{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001325670","name":"Primis Financial Corp.","summary":"Primis Financial Corp. is the bank holding company for Primis Bank, a Virginia state-chartered bank founded in 2005. It provides commercial and consumer banking services to individuals and small/medium-sized businesses through 24 branches in Virginia and Maryland, a digital platform, and subsidiaries including Primis Mortgage Company (PMC) and the Panacea Financial division serving healthcare professionals. As of December 31, 2025, it had $4.0 billion in total assets and $3.4 billion in total deposits.","people":[],"products":[{"name":"Commercial Business Loans","type":"service","description":"Lines of credit, term loans, equipment loans, SBA loans, and revolving credit facilities for businesses."},{"name":"Commercial Real Estate Loans","type":"service","description":"Permanent financing loans for commercial real estate properties."},{"name":"Construction Loans","type":"service","description":"Loans for commercial, multi-family, assisted living, and residential construction projects."},{"name":"Secured Asset Based Lending (SABL)","type":"platform","description":"Proprietary software-based lending system monitoring collateral such as accounts receivables and inventory."},{"name":"SBA Lending","type":"service","description":"SBA 7(a) and 504 loans offered nationwide under Preferred Lender status."},{"name":"Panacea Practice Solutions","type":"service","description":"Financing for medical, dental, and veterinary businesses including acquisition, expansion, and equipment loans."},{"name":"Mortgage Warehouse Lending","type":"service","description":"Warehouse lines of credit to residential mortgage originators, with approximately $1.2 billion in approved lines as of 2025."},{"name":"Residential Mortgage","type":"service","description":"Residential mortgage loan origination through Primis Mortgage Company (PMC)."},{"name":"Home Equity Lines of Credit","type":"service","description":"Credit lines secured by primary residential properties up to 80% LTV with 10-year draw and 20-year repayment."},{"name":"Panacea Consumer Loans","type":"service","description":"Unsecured consumer products including student loan refinancing and PRN loans for healthcare professionals."},{"name":"Digital Banking Platform","type":"platform","description":"Online deposit platform with $992 million in deposits and average balance of $48 thousand per customer as of 2025."},{"name":"V1BE App","type":"platform","description":"App-based fulfillment offering providing digital banking services to customers."},{"name":"Deposit Products","type":"service","description":"Checking, NOW, savings, money market accounts, and certificates of deposit for businesses and individuals."}],"partnerships":[{"partner_name":"EverBank, N.A.","partnership_type":"strategic","description":"Primis sold a majority of its life insurance premium finance loans to EverBank in 2024.","start_date":null},{"partner_name":"Third-party unsecured personal loan originator","partnership_type":"strategic","description":"Agreement to source and originate unsecured personal loans based on Primis credit criteria; discontinued effective January 31, 2025.","start_date":null}],"affiliations":[],"origin":{"leaf":"9afb80d027077eff18eb35445a32f9c03683a54705ca3b841e52a68ed7a8faa8","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"6fc66fe7e53f4f96730f1607f0afd08b1ff87498aeb644e2ec41a971bad17f4d","parent":"c4e53074bed7c26ecfaddaa8c9409b8e995f4878e3cec9d4e513c0e92a85f7e6","source":"0001104659-26-028599","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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