{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"AIZ","limit":50},"count":50,"signals":[{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":18,"context":"ophes, per diluted share. | | | | | | | 70 | Notice of 2026 Annual Meeting of Stockholders and Proxy Statement | | | | | Compensation Discussion and Analysis | | | RSUs RSUs vest in equal annual installments over a three-year vesting period and are granted in March of each year. For additional information on PSUs and RSUs granted to our NEOs in 2025, please see columns (h)and (j), respectively, of th","filed_date":"2026-04-06","accession":"0001267238-26-000018","full_text":"https://origin.rootz.global/static/filing/0001267238-26-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":15,"context":".Risk Assessment of Compensation ProgramsWe have reviewed our compensation programs and concluded that our compensation policies and practices do not create risks that are reasonably likely to have a material adverse effect on the Company. This risk assessment included reviewing the design and operation of our compensation programs, identifying and evaluating situations or compensation elements that could raise more sig","filed_date":"2026-04-06","accession":"0001267238-26-000018","full_text":"https://origin.rootz.global/static/filing/0001267238-26-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":41,"context":"Meeting, you will be asked to elect directors; ratify the appointment of the Companys independent registered public accounting firm for fiscal year 2026; cast an advisory vote to approve the Companys named executive officer compensation for fiscal year 2025; and approve an amendment to the Assurant, Inc. long term equity incentive plan. You will also be asked to vote on a stockholder proposal. Whether or not you plan to","filed_date":"2026-04-06","accession":"0001267238-26-000018","full_text":"https://origin.rootz.global/static/filing/0001267238-26-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":151,"context":"al Lifestyle is dependent on a few clients, in particular those in the mobile eco-system including carriers and MSOs. A reduction in business with or the loss of one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business, Strategic and Operational Risks Our revenues and profits may decline if we are unable to maintain relationships with si","filed_date":"2026-02-19","accession":"0001267238-26-000010","full_text":"https://origin.rootz.global/static/filing/0001267238-26-000010.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":44,"context":"ther bankruptcy-remote sponsored investment vehicle managed by the Borrower or a Subsidiary of the Borrower.  **Margin Stock** is defined in Regulation U of the FRB as in effect from time to time.  **Material Adverse Effect** means a material adverse effect upon (i) the business, operations, properties or financial condition of the Borrower and its Subsidiaries, taken as a whole, (ii) the ability of a Credit Party to pe","filed_date":"2025-06-18","accession":"0001193125-25-142716","full_text":"https://origin.rootz.global/static/filing/0001193125-25-142716.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":14,"context":".Risk Assessment of Compensation ProgramsWe have reviewed our compensation programs and concluded that our compensation policies and practices do not create risks that are reasonably likely to have a material adverse effect on the Company. This risk assessment included reviewing the design and operation of our compensation programs, identifying and evaluating situations or compensation elements that could raise more sig","filed_date":"2025-04-08","accession":"0001267238-25-000018","full_text":"https://origin.rootz.global/static/filing/0001267238-25-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":25,"context":"Meeting, you will be asked to elect directors; ratify the appointment of the Companys independent registered public accounting firm for fiscal 2025; and cast an advisory vote to approve the Companys named executive officer compensation for 2024. Additionally, this year, you are being asked to vote on proposals to amend our Certificate of Incorporation. Whether or not you plan to attend the Annual Meeting, we encourage","filed_date":"2025-04-08","accession":"0001267238-25-000018","full_text":"https://origin.rootz.global/static/filing/0001267238-25-000018.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":160,"context":"with those of our clients.Global Lifestyle is dependent on a few clients, in particular mobile service providers, and a reduction in business with or the loss of one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business, Strategic and Operational Risks Our revenues and profits may decline if we are unable to maintain relationships with si","filed_date":"2025-02-20","accession":"0001267238-25-000008","full_text":"https://origin.rootz.global/static/filing/0001267238-25-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":17,"context":".Risk Assessment of Compensation ProgramsWe have reviewed our compensation programs and concluded that our compensation policies and practices do not create risks that are reasonably likely to have a material adverse effect on the Company. This risk assessment included reviewing the design and operation of our compensation programs, identifying and evaluating situations or compensation elements that could raise more sig","filed_date":"2024-04-04","accession":"0001267238-24-000019","full_text":"https://origin.rootz.global/static/filing/0001267238-24-000019.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":26,"context":"will be asked to elect directors; ratify the appointment of the Companys independent registered public accounting firm; and cast an advisory say-on-pay vote approving the compensation of the Companys named executive officers for 2023. Whether or not you plan to attend the Annual Meeting, we encourage you to vote and submit your proxy in advance of the meeting by using one of the methods described herein. Thank you for y","filed_date":"2024-04-04","accession":"0001267238-24-000019","full_text":"https://origin.rootz.global/static/filing/0001267238-24-000019.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":161,"context":"those of our clients.Global Lifestyle is dependent on a few clients, in particular mobile service providers, and a reduction in business with or the loss of any one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business, Strategic and Operational Risks Our revenues and profits may decline if we are unable to maintain relationships with si","filed_date":"2024-02-15","accession":"0001267238-24-000008","full_text":"https://origin.rootz.global/static/filing/0001267238-24-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":15,"context":"ow Threshold | $26.49 or less | 0% | | | | | | | | | | | | | | | | | | | | | | | | | | 1Cumulative three-year NOI EPS, excluding reportable catastrophes. RSUs RSUs typically vest in equal annual installments over a three-year vesting period and are granted in March of each year. For additional information on PSUs and RSUs granted to our NEOs in 2022, please see columns (h)and (j), respectively, of th","filed_date":"2023-03-23","accession":"0001267238-23-000020","full_text":"https://origin.rootz.global/static/filing/0001267238-23-000020.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":14,"context":"Company leverages consumer insights to introduce new and innovative products and services to meet the evolving needs of consumers. | | | | | | Technology. Understanding of information technology and cybersecurity matters, as well as digital expertise, is increasingly important to the Companys digital-first strategy and focus on customer experience, and to Board oversight of cybersecurity. | | | | | |","filed_date":"2023-03-23","accession":"0001267238-23-000020","full_text":"https://origin.rootz.global/static/filing/0001267238-23-000020.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":27,"context":"you will be asked to elect directors; ratify the appointment of the Companys independent registered public accounting firm; cast an advisory say-on-pay vote approving the compensation of the Companys named executive officers for 2022; and cast an advisory vote approving the annual frequency of say-on pay votes. Whether or not you plan to attend the Annual Meeting, we encourage you to vote and submit your proxy in advanc","filed_date":"2023-03-23","accession":"0001267238-23-000020","full_text":"https://origin.rootz.global/static/filing/0001267238-23-000020.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":94,"context":"e our administrative systems with those of our clients. Global Lifestyle is dependent on a few clients, in particular mobile device carriers, and the loss of any one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business, Strategic and Operational Risks Our revenues and profits may decline if we are unable to maintain relationships with si","filed_date":"2023-02-17","accession":"0001267238-23-000007","full_text":"https://origin.rootz.global/static/filing/0001267238-23-000007.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":17,"context":"g-term incentive opportunity for the remainder of 2021. The RSU portion of this award vests in  | | | | | | | | | 43 | Notice of 2022 Annual Meeting of Stockholders and Proxy Statement | | equal installments over a three-year period and the PSUs vest in 2024 at the end of the 2021-2023 performance period. On December 3, 2021, the Committee approved a new compensation arrangement for Mr. Demmings as i","filed_date":"2022-03-22","accession":"0001267238-22-000010","full_text":"https://origin.rootz.global/static/filing/0001267238-22-000010.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":17,"context":"Companys compensation plans. The annual review completed in 2021, which analyzed risks from both a top down and bottom up perspective, did not identify any risks that are reasonably likely to have a material adverse effect on the Company. We do not provide any significant perquisites to our NEOs.  The Company does not pay dividends on unvested PSUs. 2021 Say-on-Pay Vote  We have consistently received strong support for","filed_date":"2022-03-22","accession":"0001267238-22-000010","full_text":"https://origin.rootz.global/static/filing/0001267238-22-000010.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":29,"context":"u will be asked to elect directors ratify the appointment of the Companys independent registered public accounting firm and cast an advisory say-on-pay vote approving the compensation of the Companys named executive officers for 2021. Whether or not you plan to attend the Annual Meeting, we encourage you to vote and submit your proxy in advance of the meeting by using one of the methods described herein. Thank you for y","filed_date":"2022-03-22","accession":"0001267238-22-000010","full_text":"https://origin.rootz.global/static/filing/0001267238-22-000010.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":87,"context":"e our administrative systems with those of our clients. Global Lifestyle is dependent on a few clients, in particular mobile device carriers, and the loss of any one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business, Strategic and Operational Risks Our revenues and profits may decline if we are unable to maintain relationships with si","filed_date":"2022-02-22","accession":"0001267238-22-000006","full_text":"https://origin.rootz.global/static/filing/0001267238-22-000006.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":37,"context":"ther bankruptcy-remote sponsored investment vehicle managed by the Borrower or a Subsidiary of the Borrower.  **Margin Stock** is defined in Regulation U of the FRB as in effect from time to time.  **Material Adverse Effect** means a material adverse effect upon (i) the business, operations, properties or financial condition of the Borrower and its Subsidiaries, taken as a whole, (ii) the ability of a Credit Party to pe","filed_date":"2021-12-09","accession":"0001193125-21-352653","full_text":"https://origin.rootz.global/static/filing/0001193125-21-352653.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":24,"context":"| Below Threshold | $21.83 or less | 0% | | | | | | | | | | | | | | | | | | | 57 | Notice of 2021 Annual Meeting of Stockholders and Proxy Statement | | RSUs RSUs typically vest in equal annual installments over a three-year vesting period and are granted in March of each year.  In addition, the Compensation Committee may grant special awards to attract and retain, as applicable, executives critical","filed_date":"2021-03-22","accession":"0001628280-21-005278","full_text":"https://origin.rootz.global/static/filing/0001628280-21-005278.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":33,"context":"ers are being asked to elect directors ratify the appointment of the Companys independent registered public accounting firm cast an advisory say-on-pay vote approving the compensation of the Companys named executive officers for 2020 and amend the Companys long-term equity incentive plan to increase its available share reserve. We ask that you please give these materials your prompt attention. Your vote is important. Si","filed_date":"2021-03-22","accession":"0001628280-21-005278","full_text":"https://origin.rootz.global/static/filing/0001628280-21-005278.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":90,"context":"single Global Lifestyle client accounted for 10% or more of our consolidated revenue. However, Global Lifestyle is dependent on a few clients and the loss of any one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business, Strategic and Operational Risks Our revenues and profits may decline if we are unable to maintain relationships with si","filed_date":"2021-02-19","accession":"0001267238-21-000010","full_text":"https://origin.rootz.global/static/filing/0001267238-21-000010.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":16,"context":"| | Below Threshold | $21.49 or less | 0% | | | | | | | | | | | | | | | | | | 37 | Notice of 2020 Annual Meeting of Stockholders and Proxy Statement | | RSUs RSUs typically vest in equal annual installments over a three-year vesting period and are granted in March of each year.  In addition, the Compensation Committee may grant awards to attract executives critical to the success of the Companys bus","filed_date":"2020-03-23","accession":"0001267238-20-000008","full_text":"https://origin.rootz.global/static/filing/0001267238-20-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":23,"context":"Meeting, stockholders are being asked to elect directors; ratify the appointment of the Companys independent auditors; and cast an advisory say-on-pay vote approving the compensation of the Companys named executive officers for 2019. We ask that you please give these materials your prompt attention. Your vote is important. On behalf of the Board of Directors, I thank you for your continued support. | | | | | | | Sincer","filed_date":"2020-03-23","accession":"0001267238-20-000008","full_text":"https://origin.rootz.global/static/filing/0001267238-20-000008.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":79,"context":"single Global Lifestyle client accounted for 10% or more of our consolidated revenue. However, Global Lifestyle is dependent on a few clients and the loss of any one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business and Competitive Risks Our revenues and profits may decline if we are unable to maintain relationships with significant c","filed_date":"2020-02-19","accession":"0001267238-20-000004","full_text":"https://origin.rootz.global/static/filing/0001267238-20-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":16,"context":"redict the outcome of any pending legal or regulatory proceeding, or the potential losses, fines, penalties or equitable relief, if any, that may result, it is possible that such outcome could have a material adverse effect on the Companys consolidated results of operations or cash flows for an individual reporting period. However, on the basis of currently available information, management does not believe that the pen","filed_date":"2019-11-07","accession":"0001267238-19-000015","full_text":"https://origin.rootz.global/static/filing/0001267238-19-000015.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":20,"context":"Year 3 | 23rd | | | Final Three-Year Average Percentile Ranking | 25th | | | Payout as a Percentage of Long-Term Equity Incentive Opportunity | 50% | | RSUs. RSUs typically vest in equal annual installments over a three-year vesting period and are granted in March of each year.  In addition, the Compensation Committee may grant awards to attract executives critical to the success of the Companys bus","filed_date":"2019-03-25","accession":"0001628280-19-003334","full_text":"https://origin.rootz.global/static/filing/0001628280-19-003334.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":35,"context":"| | | | | | | | | Disciplined Capital Management | | | In 2018, Assurant: | | | l | Returned approximately $266million to stockholders through share repurchases and common stock dividends | | | l | Repurchased shares for $132million | | | l | Increased the quarterly common stock dividend in November by approximately 7% to $0.60 per share | | | l | Invested approximately $1.53billion in acquisitions and minority investm","filed_date":"2019-03-25","accession":"0001628280-19-003334","full_text":"https://origin.rootz.global/static/filing/0001628280-19-003334.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":15,"context":"wnership or leasing of property or the conduct of business, except for such jurisdictions where the failure to so qualify or to be in good standing would not, individually or in the aggregate, have a material adverse effect (i) on the financial condition, business, properties or results of operations, whether or not arising from transactions in the ordinary course of business, of the Company and its subsidiaries, consid","filed_date":"2019-03-21","accession":"0001193125-19-082312","full_text":"https://origin.rootz.global/static/filing/0001193125-19-082312.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":13,"context":"miums and could otherwise expose us to credit risk; | | | | | | | | claims on certain specialized insurance products tend to rise; | | | | | | | | there is a higher loss ratio on credit card and installment loan insurance due to rising unemployment and disability levels; | | | | | | | | there is an increased risk of fraudulent insurance claims; and | | | | | | | | substantial decreases in loan availa","filed_date":"2019-02-22","accession":"0001628280-19-001767","full_text":"https://origin.rootz.global/static/filing/0001628280-19-001767.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":76,"context":"no single Global Housing client accounted for 10% or more of our consolidated revenue. However, Global Housing is dependent on a few clients, and the loss of any one or more such clients could have a material adverse effect on our results of operations and cash flows. See Item 1A Risk Factors Business and Competitive Risks Our revenues and profits may decline if we are unable to maintain relationships with significant c","filed_date":"2019-02-22","accession":"0001628280-19-001767","full_text":"https://origin.rootz.global/static/filing/0001628280-19-001767.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":21,"context":"Os will be eligible for payouts in respect of these awards in 2020. 2017results contribute to the final payout amounts for the 2016and 2017outstanding awards. RSUs generally vest in equal annual installments on the first three anniversaries of grant. 2018 awards will be granted pursuant to the Assurant, Inc. 2017 Long Term Equity Incentive Plan (the ALTEIP), which was approved by shareholders in May","filed_date":"2018-03-27","accession":"0001628280-18-003600","full_text":"https://origin.rootz.global/static/filing/0001628280-18-003600.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":22,"context":"| | | | | | | | | Disciplined Capital Management | | | In 2017, Assurant: | | | l | Returned approximately $510million to stockholders through share repurchases and common stock dividends | | | l | Repurchased shares for $389.5million | | | l | Increased the quarterly dividend in November by approximately 5.6% to $0.56 | | | l | Invested approximately $141million in acquisitions and minority investments | | | l | Ended","filed_date":"2018-03-27","accession":"0001628280-18-003600","full_text":"https://origin.rootz.global/static/filing/0001628280-18-003600.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":54,"context":"no single Global Housing client accounted for 10% or more of our consolidated revenue. However, Global Housing is dependent on a few clients, and the loss of any one or more such clients could have a material adverse effect on the Company's results of operations and cash flows. See Item 1A. Risk Factors - Our revenues and profits may decline if we are unable to maintain relationships with significant clients, distributo","filed_date":"2018-02-14","accession":"0001628280-18-001695","full_text":"https://origin.rootz.global/static/filing/0001628280-18-001695.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":40,"context":"ding under the laws of its jurisdiction of organization, except where the failure to be duly organized, validly existing or in good standing has not had and could not reasonably be expected to have a Material Adverse Effect, (iii) the Borrower and each Material Subsidiary has all requisite power and authority to own, lease and operate its material properties, to carry on its business as now conducted and as proposed to","filed_date":"2018-01-30","accession":"0001193125-18-025704","full_text":"https://origin.rootz.global/static/filing/0001193125-18-025704.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":37,"context":"ther bankruptcy-remote sponsored investment vehicle managed by the Borrower or a Subsidiary of the Borrower.  **Margin Stock** is defined in Regulation U of the FRB as in effect from time to time.  **Material Adverse Effect** means a material adverse effect upon (i) the business, operations, properties or financial condition of the Parent and its Subsidiaries, taken as a whole, (ii) the ability of a Credit Party to perf","filed_date":"2017-12-21","accession":"0001193125-17-376622","full_text":"https://origin.rootz.global/static/filing/0001193125-17-376622.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":30,"context":"will be eligible for payouts in respect of these awards in 2019. 2016 results contribute to the final payout amounts for the 2014 and 2015 outstanding awards. RSUs generally vest in equal annual installments on the first three anniversaries of grant.  The Compensation Committee has adopted, subject to stockholder approval, the Assurant, Inc. 2017 Long Term Equity Incentive Plan (the 2017 ALTEIP). See","filed_date":"2017-03-24","accession":"0001193125-17-094477","full_text":"https://origin.rootz.global/static/filing/0001193125-17-094477.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":32,"context":"Disciplined Capital Management | | |  | | |  In 2016, Assurant: | | |  | | |  Returned approximately $995 million to stockholders through share repurchases and common stock dividends | | |  | | |  Repurchased shares for $869 million | | |  | | |  Increased the quarterly dividend in November by approximately 6% to $0.53 | | |  | | |  Completed tender offer for $100 million of senior notes and invested approximately $20","filed_date":"2017-03-24","accession":"0001193125-17-094477","full_text":"https://origin.rootz.global/static/filing/0001193125-17-094477.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":44,"context":"2016 no single Global Housing client accounted for 10% or more of our consolidated revenue.However, Global Housing is dependent on a few clients, the loss of any one or more such clients could have a material adverse effect on the Company's results of operations and cash flows. See Item 1A. Risk Factors -Our revenues and profits may decline if we are unable to maintain relationships with significant clients, distributor","filed_date":"2017-02-14","accession":"0001628280-17-001320","full_text":"https://origin.rootz.global/static/filing/0001628280-17-001320.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":15,"context":"ot predict the outcome of any pending legal or regulatory action, or the potential losses, fines, penalties or equitable relief, if any, that may result, it is possible that such outcome could have a material adverse effect on the Companys consolidated results of operations or cash flows for an individual reporting period. 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At the Annual Meeting, stockholders are being asked to elect directors; ratify the appointment of the Companys auditors; cast an advisory vote approving the compensation of the Companys named executive officers for 2015; and vote on an advisory stockholder proposal concerning proposed changes in our by-laws and articles of incorporation, if properly presented at the meeting.  We ask that you please give th","filed_date":"2016-03-29","accession":"0001193125-16-521418","full_text":"https://origin.rootz.global/static/filing/0001193125-16-521418.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":40,"context":"ingle Assurant Solutions client accounted for 10% or more of our consolidated revenue. However, Assurant Solutions is dependent on a few clients, the loss of any one or more such clients could have a material adverse effect on the Company's results of operations and cash flows.  Underwriting and Risk Management We write a significant portion of our contracts on a retrospective commission basis. This allows us to adjust","filed_date":"2016-02-16","accession":"0001628280-16-011239","full_text":"https://origin.rootz.global/static/filing/0001628280-16-011239.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":12,"context":"ve review of its portfolio and decided to sharpen its focus on specialty housing and lifestyle protection products and services. As a result, the Company will exit the health insurance market and has signed a definitive agreement to sell its Assurant Employee Benefits segment. See Note 4 and Note 5, respectively, for more information. 2. Basis of Presentation The accompanying unaudited interim consolidated financial statement","filed_date":"2015-11-03","accession":"0001628280-15-008178","full_text":"https://origin.rootz.global/static/filing/0001628280-15-008178.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":10,"context":"y, no estimate can be made of any possible loss or range of loss in excess of the accrual. Although the Company cannot predict the outcome of any action, it is possible that such outcome could have a material adverse effect on the Companys consolidated results of operations or cash flows for an individual reporting period. However, based on currently available information, management does not believe that the pending ma","filed_date":"2015-08-04","accession":"0001628280-15-006027","full_text":"https://origin.rootz.global/static/filing/0001628280-15-006027.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":11,"context":"y, no estimate can be made of any possible loss or range of loss in excess of the accrual. Although the Company cannot predict the outcome of any action, it is possible that such outcome could have a material adverse effect on the Companys consolidated results of operations or cash flows for an individual reporting period. However, based on currently available information, management does not believe that the pending ma","filed_date":"2015-05-06","accession":"0001628280-15-003800","full_text":"https://origin.rootz.global/static/filing/0001628280-15-003800.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"ai_adoption","strength":100,"match_count":19,"context":"te businesses similar to ours. The new S&P Total Market Index is substantially similar in composition to the previous A.M. Best U.S. Insurance Index.  *RSUs*. RSUs typically vest in equal annual installments over a three-year vesting period and are granted in March of each year.  In addition, from time to time the Compensation Committee may grant special awards to executives who demonstrate exception","filed_date":"2015-03-24","accession":"0001193125-15-103267","full_text":"https://origin.rootz.global/static/filing/0001193125-15-103267.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"strategic_event","strength":100,"match_count":23,"context":"he Amended and Restated Assurant, Inc. Long Term Equity Incentive Plan for purposes of Section 162(m) of the Internal Revenue Code and cast an advisory vote approving the compensation of the Companys named executive officers for 2014.  We ask that you please give these materials your prompt attention. Your vote is important.  On behalf of the Board of Directors, I thank you for your continued interest and support.  Sinc","filed_date":"2015-03-24","accession":"0001193125-15-103267","full_text":"https://origin.rootz.global/static/filing/0001193125-15-103267.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AIZ","company":"ASSURANT, INC.","exchange":"NYSE","sector":"Insurance Carriers, NEC","signal_type":"risk_factor","strength":100,"match_count":36,"context":"Other information found on our website is not part of this or any other report filed with or furnished to the SEC.  18  [Table of Contents](#toc) **Item 1A. Risk Factors** Certain factors may have a material adverse effect on our business, financial condition and results of operations and you should carefully consider them. It is not possible to predict or identify all such factors.  **Risks Related to Our Company** **","filed_date":"2015-02-19","accession":"0001193125-15-054288","full_text":"https://origin.rootz.global/static/filing/0001193125-15-054288.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"70b02b0bfac0442ab6a58817c5f29404b936351c601667aa99bd7f72e8cbffec","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"4da3726da9708c7f318af9144dda1c8b5831b8c593b5ae02e4fe23a2040150d6","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. 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