{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000876523","name":"EZCORP INC","summary":"EZCORP, Inc. is a leading pawn services provider operating 1,360 locations in the U.S. and Latin America under brands including EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo. The company advances cash against collateralized personal property, sells pre-owned merchandise, and offers layaway and product protection plans. It also holds a 43.7% stake in Cash Converters International and a preferred interest in Founders One, LLC.","people":[],"products":[{"name":"Pawn Loans","type":"service","description":"Cash advances against collateralized tangible personal property with pawn service charges varying by jurisdiction."},{"name":"Pre-owned Merchandise Sales","type":"service","description":"Retail sale of forfeited pawn collateral including jewelry, electronics, tools, sporting goods and musical instruments."},{"name":"Jewelry Scrapping","type":"service","description":"Scrapping of forfeited jewelry collateral for inherent gold or precious stone content."},{"name":"EZ+","type":"platform","description":"Web-based application allowing customers to manage pawn transactions, layaways, and loyalty rewards online."},{"name":"Layaway","type":"service","description":"Installment purchase program requiring a minimum 10% deposit held for 90-300 days."},{"name":"Product Protection Plan","type":"service","description":"Allows customers to exchange certain general merchandise within six months of purchase."},{"name":"Jewelry VIP Package","type":"service","description":"Guarantees minimum future pawn advance, trade-in option, and minor cleaning/repair on jewelry sold in U.S. stores."}],"partnerships":[{"partner_name":"Cash Converters International Limited","partnership_type":"strategic","description":"EZCORP owns 43.7% of ASX-listed Cash Converters, which operates 659 stores across 15 countries in franchising, store operations, and personal finance.","start_date":null},{"partner_name":"Founders One, LLC / Simple Management Group, Inc.","partnership_type":"strategic","description":"EZCORP owns a preferred interest in Founders One, which has majority ownership in SMG operating 103 pawn stores in the U.S., Caribbean and Central America.","start_date":null}],"affiliations":[],"origin":{"leaf":"0ea1a0d9e63862a531099530fba4218a34a499f7f21d941d50140252ba24ba4d","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"5ead3f66e51bc80a04480d3f2ddc0312cc572fb48dbc3266527393f8dc5cc0d8","parent":"940b95c1f1ce5aa9dd6aaf8844c27bff518e8bfaa3da59927faf3abe977b7a92","source":"0000876523-25-000094","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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