{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000799292","name":"M/I HOMES, INC.","summary":"M/I Homes, Inc. is one of the nation's leading single-family homebuilders, operating since 1976 and having sold over 168,200 homes. The company designs, markets, constructs, and sells single-family homes and attached townhomes across 17 markets in 10 states. It operates two segments: homebuilding (97% of revenue) and financial services, the latter providing mortgage loans via M/I Financial, LLC and title insurance and closing services through wholly-owned subsidiaries.","people":[],"products":[{"name":"Single-Family Homes","type":"service","description":"Custom and inventory single-family homes priced from ~$190,000 to $1,250,000 targeting first-time, move-up, empty-nester, and luxury buyers."},{"name":"Attached Townhomes","type":"service","description":"Attached townhome residences sold across planned development and mixed-use communities."},{"name":"Mortgage Banking Services","type":"service","description":"Conventional, FHA, VA, USDA, and state housing bond mortgage loans offered through M/I Financial, LLC."},{"name":"Title Insurance and Closing Services","type":"service","description":"Title insurance and closing services provided through 100%-owned title subsidiaries."},{"name":"Ready Now Homes","type":"service","description":"Inventory homes available for closing in 90 days or less to meet short-timeframe buyer needs."},{"name":"Online Design Center","type":"platform","description":"Digital tool allowing homebuyers to make preliminary design selections before visiting physical Design Studios."},{"name":"Journey App","type":"platform","description":"Digital app delivering construction milestone notifications, photos, checklists, and purchase documents to homebuyers."},{"name":"Whole Home Building Standards","type":"service","description":"Energy-efficient building program designed to save customers up to 30% on energy costs versus minimum code-built homes."}],"partnerships":[{"partner_name":"Federal Housing Authority (FHA)","partnership_type":"strategic","description":"M/I Financial offers FHA mortgage programs to homebuyers.","start_date":null},{"partner_name":"U.S. Veterans Administration (VA)","partnership_type":"strategic","description":"M/I Financial offers VA mortgage programs to homebuyers.","start_date":null},{"partner_name":"United States Department of Agriculture (USDA)","partnership_type":"strategic","description":"M/I Financial offers USDA mortgage programs to homebuyers.","start_date":null}],"affiliations":[],"origin":{"leaf":"4af388d6508731678c84cfc415f1461ae37cc167a154e625cbccaa0dbb8818ee","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"4823d50f6247ac04d69012c056bf42206ad9f6c00a56927983d1ddbd2d5cf92e","parent":"4b3609c3b14f09a47114f7977685bc50cdd5609d21f7cba1c58ce11b438f161a","source":"0000799292-26-000006","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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