{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000712537","name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","summary":"First Commonwealth Financial Corporation is a Pennsylvania-based financial holding company providing consumer and commercial banking services through First Commonwealth Bank (FCB), trust and wealth management services through FCB, and insurance products through First Commonwealth Insurance Agency. At December 31, 2025, it had $12.3 billion in total assets, $9.8 billion in loans, and $10.3 billion in deposits, operating 126 community banking offices across 30 counties in Pennsylvania and Ohio.","people":[],"products":[{"name":"Commercial Loans","type":"service","description":"Term loans and revolving lines of credit secured by business assets for working capital and asset acquisition."},{"name":"Commercial Real Estate Loans","type":"service","description":"Term loans secured by owner-occupied and non-owner occupied commercial properties with LTV up to 80%."},{"name":"Real Estate Construction Loans","type":"service","description":"Financing for real estate development and construction, converting to permanent mortgages upon completion."},{"name":"Residential Real Estate Loans","type":"service","description":"First lien mortgages, home equity loans and lines of credit for purchase or refinance of residential properties."},{"name":"Consumer Loans","type":"service","description":"Installment loans, personal lines of credit, credit cards, and indirect automobile and recreational vehicle loans."},{"name":"Trust and Wealth Management Services","type":"service","description":"Trust and wealth management services offered through First Commonwealth Bank."},{"name":"Insurance Products","type":"service","description":"Insurance products offered through First Commonwealth Insurance Agency, Inc."},{"name":"Equipment Leasing and Finance","type":"service","description":"Equipment leasing and finance business division based in suburban Philadelphia area, launched Q1 2022."},{"name":"Deposit Products","type":"service","description":"Traditional deposit products including various rates and terms, insured by the FDIC, for businesses and consumers."}],"partnerships":[{"partner_name":"NYCE","partnership_type":"strategic","description":"ATM network partnership providing nationwide ATM access to FCB cardholders.","start_date":null},{"partner_name":"MasterCard/Cirrus","partnership_type":"strategic","description":"ATM network partnership providing nationwide ATM access to FCB cardholders.","start_date":null},{"partner_name":"Allpoint ATM Network","partnership_type":"strategic","description":"Membership providing surcharge-free access to over 55,000 ATMs for FCB cardholders.","start_date":null},{"partner_name":"Freedom ATM Alliance","partnership_type":"strategic","description":"Membership providing surcharge-free access to over 350 ATMs in 50+ counties across PA, MD, NY, and OH.","start_date":null}],"affiliations":[],"origin":{"leaf":"03ca01dd9bfc7a6cbf79731087b52f8085c2cd86d0cdd23e4268005d514fcb84","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"b14580f489baf8369123345b5d583b52ea9a4d03bc2eecd76312e87a9882406a","parent":"24486a8c8268f090d776d473f0067e85582f08ac47f9c605c5a8f371d45972fa","source":"0000712537-26-000013","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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