{"schema":"rootz.ai/sec-company/v1","layer":1,"cik":"0001787425","name":"XP Inc.","summary":"XP Inc. is a Cayman Islands-incorporated financial services holding company operating primarily in Brazil. Through subsidiaries, it provides investment brokerage, asset management, insurance brokerage, digital banking, credit cards, and financial education services. Its core entity, XP CCTVM, is a Brazilian broker-dealer serving retail clients via the XP Investimentos, Clear, and Rico brands, as well as institutional and corporate clients, through an independent financial advisor (IFA) network and direct channels.","people":[],"products":[{"name":"XP Investimentos","type":"platform","description":"Retail investment platform offering brokerage and investment products via IFA network and direct channel."},{"name":"Clear","type":"platform","description":"Retail investment and brokerage brand accessing products via XP CCTVM."},{"name":"Rico","type":"platform","description":"Retail investment brand accessing products via XP CCTVM."},{"name":"XP Gesto mutual funds","type":"service","description":"Asset management focused on stocks and macro strategies for retail and institutional clients."},{"name":"XP Vista passive and alternative funds","type":"service","description":"Manages passive index-tracking, fixed income, credit, real estate, and infrastructure mutual funds."},{"name":"XP Advisory managed portfolios","type":"service","description":"Single-client mandates including exclusive funds and managed portfolios for high-net-worth retail clients."},{"name":"XP Seguros insurance brokerage","type":"service","description":"Brazilian insurance broker offering retirement plans and life insurance products to retail clients."},{"name":"XP Investments US brokerage","type":"service","description":"SEC/FINRA-registered broker-dealer providing securities and interdealer brokerage services in New York and Miami."},{"name":"XP Educao digital content","type":"service","description":"Digital content and financial education services founded in 2003."},{"name":"Banco XP","type":"service","description":"Brazilian bank offering digital banking and credit products to clients."},{"name":"XP Cartoes credit cards","type":"service","description":"Credit card products offered to XP clients."}],"partnerships":[{"partner_name":"Ita Unibanco Holding","partnership_type":"strategic","description":"Ita Unibanco was a major shareholder; entered Ita Transaction agreements in 2017; later segregated its XP investment via XPart spin-off in 2021.","start_date":null},{"partner_name":"General Atlantic (GA Bermuda)","partnership_type":"strategic","description":"GA Bermuda was a founding shareholder contributing shares to XP Inc. at incorporation and participating in subsequent public offerings.","start_date":null}],"affiliations":[],"origin":{"leaf":"c7306a37ace311c557f26334dc7df0057e2f1d06832168b332f5da64ef34e894","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"ec7efb70982786d2f794d193f8b45644b07a53632282cf4a21c4ba09ef13a186","parent":"bbedde6be3e86a49d60145d82c04b0265df908f0d583164525ea83237e962222","source":"0001628280-25-019508","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). 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