{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001277902","name":"MVB FINANCIAL CORP","summary":"MVB Financial Corp. is a West Virginia-based financial holding company operating primarily through MVB Bank, Inc. It provides commercial and retail (CoRe) banking services, Fintech banking (payments, banking-as-a-service, gaming industries), fraud prevention via Paladin Fraud, and mortgage banking through equity method investments in ICM and Warp Speed. It also operates Edge Ventures subsidiaries including Victor Technologies (software services) and previously Trabian Technology (digital banking products).","people":[],"products":[{"name":"CoRe Banking Services","type":"service","description":"Commercial and retail banking including deposits, loans, debit cards, and safe deposit rentals."},{"name":"Fintech Banking","type":"service","description":"Banking services for corporate Fintech clients in payments, banking-as-a-service, and gaming industries."},{"name":"Paladin Fraud","type":"service","description":"Fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors."},{"name":"Victor Technologies","type":"platform","description":"Software services offering account functionality and transactions through web-based platforms; sold to Jack Henry in September 2025."},{"name":"Trabian Technology","type":"platform","description":"Digital products and web/mobile applications for community banks, credit unions, and Fintech companies; divested January 2025."},{"name":"Residential Mortgage Loans","type":"service","description":"Adjustable and fixed-rate real estate loans, home equity lines of credit, and construction mortgages."},{"name":"Commercial Loans","type":"service","description":"Commercial and industrial, commercial real estate, and construction loans totaling $1.71 billion as of December 31, 2025."}],"partnerships":[{"partner_name":"Intercoastal Mortgage Company, LLC (ICM)","partnership_type":"strategic","description":"Equity method investment; Bank purchases residential real estate loans from ICM.","start_date":null},{"partner_name":"Warp Speed Holdings, LLC","partnership_type":"strategic","description":"Equity method investment; holding company focused on residential and commercial loan origination and servicing.","start_date":null},{"partner_name":"Ayers Socure II, LLC","partnership_type":"strategic","description":"Equity method investment held by MVB Financial Corp.","start_date":null},{"partner_name":"Jack Henry & Associates","partnership_type":"strategic","description":"Purchased substantially all assets and operations of Victor Technologies in September 2025.","start_date":null}],"affiliations":[],"origin":{"leaf":"d534512c9342c05e71296b522ed531ff3e1f7022381315e8bd52c7c7c08d6ac9","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"d110aa86ea54bc675d6f480e0f924daea9b8adad6a9e20fae364771f60fb6720","parent":"a45deef4b51f8eebb5acfca061a492b7f08a33a649980720997b77f99dd03421","source":"0001277902-26-000030","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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