{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001788451","name":"Ethos Technologies Inc.","summary":"Ethos Technologies Inc. operates a digital insurance platform that enables consumers to apply for and purchase life insurance and related products. The company works with licensed carriers, independent agents, agencies, and third-party fintech channels to distribute activated policies. Revenue is earned through commissions paid by carriers based on annual premiums. Ethos also offers Wills & Estate Planning products alongside its core insurance offerings.","people":[],"products":[{"name":"Life Insurance Platform","type":"platform","description":"Digital platform enabling consumers to apply for and purchase life insurance policies through direct and third-party channels."},{"name":"Wills & Estate Planning","type":"service","description":"Estate planning products offered alongside core life insurance products; not counted in activated policy metrics."}],"partnerships":[{"partner_name":"Independent insurance agencies","partnership_type":"strategic","description":"Agencies use Ethos platform to sell insurance products through affiliated licensed agents.","start_date":null},{"partner_name":"Third-party fintech companies","partnership_type":"strategic","description":"Fintech partners refer consumers or enable insurance product sales through Ethos platform as part of third-party channel.","start_date":null}],"affiliations":[],"origin":{"leaf":"d743e0b48e31c8ca230b57c355ffb609c2489a683db451b8c07c00a0c71846c8","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"f4095bff24ca2bcfd862512aba2c54a1967c532354947db0edb0a610431362b0","parent":"39305a33f1de46465f3a1a6a27c6086d6813a8bc47d7b0b5127737b4682cc205","source":"0001193125-26-108887","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":126,"hourly_limit":500,"remaining":374,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}