{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001806201","name":"Open Lending Corp","summary":"Open Lending Corporation provides lending enablement and risk analytics through its flagship Lenders Protection Platform (LPP), a cloud-based automotive lending platform. LPP enables credit unions, regional banks, finance companies, and OEM captive finance companies to make loans to near-prime and non-prime borrowers (credit scores 560-699) by using proprietary risk-based pricing models and real-time underwriting of automotive loan default insurance. Since 2000, it has facilitated over one million loans totaling over $27.9 billion in originations, serving 450 active lenders.","people":[],"products":[{"name":"Lenders Protection Platform (LPP)","type":"platform","description":"Cloud-based automotive lending enablement platform providing risk-based pricing, real-time underwriting, and default insurance integration for near-prime and non-prime borrowers."},{"name":"ApexOne Auto","type":"platform","description":"Advanced decisioning platform launched November 2025 supporting risk-based pricing for prime borrowers without default insurance."},{"name":"Insurance Administrative Services (IAS)","type":"service","description":"Claims administration service for insurance partners, performing claims management and earning administrative fees as a portion of insurance premiums."}],"partnerships":[{"partner_name":"Insurance partners (three active, unnamed)","partnership_type":"strategic","description":"Exclusivity agreements with three active insurance partners rated A- or better by A.M. 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