{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001591913","name":"Innovative Payment Solutions, Inc.","summary":"Innovative Payment Solutions, Inc. (IPSI) is a fintech company providing digital payment solutions and services to businesses and consumers. It operates through joint ventures, including IPSIPay Express (real-time payment platform for gaming/entertainment) and Jetties Partners LLC (d/b/a IPSIPAY), focused on merchant processing. Revenue streams are expected from merchant processing fees, money transfer fees, and international bill payment commissions. As of December 2025, the company had not yet generated revenue from its joint ventures.","people":[],"products":[{"name":"IPEX","type":"platform","description":"Proprietary consumer-to-merchant real-time payment platform including credit card processing and bank-to-bank payment transactions for gaming and entertainment sectors."},{"name":"IPSIPAY","type":"service","description":"Merchant processing payment solution focused on gaming industry, offering merchant processing, money transfer, and international bill payment commissions."},{"name":"IPSIPay (e-wallet)","type":"platform","description":"Previously operated e-wallet enabling consumers to deposit cash, convert to digital form, and remit funds securely."}],"partnerships":[{"partner_name":"OpenPath, Inc.","partnership_type":"development","description":"Joint venture partner in IPSIPay Express LLC for real-time payment platform targeting gaming and entertainment sectors.","start_date":null},{"partner_name":"EfinityPay, LLC","partnership_type":"development","description":"Joint venture partner in IPSIPay Express LLC for real-time payment platform targeting gaming and entertainment sectors.","start_date":null},{"partner_name":"Brant Point Solutions, LLC","partnership_type":"strategic","description":"50% partner in Jetties Partners LLC (IPSIPAY), providing technology access and gaming market presence.","start_date":null},{"partner_name":"Business Warrior Corporation","partnership_type":"strategic","description":"Merger agreement signed July 2024 for fintech combination; mutually terminated January 22, 2025.","start_date":null}],"affiliations":[],"origin":{"leaf":"a6eb4ab0e1f08e07c536398709bf51f8867267fb558d7fac1848b5e64c360708","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"cbb3fbe44c47bb509b9167b2d8973afd5a389b44766b4eaaebb7231b4f3dd6d2","parent":"2494d7dd63badd967fcdc67d14717de6ff20c4f381d04b5bead9381ecfa54a21","source":"0001213900-26-037405","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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