{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001745431","name":"StoneCo Ltd.","summary":"StoneCo Ltd. (STNE) is a Brazilian financial technology company providing a comprehensive merchant platform to micro, small, and medium-sized businesses (MSMBs). Its offerings include payment acquiring (credit, debit, prepaid, Pix QR), point-of-sale hardware, banking services, working capital credit, and software solutions. The company operates through local Stone Hubs, Green Angels field logistics teams, and digital channels, supported by proprietary technology including AI-powered chatbots and a Large Language Model (LLM) platform.","people":[],"products":[{"name":"Stone Platform","type":"platform","description":"Comprehensive four-layer merchant platform covering payments, banking, credit, and software for MSMBs."},{"name":"Marco Polo","type":"software","description":"Sales and distribution management platform for hubs, managing territories, pipelines, and client lifecycles."},{"name":"Green App","type":"software","description":"Technology tool empowering Green Angel field teams for on-demand client logistics support."},{"name":"One Platform","type":"platform","description":"Integrated platform supporting client relationship, retention, and Green Angel teams for customer service."},{"name":"Stone Self-Service Tools","type":"software","description":"Apps, online portals, and self-service tools enabling merchants to manage operations and resolve issues independently."},{"name":"Chatbot / Bot Service","type":"service","description":"AI-powered chatbot using NLU, NLP, and a proprietary LLM platform available via WhatsApp and chat 24/7."},{"name":"POS Terminals","type":"hardware","description":"Point-of-sale devices deployed to merchants supporting card and Pix QR code transactions."},{"name":"Ton","type":"platform","description":"Customer segment product with its own chatbot-driven customer support operation for scaled, low-cost service."},{"name":"Pix QR Code Payments","type":"service","description":"Instant payment acceptance via dynamic and static Pix QR codes processed through POS systems."},{"name":"Working Capital Credit","type":"service","description":"Credit product for MSMBs using Pix transaction volume in daily amortization schedules."}],"partnerships":[{"partner_name":"SoluCX","partnership_type":"strategic","description":"Granted StoneCo best NPS in the acquiring segment award in 2023 and 2024.","start_date":null}],"affiliations":[],"origin":{"leaf":"b9a4d52974e626838baf64734b7f5e1fac08be0f6fecc186a94eea7f086726a3","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"9274f2f213c5b9b81d941f2bc4dbf1427bd95d4e4275e6bb269812119d10ee20","parent":"f3c5c7ae35c4faffbfb9f2f63b00ee06a7d90747d0874de9fb7968835de9f775","source":"0001628280-25-019653","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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