{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001691445","name":"FinVolution Group","summary":"FinVolution Group is a China-based online consumer finance platform that facilitates loans between borrowers and institutional funding partners including commercial banks, internet banks, consumer finance companies, micro-loan companies, and trust management companies. It operates in China, the Philippines, and Indonesia, offering credit assessment, loan origination, and servicing. In 2024, loan origination volume reached RMB206.2 billion, with overseas revenues of RMB2,532.5 million representing 19.4% of total net revenues.","people":[],"products":[{"name":"Online Consumer Lending Platform (China)","type":"platform","description":"Facilitates loans between borrowers and institutional funding partners in China via mobile app and Weixin official account."},{"name":"Overseas Lending Platform (Philippines)","type":"platform","description":"Licensed lending and financing company operations in the Philippines facilitating consumer loans."},{"name":"Overseas Lending Platform (Indonesia)","type":"platform","description":"Technology and information-based financial lending institution in Indonesia, including a multi-finance subsidiary acquired in 2024."},{"name":"Credit Assessment and Fraud Detection Services","type":"service","description":"Preliminary credit scoring and fraud detection services provided to institutional funding partners using borrower credit data."}],"partnerships":[{"partner_name":"Licensed credit reference agency (unnamed)","partnership_type":"strategic","description":"Collaboration to ensure personal information transmission complies with Chinese credit reference regulations.","start_date":null},{"partner_name":"Regional financial organizations (unnamed)","partnership_type":"strategic","description":"Partnerships to comply with regulations regarding disconnecting direct connections with institutional funding partners.","start_date":null},{"partner_name":"Credit Information Corporation (Philippines)","partnership_type":"strategic","description":"Filipino subsidiary accredited as a Special Accessing Entity to the Credit Information System in February 2024.","start_date":null},{"partner_name":"Institutional funding partners (110 in China, 13 overseas)","partnership_type":"strategic","description":"Commercial banks, internet banks, private banks, consumer finance companies, micro-loan companies, and trust management companies funding loans on the platform.","start_date":null}],"affiliations":[],"origin":{"leaf":"faf2553a2104147c4b44b2c36305a5042c29a7d418e3e9c0922dfd929cb78aa4","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"a3165411fe321c4de35774b7e48def5a0a2627c7008c04dfc999a20087c88d4a","parent":"62a1d8816b46d1abb4a263d6509fcde04e8957925c07e7fddb193c1961de3e1b","source":"0001641172-25-005409","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":329,"hourly_limit":500,"remaining":171,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}