{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000033185","name":"EQUIFAX INC","summary":"Equifax Inc. is a global data, analytics, and technology company providing information solutions to businesses, governments, and consumers. Key offerings include credit and commercial data, identity verification, fraud management, employment and income verification, HR business process outsourcing, and marketing services. Operating in four regions—North America, Latin America, Europe, and Asia Pacific—Equifax serves financial institutions, mortgage originators, employers, government agencies, and individuals through three segments: Workforce Solutions, U.S. Information Solutions, and International.","people":[],"products":[{"name":"Verification Services","type":"service","description":"Employment, income, educational history, criminal justice, healthcare professional licensure and sanctions verification services for third-party verifiers."},{"name":"Employer Services","type":"service","description":"Unemployment claims management, I-9 and onboarding, ACA compliance, tax credits and incentives, and other HR transaction services."},{"name":"Online Information Solutions","type":"platform","description":"Consumer and commercial credit data, decisioning technology, identity management, and e-commerce fraud and chargeback protection services for U.S. businesses."},{"name":"Financial Marketing Services","type":"service","description":"Marketing data and analytical services to help clients identify and target prospective customers in financial and other markets."},{"name":"Direct-to-Consumer Services","type":"service","description":"Credit monitoring, identity protection, and personal financial decision-making products sold directly to consumers."},{"name":"Debt Collection Software, Services and Analytics","type":"software","description":"Technology and analytics supporting debt collections and recovery management for clients."},{"name":"Equifax Cloud / Single Data Fabric","type":"platform","description":"Cloud-native platform enabling Equifax to build, manage, and deploy data products using AI, machine learning, and advanced analytics."},{"name":"Portfolio Management Services","type":"service","description":"Ongoing monitoring and analytics services helping clients manage existing credit and financial portfolios."},{"name":"Talent Management","type":"service","description":"HR-related talent management solutions offered through Workforce Solutions business units."},{"name":"Business Process Outsourcing (BPO)","type":"service","description":"Payroll-related and human resource management business process outsourcing services for U.S. employers."}],"partnerships":[{"partner_name":"Joint ventures in Brazil, Cambodia, Malaysia, Singapore","partnership_type":"strategic","description":"Equity investments in consumer and/or commercial credit information companies through joint ventures in these countries.","start_date":null}],"affiliations":[],"origin":{"leaf":"5171e3c606500a39e16312a717e2e496d54364cc095e7338319709f6aba9853b","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"10c4f32a751ae29faf81965b3eddcd810549d413cc1c967b0a78765e2ed399f9","parent":"e31e38a45dee61bb4d0471329f63b3afe2519e0b6e5b05103c117dcad0a570e0","source":"0000033185-26-000010","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}