{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001669162","name":"Kinsale Capital Group, Inc.","summary":"Kinsale Capital Group is a property and casualty insurance company focused exclusively on the excess and surplus (E&S) lines market in the U.S. It writes a broad array of coverages for hard-to-place risks including commercial property, casualty, construction, allied health, and personal lines. Products are sold in all 50 states, D.C., Puerto Rico, and the U.S. Virgin Islands through independent insurance brokers. In 2025, gross written premiums reached $2.0 billion with a combined ratio of 75.9%.","people":[],"products":[{"name":"Commercial Property Insurance","type":"service","description":"E&S property coverage for hard-to-place commercial risks; $374.5M gross written premiums in 2025."},{"name":"Excess Casualty Insurance","type":"service","description":"Excess casualty coverage for non-standard risks; $277.0M gross written premiums in 2025."},{"name":"General Casualty Insurance","type":"service","description":"General casualty E&S coverage; $207.9M gross written premiums in 2025."},{"name":"Small Business Casualty Insurance","type":"service","description":"Casualty coverage targeting small business E&S risks; $202.4M gross written premiums in 2025."},{"name":"Construction Insurance","type":"service","description":"E&S coverage for construction risks; $147.6M gross written premiums in 2025."},{"name":"Small Business Property Insurance","type":"service","description":"Property coverage for small business E&S risks; $102.4M gross written premiums in 2025."},{"name":"Allied Health Insurance","type":"service","description":"E&S coverage for allied health risks; $97.0M gross written premiums in 2025."},{"name":"Entertainment Insurance","type":"service","description":"E&S coverage for entertainment industry risks; $70.0M gross written premiums in 2025."},{"name":"Products Liability Insurance","type":"service","description":"E&S products liability coverage; $67.9M gross written premiums in 2025."},{"name":"Commercial Auto Insurance","type":"service","description":"E&S commercial auto coverage; $48.7M gross written premiums in 2025."},{"name":"High Value Homeowners Insurance","type":"service","description":"Personal lines high-value homeowners E&S coverage; $36.1M gross written premiums in 2025."},{"name":"Proprietary Technology Platform","type":"platform","description":"Integrated digital platform with data warehouse supporting underwriting, policy processing, claims, and analytics."}],"partnerships":[],"affiliations":[],"origin":{"leaf":"8e849f49531abb481563794bbf37823e9ecbc54f94c740fcf143c15d06f05d92","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"555a7153306302b999d9fccf3f6f1dca5fbeb4925475c31aa42d27060dfa3941","parent":"065d2c905b1e36d27bc620f227f254f56cc9d5e3fc94c1cc6411407e649f74c0","source":"0001669162-26-000015","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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