{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001350156","name":"PREAXIA HEALTH CARE PAYMENT SYSTEMS INC.","summary":"PreAxia Health Care Payment Systems Inc. is a Nevada-incorporated fintech company operating through Canadian subsidiaries. It offers Health Spending Account (HSA) management solutions for small and medium-sized businesses, enabling paperless health benefit administration. Through new subsidiaries Zane Inc. CA and Zane Inc. US, it is developing an AI-powered personal financial management super-app featuring a High-Interest Super Account, Smart Debit Card, and MoneyNet distributed financial network targeting Generation Z.","people":[],"products":[{"name":"PreAxia HSA Management Platform","type":"platform","description":"Cloud-based platform for processing and managing Health Spending Accounts, including cardholder management, reconciliation, financial settlement, and customer reporting."},{"name":"High-Interest Super Account (HISA)","type":"service","description":"Combined checking, savings, and investment account offering 10% APY average while keeping funds instantly accessible."},{"name":"Smart Debit Card","type":"hardware","description":"Debit card that enforces daily spending limits based on predictive budgeting and automatically builds credit."},{"name":"MoneyNet","type":"platform","description":"Distributed financial network that monitors user accounts across institutions to prevent overdrafts, maximize returns, and minimize fees."},{"name":"Zane AI Personal Financial Super-App","type":"software","description":"AI-powered personal financial management app targeting Generation Z, functioning as a personal AI banker."},{"name":"HSA Management Solution","type":"platform","description":"Cloud-based Health Spending Account management including cardholder management, reconciliation, financial settlement, and reporting."},{"name":"High-Interest Super Account (HISA)","type":"service","description":"Unified account combining checking, savings, and investment with 10% APY average and instant accessibility."},{"name":"Smart Debit Card","type":"hardware","description":"Debit card enforcing daily spending limits via predictive budgeting and automatic credit building."},{"name":"MoneyNet","type":"platform","description":"Distributed financial network monitoring user accounts across institutions to prevent overdrafts, maximize returns, and minimize fees."},{"name":"Zane AI Personal Finance App","type":"software","description":"AI-powered super-app acting as a personal AI banker for Generation Z users managing money automatically."}],"partnerships":[{"partner_name":"Independent Analytical Research (INARE)","partnership_type":"strategic","description":"Contracted for business development, execution, and launch of Zane mobile banking platform starting July 1, 2025.","start_date":null}],"affiliations":[],"origin":{"leaf":"cb10600c9f0af5f8b70e3742681b03f431bd4c2443589c599c26293fdbfed86a","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"1bae33aae8e2c62a31fcda3acd1d3039d5d0ada0b34b6b4a7a17ef46ef8adc6c","parent":"9b67ed005c964c75723892a3604c3b0f096adb682b6e10f67180809b538ab0d3","source":"0001262463-25-000185, 0001350156-26-000010","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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