{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001466026","name":"Midland States Bancorp, Inc.","summary":"Midland States Bancorp, Inc. is a diversified financial holding company headquartered in Effingham, Illinois, operating through its subsidiary Midland States Bank (founded 1881). It offers commercial and retail banking, commercial and real estate loans, consumer installment loans, deposit products, merchant credit card services, trust and investment management, insurance, and financial planning. As of December 31, 2025, the company had $6.51 billion in total assets and $4.48 billion in wealth management assets under administration across 53 banking offices in Illinois and Missouri.","people":[],"products":[{"name":"Commercial Loans","type":"service","description":"Term loans and lines of credit for working capital, equipment, and agricultural purposes to small and midsized businesses."},{"name":"Commercial Real Estate Loans","type":"service","description":"Loans for owner-occupied and non-owner-occupied commercial properties including multifamily, retail, hotel, and industrial types."},{"name":"Construction and Land Development Loans","type":"service","description":"Loans to businesses and developers for construction of commercial and residential properties, disbursed as construction progresses."},{"name":"Residential Real Estate Loans","type":"service","description":"First and second mortgage loans and home equity lines of credit for individual customers purchasing primary residences."},{"name":"Consumer Installment Loans","type":"service","description":"Loans for automobiles, boats, recreational vehicles, appliances, and home improvement, historically originated through GreenSky and LendingPoint."},{"name":"Deposit Products","type":"service","description":"Checking, savings, money market, certificates of deposit, and sweep accounts for individuals, businesses, and municipalities."},{"name":"Wealth Management","type":"service","description":"Trust, estate planning, investment management, tax, insurance, retirement plan consulting, and retail brokerage under Midland Wealth Management brand."},{"name":"Merchant Credit Card Services","type":"service","description":"Merchant credit card processing services offered through the bank."}],"partnerships":[{"partner_name":"GreenSky","partnership_type":"strategic","description":"Historically originated consumer installment loans through GreenSky; ceased new originations in 2023; sold participation interests in $317.5M of portfolio in Q2 2025.","start_date":null},{"partner_name":"LendingPoint","partnership_type":"strategic","description":"Historically originated consumer loans through LendingPoint; ceased new originations in 2023; sold $87.1M portfolio in Q4 2024.","start_date":null}],"affiliations":[],"origin":{"leaf":"5e79f5ee84f6f090e328b37325d19329b27f35010ba332595b1d127c982cc854","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"a924e145465e8b108a52c5b700dc44122e79fe76114be6e2ce9fd11e0b8fce3a","parent":"29163bb2c6ca5f41659b3437131e76255f071da2591fdcc9454f7e71ffaff790","source":"0001466026-26-000020","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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