{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001057706","name":"FIRST BANCORP /PR/","summary":"First BanCorp. is a Puerto Rico-based financial holding company incorporated in 1948, operating through its primary subsidiary FirstBank, a Puerto Rico-chartered commercial bank. The Corporation provides commercial and consumer banking, mortgage banking, automobile financing, insurance agency services, and other financial products in Puerto Rico, the U.S. mainland (Florida), the U.S. Virgin Islands, and the British Virgin Islands. As of December 31, 2025, it held $19.1 billion in total assets and $16.7 billion in total deposits.","people":[],"products":[{"name":"Residential Mortgage Loans","type":"service","description":"Origination, sale, and servicing of FHA, VA, RD, conforming, and non-conforming residential mortgage loans in Puerto Rico."},{"name":"Consumer Banking","type":"service","description":"Checking, savings, money market accounts, retail CDs, home equity loans, and internet banking services."},{"name":"Commercial and Corporate Banking","type":"service","description":"Commercial lending, C&I loans, commercial real estate loans, lines of credit, term loans, and construction loans for large and middle-market clients."},{"name":"Small Loans (Money Express La Financiera)","type":"service","description":"Small loan origination through 25 offices in Puerto Rico via First Federal Finance Corp."},{"name":"Insurance Agency Services","type":"service","description":"Insurance products and services offered through FirstBank Insurance Agency in Puerto Rico and USVI."},{"name":"Treasury and Investment Services","type":"service","description":"Investment portfolio management, brokered deposits, FHLB advances, and repurchase agreements."},{"name":"Mortgage-Backed Securities (MBS)","type":"service","description":"Issuance of GNMA mortgage-backed securities and sale of conforming loans to FNMA and FHLMC."},{"name":"International Banking Entity (IBE)","type":"service","description":"International banking services through FirstBank Overseas Corporation under Puerto Rico's International Banking Entity Act."}],"partnerships":[{"partner_name":"FNMA (Fannie Mae)","partnership_type":"strategic","description":"Sells conforming residential real estate loans to FNMA under its secondary market programs.","start_date":null},{"partner_name":"FHLMC (Freddie Mac)","partnership_type":"strategic","description":"Sells conforming residential real estate loans to FHLMC under its secondary market programs.","start_date":null},{"partner_name":"GNMA (Ginnie Mae)","partnership_type":"strategic","description":"Holds commitment authority to issue GNMA mortgage-backed securities.","start_date":null},{"partner_name":"FHA (Federal Housing Administration)","partnership_type":"strategic","description":"Originates FHA-insured residential mortgage loans meeting FHA standards.","start_date":null},{"partner_name":"VA (U.S. Veterans Administration)","partnership_type":"strategic","description":"Originates VA-guaranteed residential mortgage loans meeting VA standards.","start_date":null},{"partner_name":"USDA Rural Development","partnership_type":"strategic","description":"Originates RD-guaranteed residential mortgage loans meeting USDA RD standards.","start_date":null},{"partner_name":"FHLB (Federal Home Loan Bank)","partnership_type":"strategic","description":"Obtains funding through FHLB advances to support lending activities.","start_date":null}],"affiliations":[],"origin":{"leaf":"365ae2a549f1a5badec953915a93ebf218b135b0218b80ba95154c8f75dc6b3a","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"f8eff42cdd441899f05de045bcfa466e0edd1605ba37fbcfb408986847b4d6c6","parent":"43fc750d88342847ca6fc03675d0357892af710c9171b0261fab7203ef3175d4","source":"0001057706-26-000007","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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