{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001745916","name":"PennyMac Financial Services, Inc.","summary":"PennyMac Financial Services, Inc. (PFSI) is a specialty financial services firm focused on U.S. residential mortgage banking, including production and servicing of mortgage loans. Through its subsidiary PennyMac Loan Services (PLS), it operates correspondent, broker direct, and consumer direct lending channels. It also manages PennyMac Mortgage Investment Trust (PMT) via its investment management subsidiary PCM. In 2025, PFSI reported $2.05 billion in net revenues and serviced $733.6 billion UPB of loans.","people":[],"products":[{"name":"Correspondent Lending","type":"service","description":"Purchase of mortgage loans from non-affiliates underwritten to investor guidelines, for PFSI's account and on behalf of PMT."},{"name":"Broker Direct Lending","type":"service","description":"Loan origination through non-affiliated mortgage brokers; PFSI underwrites and funds loans for sale."},{"name":"Consumer Direct Lending","type":"service","description":"National mortgage origination via internet and call center without physical branch network."},{"name":"Mortgage Loan Servicing (Owned MSRs/MSLs)","type":"service","description":"Loan administration, collection, default management, and advancing funds on behalf of loan owners, carrying MSRs/MSLs at fair value."},{"name":"Subservicing","type":"service","description":"Servicing loans on behalf of PMT and other non-affiliate investors without carrying MSRs/MSLs on balance sheet."},{"name":"Investment Management (PCM)","type":"service","description":"SEC-registered investment adviser managing PennyMac Mortgage Investment Trust (PMT), a NYSE-listed mortgage REIT."},{"name":"Early Buyout Transactions","type":"service","description":"Execution and management of early buyout of delinquent loans from Ginnie Mae securities as part of servicing operations."}],"partnerships":[{"partner_name":"PennyMac Mortgage Investment Trust (PMT)","partnership_type":"strategic","description":"PFSI produces and services loans for PMT, earns fulfillment fees, and PCM manages PMT as its external investment adviser.","start_date":null},{"partner_name":"Fannie Mae","partnership_type":"strategic","description":"PLS is an approved seller/servicer for Fannie Mae conventional mortgage loans.","start_date":null},{"partner_name":"Freddie Mac","partnership_type":"strategic","description":"PLS is an approved seller/servicer for Freddie Mac conventional mortgage loans.","start_date":null},{"partner_name":"Ginnie Mae","partnership_type":"strategic","description":"PLS is an approved issuer of Ginnie Mae guaranteed mortgage-backed securities.","start_date":null},{"partner_name":"FHA","partnership_type":"strategic","description":"PLS is an approved FHA lender for government-insured mortgage loans.","start_date":null},{"partner_name":"VA","partnership_type":"strategic","description":"PLS is an approved VA lender/servicer for veteran mortgage loans.","start_date":null},{"partner_name":"USDA","partnership_type":"strategic","description":"PLS is an approved USDA lender/servicer for eligible mortgage loans.","start_date":null}],"affiliations":[],"origin":{"leaf":"2642256bd6c7561e4e73c3604c6e9a59bb02148ca260204f2a94e4d0fecfb87c","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"4136f4f29a326e1fc26ac17300982d9403d387ad63c183c46231ec09005a1a8c","parent":"9bbfdf7c31dd712b3880cdc4a81d518ac1fa0afa2f000ae5263f8c3a2af6ddc4","source":"0001104659-26-018142","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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