{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000810958","name":"CITIZENS & NORTHERN CORP","summary":"Citizens & Northern Corporation is a Pennsylvania-based bank holding company operating primarily through Citizens & Northern Bank (C&N Bank), a state-chartered community bank with 35 branch offices. The Bank offers deposit and loan products for personal and commercial customers, wealth management services through its trust department, insurance products via C&N Financial Services LLC, and investment products through broker-dealer arrangements. Subsidiaries include Citizens & Northern Investment Corporation and Bucktail Life Insurance Company.","people":[],"products":[{"name":"Deposit Products","type":"service","description":"Personal and commercial deposit accounts including time and savings deposits."},{"name":"Loan Products","type":"service","description":"Personal and commercial lending including mortgage and credit products."},{"name":"Wealth Management Services","type":"service","description":"Trust department offering 401(k) plans, retirement planning, estate planning, and asset management."},{"name":"Insurance Products","type":"service","description":"Insurance products for individuals and businesses offered through C&N Financial Services LLC."},{"name":"Investment Products","type":"service","description":"Mutual funds, annuities, educational savings accounts offered via broker-dealer arrangement through CNFS."},{"name":"Credit and Mortgage Life Insurance Reinsurance","type":"service","description":"Bucktail Life Insurance Company reinsures credit and mortgage life and accident and health insurance for C&N Bank."}],"partnerships":[{"partner_name":"Third-party broker-dealer","partnership_type":"strategic","description":"CNFS offers investment products through a third-party broker-dealer networking arrangement.","start_date":null}],"affiliations":[],"origin":{"leaf":"ef331201fbb4a0a79664cfb0751aef6fddae8c23f525cef6a4ba8a2fa03ed720","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"355980865f3d45fb62757fc3e54daaae1e0c7c386b931bd709d97bed3ab90b57","parent":"eb7a8cd774b054e23619d1a6263445700ca573d8c8c11d5dbb9c511340b8edc3","source":"0001104659-26-024613","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}