{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001914605","name":"ECB Bancorp, Inc. /MD/","summary":"ECB Bancorp, Inc. is a Maryland-chartered bank holding company for Everett Co-operative Bank, a Massachusetts-chartered stock cooperative bank founded in 1890 and headquartered in Everett, MA. The Bank offers one-to-four family residential, commercial real estate, multifamily, construction, and home equity loans, as well as commercial business and consumer loans. It also provides deposit products including CDs, IRAs, money market, savings, and checking accounts, operating three full-service branches in the greater Boston metropolitan area.","people":[],"products":[{"name":"One-to-Four Family Residential Real Estate Loans","type":"service","description":"Mortgage loans secured by one-to-four family residential properties, comprising 34.2% of total loan portfolio."},{"name":"Multifamily Real Estate Loans","type":"service","description":"Loans secured by multifamily real estate properties, comprising 30.8% of total loan portfolio."},{"name":"Commercial Real Estate Loans","type":"service","description":"Loans secured by commercial real estate properties, comprising 24.3% of total loan portfolio."},{"name":"Construction and Land Loans","type":"service","description":"Construction loans comprising 6.4% of total loan portfolio."},{"name":"Home Equity Lines of Credit and Loans","type":"service","description":"Home equity credit products comprising 3.6% of total loan portfolio."},{"name":"Commercial Business Loans","type":"service","description":"Commercial business loans comprising 0.6% of total loan portfolio."},{"name":"Consumer Loans","type":"service","description":"Consumer loans comprising 0.1% of total loan portfolio."},{"name":"Certificate of Deposit Accounts","type":"service","description":"Fixed-term deposit accounts offered to retail and business customers."},{"name":"Money Market Accounts","type":"service","description":"Interest-bearing deposit accounts with market-rate returns."},{"name":"IRA Accounts","type":"service","description":"Individual Retirement Accounts offered as part of the deposit product suite."},{"name":"Checking Accounts","type":"service","description":"Both interest-bearing and noninterest-bearing checking accounts for retail and business customers."},{"name":"Cash Management Services","type":"service","description":"Suite of cash management services designed to attract business customers."}],"partnerships":[{"partner_name":"Federal Home Loan Bank of Boston","partnership_type":"strategic","description":"Primary funding source via FHLB advances; $284.8 million outstanding at December 31, 2025.","start_date":null}],"affiliations":[],"origin":{"leaf":"4b0d34c4e5e1e8f27e57af72c385e5b791e4a31bae3246511f6e82ae97d7f017","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"4c9d70c1dd07a324eb02a3e59e53586552b7522cdeaf9a2a2b96136518ebfcf0","parent":"844c29f7a41fd4dd2016ed3e2e8754ff21800399c6732f1e9a1da8e05dd50e24","source":"0001437749-26-009778","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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