{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001085913","name":"FARMERS & MERCHANTS BANCORP","summary":"Farmers & Merchants Bancorp (FMCB) is a Delaware-registered bank holding company organized in 1999, operating through its wholly-owned subsidiary Farmers & Merchants Bank of Central California (founded 1916). The Bank provides commercial, real estate, agricultural, and consumer loans, equipment leases, deposit products, credit cards, lockbox services, electronic funds transfers, and investment products through 30 full-service branches across California's Central Valley and San Francisco Bay Area counties.","people":[],"products":[{"name":"Commercial Loans","type":"service","description":"Term loans, lines of credit, letters of credit, and working capital financing for businesses."},{"name":"Commercial Real Estate Loans","type":"service","description":"Lending products secured by commercial real estate properties."},{"name":"Agribusiness Loans","type":"service","description":"Agricultural financing products for agribusiness customers."},{"name":"Consumer Loans","type":"service","description":"Automobile financing, lines of credit, home improvement and home equity lines of credit."},{"name":"Residential Real Estate Loans","type":"service","description":"Financing products for individual residential real estate purchases."},{"name":"Equipment Leases","type":"service","description":"Equipment leasing products offered to business customers."},{"name":"Deposit Products","type":"service","description":"Checking, savings, money market, time certificates of deposit, IRAs, and online banking."},{"name":"Credit Card Program","type":"service","description":"Credit card program available for merchants and consumers."},{"name":"Lockbox and Collection Services","type":"service","description":"Specialized lockbox and other collection services for commercial accounts."},{"name":"Electronic Funds Transfers","type":"service","description":"Domestic and international wire transfers and automated clearinghouse services."},{"name":"Investment Products","type":"service","description":"Mutual funds and annuities offered through a third-party provider with investment advisors."},{"name":"Online Banking","type":"platform","description":"Online account access and account reconciliation for business and personal customers."},{"name":"Investment Sweep","type":"service","description":"Investment sweep services for commercial account customers."}],"partnerships":[{"partner_name":"Third-party investment advisor provider","partnership_type":"strategic","description":"Third party employs investment advisors to offer mutual funds and annuities to Bank customers.","start_date":null}],"affiliations":[],"origin":{"leaf":"0ab13410f77ec6d6d576e1ff3cf8bd8fe4d6c7e3b2806d926630dbfb9e04d0ea","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"77261e6eeebf1317bee322cb88a8b2a76ada92aff659a367b243047c28946118","parent":"5b2c0994fc47467c057469dc5ee89b504dc700a3b6d7295a1de2551634e79163","source":"0001140361-26-009383","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":41,"hourly_limit":500,"remaining":459,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}