{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001070296","name":"FIRST CAPITAL INC","summary":"First Capital, Inc. is an Indiana-based bank holding company and parent of First Harrison Bank, an Indiana chartered commercial bank. The Bank operates in Harrison, Floyd, Clark, and Washington counties in Indiana and Bullitt County in Kentucky. It offers residential mortgage loans (1-4 family, multifamily), commercial real estate loans, commercial business loans, consumer loans, home equity loans, and residential construction loans. The Bank sells qualified fixed-rate residential mortgages in the secondary market while retaining variable-rate and other loans in its portfolio.","people":[],"products":[{"name":"1-4 Family Residential Mortgage Loans","type":"service","description":"Fixed-rate and ARM residential mortgage loans with terms of 15-30 years, originated for sale or portfolio retention."},{"name":"Multifamily Residential Loans","type":"service","description":"Mortgage loans secured by multifamily residential properties within the Bank's market area."},{"name":"Commercial Real Estate Loans","type":"service","description":"Loans secured by commercial real estate properties, a key component of the Bank's lending growth strategy."},{"name":"Commercial Business Loans","type":"service","description":"Business lending products expanded through dedicated commercial lending staff."},{"name":"Consumer Loans","type":"service","description":"Consumer and other loans originated for the Bank's loan portfolio."},{"name":"Home Equity and Second Mortgage Loans","type":"service","description":"Loans secured by home equity or second mortgage positions on residential properties."},{"name":"Residential Construction Loans","type":"service","description":"1-4 family residential and other construction, development, and land loans."},{"name":"Deposit Accounts","type":"service","description":"FDIC-insured deposit accounts for retail and commercial customers across five-county market area."}],"partnerships":[{"partner_name":"Federal National Mortgage Corporation (Fannie Mae)","partnership_type":"strategic","description":"Bank uses Fannie Mae-approved loan documents for residential mortgage origination and secondary market sales.","start_date":null},{"partner_name":"Federal Home Loan Mortgage Corporation (Freddie Mac)","partnership_type":"strategic","description":"Bank uses Freddie Mac-approved loan documents for residential mortgage origination and secondary market sales.","start_date":null},{"partner_name":"Federal Home Loan Bank (FHLB)","partnership_type":"strategic","description":"Bank is a member of the FHLB System.","start_date":null}],"affiliations":[],"origin":{"leaf":"3a57e99aca92db0e5f9492d493d79d15416e11519e0e261f2fef032ae5415331","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"2de0b64c77d090f00069afff72567068806f3dde417cca05c219208b76774aaa","parent":"f77daa5c62b2af1978b5697097fbd5fad4e9d83cdaee3d3ec4fe59857e5feb31","source":"0001104659-26-037802","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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