{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001391933","name":"QUAINT OAK BANCORP, INC.","summary":"Quaint Oak Bancorp, Inc. is a Pennsylvania-based savings and loan holding company for Quaint Oak Bank, a chartered savings bank founded in 1926. The company offers commercial real estate loans, commercial business loans, residential mortgage loans, multi-family loans, construction loans, home equity loans, mortgage banking, title abstract, insurance services, and international correspondent banking through offices in Southampton, Allentown, and Philadelphia, Pennsylvania.","people":[],"products":[{"name":"Commercial Real Estate Loans","type":"service","description":"Loans secured by commercial real estate, including SBA loans, totaling $309.7 million at December 31, 2025."},{"name":"Commercial Business Loans","type":"service","description":"Business lending totaling $96.3 million, representing 17.6% of total loan portfolio at December 31, 2025."},{"name":"Residential Mortgage Loans","type":"service","description":"One-to-four family residential loans including owner-occupied and non-owner-occupied properties totaling $70.5 million."},{"name":"Quaint Oak Mortgage","type":"service","description":"Provides conventional, FHA, VA, and USDA mortgage loans underwritten to GSE-guidelines for sale in the secondary market."},{"name":"Oakmont Commercial","type":"service","description":"Specializes in commercial real estate loans for small businesses primarily on the East Coast, sold in the secondary market."},{"name":"Quaint Oak Insurance","type":"service","description":"Offers comprehensive home, auto, life, and business insurance coverage."},{"name":"Quaint Oak Abstract","type":"service","description":"Provides title insurance and title abstract services."},{"name":"International Correspondent Banking","type":"service","description":"Facilitates U.S. dollar payments for one international banking entity; $4.4 million in deposits as of December 31, 2025."},{"name":"Multi-Family Residential Loans","type":"service","description":"Loans for properties with five or more residential units, totaling $40.8 million at December 31, 2025."},{"name":"Construction Loans","type":"service","description":"Construction financing totaling $23.5 million, or 4.3% of total loan portfolio at December 31, 2025."},{"name":"Home Equity Loans","type":"service","description":"Home equity lending totaling $5.4 million, or 1.0% of total loan portfolio at December 31, 2025."},{"name":"Deposit Products","type":"service","description":"Certificates of deposit, business checking, and money market accounts; approximately 42% of deposits from outside Pennsylvania."}],"partnerships":[{"partner_name":"Federal Home Loan Bank of Pittsburgh","partnership_type":"strategic","description":"Quaint Oak Bank is a member of FHLB of Pittsburgh, one of 11 regional banks in the Federal Home Loan Bank System.","start_date":null},{"partner_name":"Pennsylvania-based national commercial bank (unnamed)","partnership_type":"strategic","description":"Correspondent banking relationship to facilitate cash transactions at Quaint Oak Bank's primarily cashless branch offices.","start_date":null},{"partner_name":"One international banking entity (unnamed)","partnership_type":"strategic","description":"Partnership established in March 2022 to facilitate U.S. dollar payments through international correspondent banking operations.","start_date":null}],"affiliations":[],"origin":{"leaf":"7d5eef4f77bca89b85f093de541e8cbbf561318b7db41fea95c829762bc50f8b","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"f3e74142249102e2c25d55a945b1919137dea27db4741e7e8a06296ea0ef61dc","parent":"eec71ac421a1704877ed299680f2fb9994aa3064eafee770e5df4a22c39b647a","source":"0000927089-26-000044","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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