{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000012659","name":"H&R BLOCK INC","summary":"H&R Block, Inc. provides tax preparation services, financial products, and small business solutions globally. Services include assisted and DIY tax preparation via retail offices, online, and mobile platforms. Products include Refund Transfers, Emerald Prepaid Mastercard, Spruce mobile banking, Emerald Advance term loans, Refund Advance loans, Tax Identity Shield, and Peace of Mind plans. Through Block Advisors and Wave, the company offers bookkeeping, payroll, and payment processing for small businesses. In fiscal 2026, H&R Block filed 22.3 million returns and generated $3.95 billion in consolidated revenues.","people":[],"products":[{"name":"Assisted Tax Preparation","type":"service","description":"In-person, virtual, and drop-off tax return preparation by H&R Block tax professionals in company-owned and franchise offices."},{"name":"DIY Online Tax Preparation","type":"platform","description":"Self-service online and mobile tax return filing platform with AI Tax Assist and human help included in paid products."},{"name":"Desktop Tax Software","type":"software","description":"Tax preparation software sold online and through third-party retail stores for client self-filing."},{"name":"AI Tax Assist","type":"software","description":"Generative AI-powered technology offered at no extra charge to DIY online paid return clients."},{"name":"Tax Pro Review","type":"service","description":"Service allowing clients to prepare their own return and have a tax professional review and sign it."},{"name":"Refund Transfer (RT)","type":"service","description":"Enables clients to receive tax refunds via chosen disbursement method and pay preparation fees from their refund."},{"name":"Peace of Mind Extended Service Plan (POM)","type":"service","description":"Audit representation and assumption of additional taxes owed due to H&R Block errors, up to $6,000 for U.S. clients."},{"name":"H&R Block Emerald Prepaid Mastercard","type":"service","description":"Prepaid debit card issued by bank partner usable for purchases, ATM withdrawals, and receipt of tax refunds."},{"name":"Spruce","type":"platform","description":"Mobile banking app with a spending account and debit card offered through H&R Block's bank partner."},{"name":"H&R Block Emerald Advance (EA)","type":"service","description":"Interest-bearing term loans of $350–$1,500 offered in November and December through H&R Block's bank partner."},{"name":"Refund Advance (RA)","type":"service","description":"Interest-free loans of $250–$4,000 offered in January and February to eligible U.S. assisted clients via bank partner."},{"name":"Tax Identity Shield (TIS)","type":"service","description":"Program offering dark web monitoring, SSN scans, identity fraud alerts, and IRS identity protection assistance."},{"name":"H&R Block's Instant Refund","type":"service","description":"Canadian service advancing refunds due from the Canada Revenue Agency to eligible clients for a legislated fee."},{"name":"H&R Block Pay With Refund","type":"service","description":"Canadian program enabling clients to pay tax preparation fees from their refund through a Canadian chartered bank."},{"name":"Block Advisors","type":"service","description":"Small business tax, bookkeeping, and payroll services provided through H&R Block's office network in-person, online, and virtually."},{"name":"Wave","type":"platform","description":"Online platform for small business owners offering payment processing, payroll, and bookkeeping services."}],"partnerships":[{"partner_name":"Bank partner (unnamed)","partnership_type":"strategic","description":"Bank partner issues Emerald Card, Spruce debit card, Emerald Advance term loans, and Refund Advance loans; also facilitates Refund Transfers.","start_date":null},{"partner_name":"Canadian chartered bank (unnamed)","partnership_type":"strategic","description":"Facilitates H&R Block Pay With Refund program for Canadian clients.","start_date":null},{"partner_name":"Mastercard International Incorporated","partnership_type":"licensing","description":"Emerald Card and Spruce debit card are issued on the Debit Mastercard network.","start_date":null}],"affiliations":[],"origin":{"leaf":"54c22ea62cb25869cf35c16583301027846af6fc92fba07243c8f43287194973","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"118a7e4e5498d07367bef0cdf96a8e0f5c583e3796de87e2d63f070260c830cc","parent":"a79bf38e414db6ef944d38d49516ce290f050691bc5dedab4cddd56f68f37d11","source":"0001605297-25-000016, 0000012659-26-000026","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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