{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001163389","name":"NEW PEOPLES BANKSHARES INC","summary":"New Peoples Bankshares, Inc. is a Virginia financial holding company headquartered in Honaker, Virginia, operating primarily through New Peoples Bank, Inc. The Bank offers commercial loans, residential mortgages, consumer loans, construction loans, deposit accounts, and investment services via New Peoples Financial Services division. It also provides insurance referral services through NPB Insurance Services, Inc. and title insurance through a minority stake in Lonesome Pine Title Agency, LLC. The Bank operates 17 full-service branches across Virginia, West Virginia, North Carolina, and Tennessee.","people":[],"products":[{"name":"Commercial Loans","type":"service","description":"Loans for working capital, business expansion, equipment purchase for businesses in the market area."},{"name":"Residential Mortgage Loans","type":"service","description":"Fixed and variable rate first and second mortgage loans, construction loans, and home equity lines of credit."},{"name":"Consumer Loans","type":"service","description":"Installment loans for personal, family, and household purposes including home improvement and debt consolidation."},{"name":"Deposit Accounts","type":"service","description":"Business and personal checking and savings accounts with 24-hour ATM access and online banking."},{"name":"Investment Services","type":"service","description":"Fixed and variable annuities, fee-based asset management, and other investment products via New Peoples Financial Services division."},{"name":"Insurance Referral Services","type":"service","description":"Revenue generated through referral of insurance services via NPB Insurance Services, Inc."},{"name":"Title Insurance","type":"service","description":"Title insurance services through 39% membership interest in Lonesome Pine Title Agency, LLC."},{"name":"Internet Banking","type":"platform","description":"Online platform for account access, transfers, bill pay, stop payments, check orders, and deposit account opening."}],"partnerships":[{"partner_name":"Osaic Institutions, Inc.","partnership_type":"strategic","description":"Broker-dealer relationship enabling New Peoples Financial Services division to offer investment products.","start_date":null},{"partner_name":"Lonesome Pine Title Agency, LLC","partnership_type":"strategic","description":"NPB Insurance Services holds 39% membership interest providing title insurance services.","start_date":null}],"affiliations":[],"origin":{"leaf":"822644a56005b7b9fce21a8c1a5aec0d391845a75798de024d093410d83a0e63","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"8f9998d4d4ea7f20882640c9f16adb7c47d6ef098a923168feba60e9fc060a38","parent":"a281d947f0938a355a8f97188f7d46680bb5797ca9da11428be0d8a6a5cc88e0","source":"0001903596-26-000116","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":500,"hourly_limit":500,"remaining":0,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}