{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000278166","name":"CAVCO INDUSTRIES, INC.","summary":"Cavco Industries, Inc. designs and produces factory-built homes, including manufactured homes, modular homes, park model RVs, vacation cabins, and commercial modular structures. Headquartered in Phoenix, Arizona, the company operates 31 homebuilding production lines across the U.S. and Mexico, distributing through independent retailers and 80 Company-owned stores. Subsidiaries CountryPlace Acceptance Corp. provides mortgage financing and Standard Casualty Company offers property and casualty insurance for manufactured home owners.","people":[],"products":[{"name":"Manufactured Homes","type":"hardware","description":"HUD code factory-built homes ranging from 500 to 3,300 sq ft, offered in various floor plans and customizations."},{"name":"Modular Homes","type":"hardware","description":"Single and multi-section modular homes including ranch, split-level, Cape Cod, multi-family and multi-story styles."},{"name":"Park Model RVs","type":"hardware","description":"ANSI-standard vacation dwellings under 400 sq ft used in planned communities, recreational parks and resorts."},{"name":"Vacation Cabins","type":"hardware","description":"Factory-built vacation cabin structures for seasonal and recreational use."},{"name":"Commercial Modular Structures","type":"hardware","description":"Factory-built commercial buildings including apartment buildings, hotels, schools, and military barracks."},{"name":"CountryPlace Mortgage Services","type":"service","description":"Conforming, non-conforming mortgages and home-only loans for factory-built home purchasers."},{"name":"Standard Casualty Insurance","type":"service","description":"Property and casualty insurance products primarily for manufactured home owners in Texas, Arizona, New Mexico and Nevada."}],"partnerships":[{"partner_name":"Fannie Mae (FNMA)","partnership_type":"strategic","description":"CountryPlace is an approved FNMA seller/servicer for conforming mortgages.","start_date":null},{"partner_name":"Freddie Mac (FHLMC)","partnership_type":"strategic","description":"CountryPlace is an approved FHLMC seller/servicer for conforming mortgages.","start_date":null},{"partner_name":"Ginnie Mae (GNMA)","partnership_type":"strategic","description":"CountryPlace is an approved GNMA issuer of mortgage-backed securities.","start_date":null},{"partner_name":"FHA (Federal Housing Administration)","partnership_type":"strategic","description":"CountryPlace is HUD-authorized to directly endorse FHA Title I and Title II mortgage insurance.","start_date":null},{"partner_name":"U.S. Department of Veterans Affairs (VA)","partnership_type":"strategic","description":"CountryPlace is an approved VA lender.","start_date":null},{"partner_name":"U.S. Department of Agriculture (USDA)","partnership_type":"strategic","description":"CountryPlace is approved under USDA Single Family Housing Guaranteed Loan Program.","start_date":null}],"affiliations":[],"origin":{"leaf":"cfa142657f3344d224f5942cb454552b879d9218076dd14be72c8c9b605bb99a","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"e60194583105c00ba006518d65630a7b46492fb00597d02c4cce9221d7191cfe","parent":"7f9b7463b356cdd656f7f671995b01b57c109bdb16e45c8e1ce464e2c45a94a4","source":"0000278166-25-000057","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":54,"hourly_limit":500,"remaining":446,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}