{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001722010","name":"OP Bancorp","summary":"OP Bancorp, headquartered in Los Angeles, California, operates commercial community banking through its wholly owned subsidiary Open Bank. Founded in 2005 as First Standard Bank and rebranded in 2010, the company serves small and medium-sized businesses and retail customers, with a focus on the Korean-American community. Products include CRE, C&I, SBA 7(a) and 504, residential mortgage, mortgage warehouse, and consumer loans, alongside demand, savings, money market, and time deposit accounts across twelve branches and five loan production offices.","people":[],"products":[{"name":"Commercial Real Estate Loans","type":"service","description":"Loans secured by first liens on income-producing or owner-occupied properties."},{"name":"Commercial and Industrial Loans","type":"service","description":"Business loans secured by business assets and personal guarantees."},{"name":"SBA 7(a) and SBA 504 Loans","type":"service","description":"SBA loans for working capital, business expansion, and owner-occupied real estate."},{"name":"Residential Mortgage Loans","type":"service","description":"Adjustable-rate loans for owner-occupied and non-owner-occupied properties."},{"name":"Mortgage Warehouse Lines of Credit","type":"service","description":"Short-term credit lines extended to non-bank mortgage originators to finance residential mortgage production."},{"name":"Consumer Loans","type":"service","description":"Unsecured lines of credit and term loans primarily to high-net-worth individuals."},{"name":"Deposit Accounts","type":"service","description":"Demand, savings, money market, and time deposit accounts for business and consumer customers."},{"name":"Online and Mobile Banking","type":"platform","description":"Digital banking access complementing the branch-based deposit product offerings."}],"partnerships":[{"partner_name":"Open Bank S.A.","partnership_type":"licensing","description":"Coexistence Agreement allowing Open Bank to use the 'Open Bank' name in California and specified U.S. cities, primarily for the Korean-American community.","start_date":null}],"affiliations":[],"origin":{"leaf":"7c824b71182ede1a305738cf8a4b9d4b9cd83ead481f9338253a5f55e96c8c42","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"ce5c6f19d63e3171b48a37ae7a84c393cc3604a03090cb39770ba24e53665ab1","parent":"e1602e2dd44f9c7de5b63425da11ecf97e504e971a93235ca8308819a9d94565","source":"0001722010-26-000002","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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