{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001828105","name":"Hippo Holdings Inc.","summary":"Hippo Holdings Inc. is a technology-native insurance holding company that delivers insurance products via owned and partner MGAs, generating $1.1 billion in gross written premium in 2025. Operating as a multi-carrier platform, Hippo offers admitted and non-admitted (E&S) paper across homeowners, renters, casualty, commercial multi-peril, and other lines. The company combines disciplined underwriting, advanced data analytics, and catastrophe modeling, holding $436.1 million in stockholders equity at year-end 2025.","people":[],"products":[{"name":"Homeowners Insurance","type":"service","description":"Hippo-branded and third-party MGA homeowners policies offering personal property coverage with technology-driven risk assessment."},{"name":"Renters Insurance","type":"service","description":"Short-tail personal lines coverage protecting personal property and contents of rented residences, underwritten via third-party program administrator."},{"name":"Casualty Insurance","type":"service","description":"Liability insurance including general liability, commercial auto, and excess/umbrella written through delegated authority MGA arrangements."},{"name":"Commercial Multi-Peril (CMP)","type":"service","description":"Packaged property and liability coverage for small to mid-sized commercial insureds distributed through third-party program administrators."},{"name":"Spinnaker Carrier Platform","type":"platform","description":"Multi-carrier platform providing admitted and E&S paper, capital access, regulatory licenses, and reinsurance to partner MGAs."}],"partnerships":[{"partner_name":"The Baldwin Group (BWIN)","partnership_type":"strategic","description":"Partnership tripling Hippo's access to the New Homes channel and niche commercial markets.","start_date":null}],"affiliations":[],"origin":{"leaf":"f5d8f32f8a50b876d050047b035289bfc8b5c6abb6ebffd51cacdd7abec377d3","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"bb6ed372ed3c13a999cc75455d47c080b84634ee31cd3c722c720094e8e92058","parent":"4e6faeecace746d074f5e9a4b62ba4a887000e003169b56c0fcd544afeacb5bf","source":"0001828105-26-000008","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":326,"hourly_limit":500,"remaining":174,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}