{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001010470","name":"PROVIDENT FINANCIAL HOLDINGS INC","summary":"Provident Financial Holdings, Inc. is a Delaware holding company for Provident Savings Bank, F.S.B., a federally chartered stock savings bank headquartered in Riverside, California, founded in 1956. The Bank accepts deposits and originates single-family, multi-family, and commercial real estate loans, primarily serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California through 13 full-service banking offices.","people":[],"products":[{"name":"Single-family mortgage loans","type":"service","description":"First trust deed mortgage loans held for investment or sale, primarily fixed-rate."},{"name":"Multi-family real estate loans","type":"service","description":"Loans secured by multi-family residential real estate properties."},{"name":"Commercial real estate loans","type":"service","description":"Loans secured by commercial real estate properties."},{"name":"Construction loans","type":"service","description":"Loans for construction of real estate properties."},{"name":"Commercial business loans","type":"service","description":"Loans to small and mid-sized businesses."},{"name":"Consumer loans","type":"service","description":"Consumer lending products offered by the Bank."},{"name":"Deposit accounts","type":"service","description":"Federally insured deposit products for consumers and businesses in the Inland Empire."},{"name":"Investment services","type":"service","description":"Investment services offered through the Bank's community banking operations."},{"name":"Trustee services","type":"service","description":"Real estate transaction trustee services provided through subsidiary Provident Financial Corp (PFC)."},{"name":"Single-family mortgage loans","type":"service","description":"Adjustable and fixed-rate first trust deed mortgages on owner-occupied one-to-four unit residences."},{"name":"Multi-family mortgage loans","type":"service","description":"Loans secured by multi-family real estate properties, primarily in Southern California."},{"name":"Commercial real estate loans","type":"service","description":"Loans secured by commercial real estate properties in Southern California and beyond."},{"name":"Construction loans","type":"service","description":"Loans for real estate construction projects."},{"name":"Commercial business loans","type":"service","description":"Loans to small and mid-sized businesses in the Inland Empire region."},{"name":"Consumer loans","type":"service","description":"Consumer lending products offered to customers."},{"name":"Deposit accounts","type":"service","description":"FDIC-insured deposit products for consumers and businesses in surrounding communities."},{"name":"Investment services","type":"service","description":"Investment services offered to bank customers through community banking operations."},{"name":"Trustee services","type":"service","description":"Real estate transaction trustee services conducted through subsidiary Provident Financial Corp (PFC)."}],"partnerships":[{"partner_name":"Federal Home Loan Bank of San Francisco","partnership_type":"strategic","description":"Bank has been a member since 1956, providing a source of funding.","start_date":null},{"partner_name":"Federal Home Loan Bank of San Francisco","partnership_type":"strategic","description":"The Bank has been a member of FHLB San Francisco since 1956.","start_date":null}],"affiliations":[],"origin":{"leaf":"9e5a8dd644ff7be5870974e1674ab87dc5b64cd7bbae4aa127abfb3c283845fd","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"5636a71e0b4ac6678da37e6b6ee5c930ed2f8d597937da39659e32ad7ef347a0","parent":"796a78406b4501a5143c7208dbe994be0819128038d3cfb5735fa82e4e116772","source":"0000939057-25-000242, 0001010470-26-000010","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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