{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000064996","name":"MERCURY GENERAL CORP","summary":"Mercury General Corporation is an insurance holding company primarily engaged in writing personal automobile insurance through 12 subsidiaries in 11 states, principally California. The Company also offers homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance. Policies are sold through approximately 8,510 independent agents, wholly-owned agencies AIS and PoliSeek, and internet sales portals. Direct premiums written totaled approximately $5.98 billion in 2025.","people":[],"products":[{"name":"Private Passenger Automobile Insurance","type":"service","description":"Covers collision, property damage, bodily injury, comprehensive, PIP, uninsured/underinsured motorist in 11 states."},{"name":"Homeowners Insurance","type":"service","description":"Covers dwelling, liability, personal property, and other coverages in 10 states."},{"name":"Commercial Automobile Insurance","type":"service","description":"Commercial auto coverage with combined policy limits up to $1,000,000 per accident in 4 states."},{"name":"Commercial Property Insurance","type":"service","description":"Commercial property coverage with no maximum limit, supported by per-risk reinsurance treaties."},{"name":"Mechanical Protection Insurance","type":"service","description":"Mechanical protection service contracts administered by Mercury Select Management Company, available in most states."},{"name":"Umbrella Insurance","type":"service","description":"Personal and commercial umbrella liability coverage up to $5,000,000; commercial umbrella is 100% reinsured."}],"partnerships":[{"partner_name":"Independent agents network (~8,510 agents)","partnership_type":"strategic","description":"Independent agents account for approximately 88% of direct premiums written in 2025.","start_date":null},{"partner_name":"AIS (Auto Insurance Specialists LLC)","partnership_type":"strategic","description":"Wholly-owned insurance agency subsidiary also selling policies for other insurance companies.","start_date":null},{"partner_name":"PoliSeek AIS Insurance Solutions, Inc.","partnership_type":"strategic","description":"Wholly-owned insurance agency subsidiary also selling policies for other insurance companies.","start_date":null}],"affiliations":[],"origin":{"leaf":"155f6bce6925bfafeb6cad1e00afaa1040a16264fd2ae6cd157906077053bfa4","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"e71f415992fd3fe76d637396456ee6be900b01e66259fe0899a3dc66b0842440","parent":"e4733d7a9075bc5eef31c0572f6b3c389bc37d4f8da7c8423604187c61845e65","source":"0000064996-26-000005","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}