{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001629019","name":"Merchants Bancorp","summary":"Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana, operating through three segments: Multi-family Mortgage Banking (originating and servicing affordable multi-family housing and healthcare facility loans, syndicating LIHTC and debt funds); Mortgage Warehousing (warehouse financing for mortgage bankers); and Banking (portfolio lending, retail mortgage banking, SBA lending, agricultural lending, and community banking). As of December 31, 2025, the company had $19.4 billion in assets, $13.0 billion in deposits, and $2.3 billion in shareholders equity.","people":[],"products":[{"name":"Multi-family Mortgage Banking","type":"service","description":"Origination and servicing of affordable multi-family housing and healthcare facility loans via FHA, Fannie Mae, Freddie Mac, and USDA programs."},{"name":"LIHTC Tax Credit Syndication","type":"service","description":"Fully integrated tax credit equity syndication for Section 42 LIHTC, Historic Rehabilitation Tax Credits, and State tax credits."},{"name":"Mortgage Warehouse Lending","type":"service","description":"Warehouse repurchase agreements, loan participations, and operating lines of credit for independent mortgage bankers."},{"name":"SBA Lending","type":"service","description":"Small Business Administration loan origination offered through the Banking segment."},{"name":"Agricultural Lending","type":"service","description":"Agricultural loans offered through the Banking segment."},{"name":"Retail and Correspondent Residential Mortgage Banking","type":"service","description":"Retail and correspondent residential mortgage banking services offered through the Banking segment."},{"name":"MIP Debt Investment Vehicles","type":"platform","description":"Registered investment advisor deploying third-party institutional capital into high-quality assets originated by MCC, including securitizations and credit risk transfer vehicles."}],"partnerships":[{"partner_name":"Fannie Mae","partnership_type":"strategic","description":"Approved seller/servicer; originates and sells affordable multi-family loans as mortgage-backed securities.","start_date":null},{"partner_name":"Freddie Mac","partnership_type":"strategic","description":"Approved seller/servicer; originates and sells affordable multi-family loans as mortgage-backed securities.","start_date":null},{"partner_name":"Ginnie Mae","partnership_type":"strategic","description":"Approved issuer/servicer for government-backed mortgage securities.","start_date":null},{"partner_name":"FHA","partnership_type":"strategic","description":"Approved lender for multi-family and healthcare facility financing under FHA programs.","start_date":null},{"partner_name":"USDA","partnership_type":"strategic","description":"Approved USDA Rural Housing 538 lender for affordable housing in rural markets.","start_date":null},{"partner_name":"American Financial Exchange (AFX)","partnership_type":"strategic","description":"Referenced as a defined term in the company's glossary; specific relationship details not elaborated.","start_date":null}],"affiliations":[],"origin":{"leaf":"a3ec7b6b0d4f460ebe155832b4d1bdc693738f80b153c4cf748de2496236d3c9","parent":"69ee10b6ca17e0c2b0d6585b6180c88e34caf4addd23820acc7900d477ff6762","timestamp":"2026-08-12T01:34:47.314Z","source":"0001104659-26-021549","chain":"SEC.gov PEM > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Hash this response content + parent + timestamp to reproduce the leaf hash","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin chain (see origin.leaf) traceable to an SEC-signed source. 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