{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0000891166","name":"UNIVERSAL INSURANCE HOLDINGS, INC.","summary":"Universal Insurance Holdings, Inc. is a vertically integrated holding company offering personal residential property and casualty insurance, primarily homeowners insurance, across 19 states. Through subsidiaries including UPCIC, BARC (reinsurance brokerage), ERA (managing general agent), and Alder (claims handling), the company develops, markets, and underwrites insurance products, distributes through independent agents and online channels, and generates revenue from premiums, reinsurance commissions, policy fees, financing fees, and investments.","people":[],"products":[{"name":"Personal Residential Homeowners Insurance","type":"service","description":"Property and casualty insurance for personal residential properties offered across 19 states through independent agents and online channels."},{"name":"Reinsurance Brokerage Services","type":"service","description":"Reinsurance intermediary services provided by subsidiary BARC, earning commissions from reinsurers for placing reinsurance for the Insurance Entities."},{"name":"Managing General Agency Services","type":"service","description":"Policy fee collection and managing general agent services provided by subsidiary ERA on behalf of the Insurance Entities."},{"name":"Claims Handling Services","type":"service","description":"Claims-handling services provided by subsidiary Alder to the Insurance Entities, with fees reimbursed under reinsurance programs."}],"partnerships":[],"affiliations":[],"origin":{"leaf":"c7f6347c5040bf54bf663ede579e8865ebd5371aa4ab2ed2889770ba3e955a6b","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"28e2aa6fe426aca1c286102d54e88a88e1183668fcefa8f676143a52eed85647","parent":"3431625c3e5933d406d7f76969e8be3ae33174b2ea8b627f3d43f6b73297c39f","source":"0000891166-26-000010","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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