{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001547903","name":"NMI Holdings, Inc.","summary":"NMI Holdings, Inc. provides private mortgage insurance (MI) through its subsidiaries NMIC and Re One, both domiciled in Wisconsin. NMIC is approved by the GSEs and licensed in all 50 states and D.C. The company insures high-LTV residential mortgage loans on a flow or aggregated basis, protecting lenders and investors from default-related losses. As of December 31, 2025, it had $221.4 billion of primary insurance in force and 2,193 lender customers.","people":[],"products":[{"name":"Primary Mortgage Insurance","type":"service","description":"Default protection on individual first-lien mortgage loans at specified coverage percentages, written on a flow or aggregated basis."},{"name":"Rate GPS","type":"platform","description":"Proprietary pricing platform used to dynamically evaluate risk and price MI policies."},{"name":"Outsourced Loan Review Services","type":"service","description":"Provided by subsidiary NMIS to mortgage loan originators."},{"name":"Reinsurance Coverage","type":"service","description":"Historically provided by Re One to NMIC; commuted after statutory risk retention requirements were repealed."}],"partnerships":[{"partner_name":"Fannie Mae","partnership_type":"strategic","description":"NMIC is approved to insure loans guaranteed by Fannie Mae and subject to PMIERs.","start_date":null},{"partner_name":"Freddie Mac","partnership_type":"strategic","description":"NMIC is approved to insure loans guaranteed by Freddie Mac and subject to PMIERs.","start_date":null}],"affiliations":[],"origin":{"leaf":"dc27956492ff11250d0d563d909b2404e62e0f529c24cd76dd23a5ec0e39bf9b","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"362369495cdd3c9fa86a5ff8cbf45a2ff8020f6c2db5e08b4f31ef3855357bd8","parent":"713fb665b1d6c02f4cad217def9216ba3179b2e1dec860b7733744effb227e18","source":"0001547903-26-000011","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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