{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001128361","name":"HOPE BANCORP INC","summary":"Hope Bancorp, Inc. is a bank holding company headquartered in Los Angeles, California, operating through its wholly-owned subsidiary Bank of Hope, a California state-chartered bank. The company offers commercial and retail banking products including C&I loans, commercial real estate loans, SBA loans, consumer loans, deposit accounts, treasury management services, foreign currency exchange, interest rate hedging, and international trade financing, serving a multi-ethnic customer base across multiple U.S. states.","people":[],"products":[{"name":"Commercial and Industrial Loans","type":"service","description":"Loans for working capital, inventory, debt refinancing, and business acquisitions for small to corporate borrowers."},{"name":"Commercial Real Estate Loans","type":"service","description":"Loans for purchase and refinance of retail, hotel, industrial, multifamily, and other commercial real estate properties."},{"name":"SBA 7(a) Loans","type":"service","description":"SBA-guaranteed loans for working capital, equipment, real estate, up to $5M gross with 75-85% SBA guarantee."},{"name":"SBA 504 Loans","type":"service","description":"Loans for owner-occupied commercial real estate or long-term capital equipment, structured with Bank and CDC participation."},{"name":"SBA EZ Loans","type":"service","description":"Unsecured C&I term loans up to $500K processed via credit scoring program."},{"name":"Consumer Loans","type":"service","description":"Single-family mortgages, personal loans, and home equity loans with fixed and adjustable rates."},{"name":"Deposit Products","type":"service","description":"Checking, money market, savings, time deposit, IRA accounts, and related services for personal and business customers."},{"name":"Treasury Management Services","type":"service","description":"ACH origination, lockboxes, remote deposit capture, and related cash management services."},{"name":"Foreign Currency Exchange","type":"service","description":"Currency exchange solutions offered to banking customers."},{"name":"Interest Rate Hedging Products","type":"service","description":"Interest rate risk hedging products offered to commercial clients."},{"name":"International Trade Financing","type":"service","description":"Trade finance products supporting international business transactions."},{"name":"Internet Banking","type":"platform","description":"Online banking platform available in English and Korean for retail and business customers."}],"partnerships":[{"partner_name":"Small Business Administration (SBA)","partnership_type":"strategic","description":"Preferred Lender designation enabling SBA 7(a), 504, and EZ loan origination nationwide.","start_date":null},{"partner_name":"Federal Home Loan Bank of San Francisco","partnership_type":"strategic","description":"Member institution utilizing FHLB advances for liquidity and asset-liability management.","start_date":null},{"partner_name":"Federal Reserve Bank of San Francisco","partnership_type":"strategic","description":"Borrowing relationship for short-term liquidity needs.","start_date":null}],"affiliations":[],"origin":{"leaf":"88950b0bd868c3f301b4019db5c5d90c326a1bc0afc0278e71657e9d6ee061e9","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"17c2b1a6b3db29e5814237c0aaca736ec0152ee6d681b9a4fafe4382136690de","parent":"62249b3d408a4637230ac31a2217628bbd621bc40c7cae8cffdce1ff2199719d","source":"0001128361-26-000011","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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