digital platform enabling consumers to perform routine transaction-related banking activities."},{"name":"Treasury Management Suite","type":"service","description":"Business banking products including remote deposit capture, ACH transactions, and wire transfers."}],"partnerships":[{"partner_name":"Third-party credit life insurance providers","partnership_type":"strategic","description":"Third-party relationships used to offer credit life insurance to loan customers.","start_date":null},{"partner_name":"Third-party title insurance providers","partnership_type":"strategic","description":"Third-party relationships used to offer title insurance to loan customers.","start_date":null}],"affiliations":[],"origin":{"leaf":"ea260e8cdac06a03dbb9ab108db6e85329c4dc651c4465f678b9e34ba01b43f1","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"2c88a32ca2be81b38da333f44e8b099acba0783b51aa256ec02980c2f8522077","parent":"7ae446f03c4dc2f95866404ef1108e5b7e6d31316868117d99461d3447c24095","source":"0001437749-24-009993","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":391,"hourly_limit":500,"remaining":109,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}