{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000826154","name":"ORRSTOWN FINANCIAL SERVICES INC","summary":"Orrstown Financial Services, Inc. is a Pennsylvania-based financial holding company for Orrstown Bank, organized in 1919. The Bank provides commercial, residential, and consumer lending, deposit services (checking, savings, money market, CDs), treasury management, fiduciary, investment advisory, insurance, and brokerage services across south central Pennsylvania and Maryland markets. At December 31, 2025, the Company had $5.5 billion in total assets, $4.5 billion in deposits, and $591.5 million in shareholders equity.","people":[],"products":[{"name":"Commercial Loans","type":"service","description":"Commercial real estate, equipment, construction, working capital and other commercial purpose loans."},{"name":"Consumer Lending","type":"service","description":"Home equity loans, home equity lines of credit, and other consumer loans secured by residential real estate."},{"name":"Residential Mortgages","type":"service","description":"Residential mortgage origination, held in portfolio or sold to GSE and non-GSE secondary market investors."},{"name":"Deposit Products","type":"service","description":"Checking, savings, money market, certificates of deposit for retail, commercial, non-profit, and government clients."},{"name":"Treasury Management Solutions","type":"platform","description":"ACH, wire transfer, positive pay, sweep services, lockbox, and merchant card processing for business clients."},{"name":"Fiduciary and Investment Advisory Services","type":"service","description":"Fiduciary, investment advisory, insurance, and brokerage services offered through the Bank."},{"name":"Digital Banking","type":"platform","description":"Online account opening, mobile deposit, P2P payments, bill pay, and online mortgage application services."},{"name":"Orrstown University","type":"service","description":"In-house employee training program offering development and advancement training."},{"name":"Management Associate Program","type":"service","description":"Structured one-to-two year employee learning program focused on commercial banking and credit administration."}],"partnerships":[{"partner_name":"Third-party loan review provider","partnership_type":"strategic","description":"Outsourced independent commercial loan review conducted quarterly using Bank-established risk-rating criteria.","start_date":null},{"partner_name":"Strategic partners (lockbox, armored cash, credit/purchasing cards, merchant processing)","partnership_type":"strategic","description":"Strategic partnerships enabling best-in-class lockbox, armored cash logistics, credit cards, purchasing cards, and merchant card processing.","start_date":null},{"partner_name":"Third-party online professional development provider","partnership_type":"strategic","description":"Provides online professional development courses accessible to all employees.","start_date":null}],"affiliations":[],"origin":{"leaf":"54cee4bfcbfd6bb929f18df88e3427d4a81d18c1d788c4f596b182534305c247","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"59865cc2a763ee936e3d8fd403826a4855c8d8ff0db3f49ad94129e6c2eee0e5","parent":"d590ebefc0ae3122e5ffba2b99f501da1924c1a293d44a4ecbe8016e023e59b7","source":"0001628280-26-017278","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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