{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"ALRS","limit":50},"count":50,"signals":[{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":18,"context":"Elect the nine director nominees named in the accompanying proxy statement to serve on the board of directors of the Company, |  Approve, on a non-binding advisory basis, the compensation paid to our named executive officers, |  Ratify the appointment of RSM US LLP as the registered independent public accounting firm for the Company for the fiscal year ending December31, 2026, and |  Transact such other business as may","filed_date":"2026-04-01","accession":"0001437749-26-010883","full_text":"https://origin.rootz.global/static/filing/0001437749-26-010883.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":123,"context":"tion included in this report and other documents the Company files with the SEC. Any of the following risks, as well as risks that the Company does not know or currently deem immaterial, could have a material adverse effect on the Company**s business, financial condition, results of operations and growth prospects.* **Summary** This is a summary of some of the material risks and uncertainties that management believes af","filed_date":"2026-03-04","accession":"0001437749-26-006820","full_text":"https://origin.rootz.global/static/filing/0001437749-26-006820.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":23,"context":"Elect the nine director nominees named in the accompanying proxy statement to serve on the board of directors of the Company; |  Approve, on a non-binding advisory basis, the compensation paid to our named executive officers; |  Approve, on a non-binding advisory basis, how often we will hold future advisory votes on the compensation paid to our named executive officers; |  Ratify the appointment of RSM US LLP as the re","filed_date":"2025-03-28","accession":"0001437749-25-009730","full_text":"https://origin.rootz.global/static/filing/0001437749-25-009730.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":125,"context":"tion included in this report and other documents the Company files with the SEC. Any of the following risks, as well as risks that the Company does not know or currently deem immaterial, could have a material adverse effect on the Company**s business, financial condition, results of operations and growth prospects.* **Summary** This is a summary of some of the material risks and uncertainties that management believes af","filed_date":"2025-03-14","accession":"0001437749-25-007629","full_text":"https://origin.rootz.global/static/filing/0001437749-25-007629.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":24,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 722,151 | | | 726,879 | | | Residential real estate junior lien | | | 156,882 | | | 154,134 | | | Other revolving and installment | | | 29,833 | | | 29,303 | | | Total consumer | | | 908,866 | | | 910,316 | | | Total loans | | $ | 2,799,475 | | $ | 2,759,583 | | Total loans included net deferred loan fees and costs of $46 th","filed_date":"2024-05-02","accession":"0001558370-24-006547","full_text":"https://origin.rootz.global/static/filing/0001558370-24-006547.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":46,"context":"e election of directors. How many votes are needed for each proposal? On Proposal1 (Election of Directors), the eight individuals receiving the highest number of votes cast FOR their election will be elected as directors of the Company. In an uncontested election, all director nominees will be elected if they receive at least one vote FOR their election. Abstentions, votes to withhold, and broker non-votes, if any,","filed_date":"2024-03-25","accession":"0001558370-24-003818","full_text":"https://origin.rootz.global/static/filing/0001558370-24-003818.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":32,"context":"y conform to Federal National Mortgage Association and Federal Home Loan Mortgage Corporation guidelines and are delivered to the investor shortly after funding. Additionally, the Company offers installment loans and lines of credit, typically to facilitate investment opportunities for consumer clients whose financial characteristics support the request. The Company also provides clients loans collat","filed_date":"2024-03-08","accession":"0001558370-24-002829","full_text":"https://origin.rootz.global/static/filing/0001558370-24-002829.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":122,"context":"tion included in this report and other documents the Company files with the SEC. Any of the following risks, as well as risks that the Company does not know or currently deem immaterial, could have a material adverse effect on the Companys business, financial condition, results of operations and growth prospects.* 21 [Table of Contents](#TOC) **Summary** This is a summary of some of the material risks and uncertainties","filed_date":"2024-03-08","accession":"0001558370-24-002829","full_text":"https://origin.rootz.global/static/filing/0001558370-24-002829.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":40,"context":"| | | | | | | | Residential real estate first mortgage | | | 7,849 | | | 5,769 | | | 2,080 | | | Residential real estate junior lien | | | 1,222 | | | 1,289 | | | (67) | | | Other revolving and installment | | | 424 | | | 528 | | | (104) | | | Total consumer | | | 9,495 | | | 7,586 | | | 1,909 | | | Unallocated | | | 984 | | | 268 | | | 716 | | | Total allowance for loans | | | 35,003 | | | 31,146 |","filed_date":"2023-11-02","accession":"0001558370-23-017441","full_text":"https://origin.rootz.global/static/filing/0001558370-23-017441.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":14,"context":"eries, any Coupons appertaining thereto and this Indenture. The interest on Unregistered Securities shall be payable only upon presentation and surrender of the several Coupons for such interest installments as are evidenced thereby as they severally mature at the office of a Paying Agent outside the United States of America. The interest on any temporary Unregistered Security shall be paid, as to an","filed_date":"2023-09-14","accession":"0001104659-23-100778","full_text":"https://origin.rootz.global/static/filing/0001104659-23-100778.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":39,"context":"| | | | | | | | Residential real estate first mortgage | | | 7,849 | | | 5,769 | | | 2,080 | | | Residential real estate junior lien | | | 1,222 | | | 1,289 | | | (67) | | | Other revolving and installment | | | 424 | | | 528 | | | (104) | | | Total consumer | | | 9,495 | | | 7,586 | | | 1,909 | | | Unallocated | | | 984 | | | 268 | | | 716 | | | Total allowance for loans | | | 35,003 | | | 31,146 |","filed_date":"2023-08-03","accession":"0001558370-23-013183","full_text":"https://origin.rootz.global/static/filing/0001558370-23-013183.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":30,"context":"| | | | | | | | Residential real estate first mortgage | | | 7,849 | | | 5,769 | | | 2,080 | | | Residential real estate junior lien | | | 1,222 | | | 1,289 | | | (67) | | | Other revolving and installment | | | 424 | | | 528 | | | (104) | | | Total consumer | | | 9,495 | | | 7,586 | | | 1,909 | | | Unallocated | | | 984 | | | 268 | | | 716 | | | Total allowance for loans | | | 35,003 | | | 31,146 |","filed_date":"2023-05-08","accession":"0001558370-23-008501","full_text":"https://origin.rootz.global/static/filing/0001558370-23-008501.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":41,"context":"e election of directors. How many votes are needed for each proposal? On Proposal1 (Election of Directors), the eight individuals receiving the highest number of votes cast for their election will be elected as directors of the Company. In an uncontested election, all director nominees will be elected if they receive at least one vote for their election. Abstentions, votes to withhold, and broker non-votes, if any,","filed_date":"2023-03-27","accession":"0001558370-23-004710","full_text":"https://origin.rootz.global/static/filing/0001558370-23-004710.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":31,"context":"h generally conform to Federal National Mortgage Association and Federal Home Loan Mortgage Corporation guidelines and are delivered to the investor shortly after funding. Additionally, we offer installment loans and lines of credit, typically to facilitate investment opportunities for consumer clients whose financial characteristics support the request. We also provide clients loans collateralized b","filed_date":"2023-03-13","accession":"0001558370-23-003515","full_text":"https://origin.rootz.global/static/filing/0001558370-23-003515.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":101,"context":"ith all other information included in this report and other documents we file with the SEC. Any of the following risks, as well as risks that we do not know or currently deem immaterial, could have a material adverse effect on our business, financial condition, results of operations and growth prospects.* **Summary** This is a summary of some of the material risks and uncertainties that management believes affects us. T","filed_date":"2023-03-13","accession":"0001558370-23-003515","full_text":"https://origin.rootz.global/static/filing/0001558370-23-003515.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":32,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 649,818 | | | 510,716 | | | Residential real estate junior lien | | | 143,681 | | | 125,668 | | | Other revolving and installment | | | 51,794 | | | 45,363 | | | Total consumer | | | 845,293 | | | 681,747 | | | Total loans | | $ | 2,318,231 | | $ | 1,758,020 | | | (1) | Included Paycheck Protection Program, or PPP, loans of","filed_date":"2022-11-03","accession":"0001558370-22-016272","full_text":"https://origin.rootz.global/static/filing/0001558370-22-016272.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":32,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 568,571 | | | 510,716 | | | Residential real estate junior lien | | | 135,255 | | | 125,668 | | | Other revolving and installment | | | 53,384 | | | 45,363 | | | Total consumer | | | 757,210 | | | 681,747 | | | Total loans | | $ | 1,890,243 | | $ | 1,758,020 | | | (1) | Included Paycheck Protection Program, or PPP, loans of","filed_date":"2022-08-04","accession":"0001558370-22-012202","full_text":"https://origin.rootz.global/static/filing/0001558370-22-012202.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":26,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 522,489 | | | 510,716 | | | Residential real estate junior lien | | | 130,604 | | | 125,668 | | | Other revolving and installment | | | 53,738 | | | 45,363 | | | Total consumer | | | 706,831 | | | 681,747 | | | Total loans | | $ | 1,818,042 | | $ | 1,758,020 | | | (1) | Included Paycheck Protection Program, or PPP, loans of","filed_date":"2022-05-06","accession":"0001558370-22-007612","full_text":"https://origin.rootz.global/static/filing/0001558370-22-007612.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":38,"context":"e election of directors. How many votes are needed for each proposal? On Proposal 1 (Election of Directors), the nine individuals receiving the highest number of votes cast for their election will be elected as directors of the Company. In an uncontested election, all director nominees will be elected if they receive at least one vote for their election. Abstentions and broker non-votes, if any, will not affect the","filed_date":"2022-03-31","accession":"0001558370-22-004856","full_text":"https://origin.rootz.global/static/filing/0001558370-22-004856.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":32,"context":"h generally conform to Federal National Mortgage Association and Federal Home Loan Mortgage Corporation guidelines and are delivered to the investor shortly after funding. Additionally, we offer installment loans and lines of credit, typically to facilitate investment opportunities for consumer clients whose financial characteristics support the request. We also provide clients loans collateralized b","filed_date":"2022-03-11","accession":"0001558370-22-003419","full_text":"https://origin.rootz.global/static/filing/0001558370-22-003419.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":95,"context":"ith all other information included in this report and other documents we file with the SEC. Any of the following risks, as well as risks that we do not know or currently deem immaterial, could have a material adverse effect on our business, financial condition, results of operations and growth prospects.* **Summary** This is a summary of some of the material risks and uncertainties that management believes affects us. T","filed_date":"2022-03-11","accession":"0001558370-22-003419","full_text":"https://origin.rootz.global/static/filing/0001558370-22-003419.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":30,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 501,339 | | | 463,370 | | | Residential real estate junior lien | | | 130,243 | | | 143,416 | | | Other revolving and installment | | | 50,936 | | | 73,273 | | | Total consumer | | | 682,518 | | | 680,059 | | | Total loans | | $ | 1,800,386 | | $ | 1,979,375 | | | (1) | Included Paycheck Protection Program, or PPP, loans of","filed_date":"2021-11-04","accession":"0001558370-21-014568","full_text":"https://origin.rootz.global/static/filing/0001558370-21-014568.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":30,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 470,822 | | | 463,370 | | | Residential real estate junior lien | | | 130,180 | | | 143,416 | | | Other revolving and installment | | | 57,040 | | | 73,273 | | | Total consumer | | | 658,042 | | | 680,059 | | | Total loans | | $ | 1,835,312 | | $ | 1,979,375 | | | (1) | Included Paycheck Protection Program, or PPP, loans of","filed_date":"2021-08-05","accession":"0001558370-21-010545","full_text":"https://origin.rootz.global/static/filing/0001558370-21-010545.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":23,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 454,958 | | | 463,370 | | | Residential real estate junior lien | | | 130,299 | | | 143,416 | | | Other revolving and installment | | | 64,135 | | | 73,273 | | | Total consumer | | | 649,392 | | | 680,059 | | | Total loans | | $ | 1,937,345 | | $ | 1,979,375 | | | (1) | Included Paycheck Protection Program, or PPP, loans of","filed_date":"2021-05-06","accession":"0001558370-21-006200","full_text":"https://origin.rootz.global/static/filing/0001558370-21-006200.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":38,"context":"election of directors. How many votes are needed for each proposal? On Proposal 1 (Election of Directors), the seven individuals receiving the highest number of votes cast for their election will be elected as directors of the Company. In an uncontested election, all director nominees will be elected if they receive at least one vote for their election. Abstentions and broker non-votes, if any, will not affect the","filed_date":"2021-04-01","accession":"0001558370-21-003895","full_text":"https://origin.rootz.global/static/filing/0001558370-21-003895.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":29,"context":"h generally conform to Federal National Mortgage Association and Federal Home Loan Mortgage Corporation guidelines and are delivered to the investor shortly after funding. Additionally, we offer installment loans and lines of credit, typically to facilitate investment opportunities for consumer clients whose financial characteristics support the request. We also provide clients loans collateralized b","filed_date":"2021-03-12","accession":"0001558370-21-002880","full_text":"https://origin.rootz.global/static/filing/0001558370-21-002880.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":101,"context":"ith all other information included in this report and other documents we file with the SEC. Any of the following risks, as well as risks that we do not know or currently deem immaterial, could have a material adverse effect on our business, financial condition, results of operations and growth prospects.* **Summary** This is a summary of some of the material risks and uncertainties that management believes affects us. T","filed_date":"2021-03-12","accession":"0001558370-21-002880","full_text":"https://origin.rootz.global/static/filing/0001558370-21-002880.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":30,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 469,050 | | | 457,155 | | | Residential real estate junior lien | | | 152,487 | | | 177,373 | | | Other revolving and installment | | | 79,461 | | | 86,526 | | | Total consumer | | | 700,998 | | | 721,054 | | | Total loans | | $ | 2,058,419 | | $ | 1,721,279 | | | (1) | Included Paycheck Protection Program, or PPP, loans of","filed_date":"2020-11-05","accession":"0001558370-20-012770","full_text":"https://origin.rootz.global/static/filing/0001558370-20-012770.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":30,"context":"| | Consumer | | | | | | | | | Residential real estate first mortgage | | | 456,737 | | | 457,155 | | | Residential real estate junior lien | | | 154,351 | | | 177,373 | | | Other revolving and installment | | | 78,457 | | | 86,526 | | | Total consumer | | | 689,545 | | | 721,054 | | | Total loans | | $ | 2,034,197 | | $ | 1,721,279 | | | (1) | Includes Paycheck Protection Program, or PPP, loans of","filed_date":"2020-08-06","accession":"0001558370-20-009578","full_text":"https://origin.rootz.global/static/filing/0001558370-20-009578.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":25,"context":"|  |  |  | |  Residential real estate first mortgage |  |  |  457,895 |  |  |  457,155 |  | |  Residential real estate junior lien |  |  |  170,538 |  |  |  177,373 |  | |  Other revolving and installment |  |  |  79,614 |  |  |  86,526 |  | |  Total consumer |  |  |  708,047 |  |  |  721,054 |  | |  Total loans |  |  $ |  1,758,277 |  |  $ |  1,721,279 |  | Total loans included net deferred loan f","filed_date":"2020-05-13","accession":"0001558370-20-006491","full_text":"https://origin.rootz.global/static/filing/0001558370-20-006491.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":40,"context":"ectors. How many votes are needed for each proposal? On Proposal 1 (Election of Directors), the eight individuals receiving the highest number of votes cast &#x201C;for&#x201D; their election will be elected as directors of the Company. In an uncontested election, all director nominees will be elected if they receive at least one vote &#x201C;for&#x201D; their election. Abstentions and broker non-votes, if any, will","filed_date":"2020-04-01","accession":"0001558370-20-003505","full_text":"https://origin.rootz.global/static/filing/0001558370-20-003505.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":30,"context":"h generally conform to Federal National Mortgage Association and Federal Home Loan Mortgage Corporation guidelines and are delivered to the investor shortly after funding. Additionally, we offer installment loans and lines of credit, typically to facilitate investment opportunities for consumer clients whose financial characteristics support the request. We also provide clients loans collateralized b","filed_date":"2020-03-26","accession":"0001558370-20-003143","full_text":"https://origin.rootz.global/static/filing/0001558370-20-003143.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":96,"context":"ith all other information included in this report and other documents we file with the SEC. Any of the following risks, as well as risks that we do not know or currently deem immaterial, could have a material adverse effect on our business, financial condition, results of operations and growth prospects.  Risks Related to Our Business Credit Risks Our business depends on our ability to manage credit risk. As a bank, our","filed_date":"2020-03-26","accession":"0001558370-20-003143","full_text":"https://origin.rootz.global/static/filing/0001558370-20-003143.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":31,"context":"|  |  |  | |  Residential real estate first mortgage |  |  |  459,763 |  |  |  448,143 |  | |  Residential real estate junior lien |  |  |  182,516 |  |  |  188,855 |  | |  Other revolving and installment |  |  |  92,351 |  |  |  95,218 |  | |  Total consumer |  |  |  734,630 |  |  |  732,216 |  | |  Total loans |  |  $ |  1,686,087 |  |  $ |  1,701,850 |  | Total loans include net deferred loan fe","filed_date":"2019-11-07","accession":"0001558370-19-010422","full_text":"https://origin.rootz.global/static/filing/0001558370-19-010422.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":54,"context":",532 |  |  |  4.09 |  % |  | |  Residential real estate junior lien |  |  |  188,076 |  |  |  5,417 |  |  |  5.81 |  % |  |  192,594 |  |  |  5,102 |  |  |  5.34 |  % |  | |  Other revolving and installment |  |  |  95,044 |  |  |  2,169 |  |  |  4.60 |  % |  |  84,370 |  |  |  1,821 |  |  |  4.35 |  % |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | |  Total consumer |  |  |  73","filed_date":"2019-09-03","accession":"0001047469-19-004930","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004930.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":96,"context":"the risks described below, together with all other information included in this prospectus. Any of the following risks, as well as risks that we do not know or currently deem immaterial, could have a material adverse effect on our business, financial condition, results of operations and growth prospects. As a result, the trading price of our common stock could decline, and you could experience a partial or complete loss","filed_date":"2019-09-03","accession":"0001047469-19-004930","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004930.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":54,"context":"st income percentage at or in excess of current levels. Our retirement and benefits services business serves clients in all 50 states, and we recently formalized a \"National Market\" with a separately appointed National Market President to track clients that reside outside of our banking markets. As of June 30, 2019, the AUM, AUA and deposits attributable to the National Market were $3.0 billion, $20.7 billion and $326.3 million, re","filed_date":"2019-09-03","accession":"0001047469-19-004930","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004930.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":54,"context":",532 |  |  |  4.09 |  % |  | |  Residential real estate junior lien |  |  |  188,076 |  |  |  5,417 |  |  |  5.81 |  % |  |  192,594 |  |  |  5,102 |  |  |  5.34 |  % |  | |  Other revolving and installment |  |  |  95,044 |  |  |  2,169 |  |  |  4.60 |  % |  |  84,370 |  |  |  1,821 |  |  |  4.35 |  % |  | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | |  Total consumer |  |  |  73","filed_date":"2019-08-16","accession":"0001047469-19-004787","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004787.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":96,"context":"the risks described below, together with all other information included in this prospectus. Any of the following risks, as well as risks that we do not know or currently deem immaterial, could have a material adverse effect on our business, financial condition, results of operations and growth prospects. As a result, the trading price of our common stock could decline, and you could experience a partial or complete loss","filed_date":"2019-08-16","accession":"0001047469-19-004787","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004787.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":54,"context":"st income percentage at or in excess of current levels. Our retirement and benefits services business serves clients in all 50 states, and we recently formalized a \"National Market\" with a separately appointed National Market President to track clients that reside outside of our banking markets. As of June 30, 2019, the AUM, AUA and deposits attributable to the National Market were $3.0 billion, $20.7 billion and $326.3 million, re","filed_date":"2019-08-16","accession":"0001047469-19-004787","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004787.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"platform_shift","strength":80,"match_count":10,"context":"a series of strategic acquisitions. This growth has allowed us to build a diversified franchise and expand our geographic footprint into growing metropolitan areas. We believe these initiatives have transformed our Company into a high-tech, high-touch client service provider, increased our earnings and allowed us to return more value to stockholders.  A summary of our asset growth during the past five years and timelin","filed_date":"2019-09-03","accession":"0001047469-19-004930","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004930.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"platform_shift","strength":80,"match_count":10,"context":"a series of strategic acquisitions. This growth has allowed us to build a diversified franchise and expand our geographic footprint into growing metropolitan areas. We believe these initiatives have transformed our Company into a high-tech, high-touch client service provider, increased our earnings and allowed us to return more value to stockholders.  A summary of our asset growth during the past five years and timelin","filed_date":"2019-08-16","accession":"0001047469-19-004787","full_text":"https://origin.rootz.global/static/filing/0001047469-19-004787.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"margin_pressure","strength":61,"match_count":7,"context":"federal banking agencies issued a statement to reinforce prudent risk-management practices related to CRE lending, having observed substantial growth in many CRE asset and lending markets, increased competitive pressures, rising CRE concentrations in banks, and an easing of CRE underwriting standards. The federal bank agencies reminded FDIC-insured institutions to maintain underwriting discipline and exercise pruden","filed_date":"2024-03-08","accession":"0001558370-24-002829","full_text":"https://origin.rootz.global/static/filing/0001558370-24-002829.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"margin_pressure","strength":61,"match_count":7,"context":"federal banking agencies issued a statement to reinforce prudent risk-management practices related to CRE lending, having observed substantial growth in many CRE asset and lending markets, increased competitive pressures, rising CRE concentrations in banks, and an easing of CRE underwriting standards. The federal bank agencies reminded FDIC-insured institutions to maintain underwriting discipline and exercise pruden","filed_date":"2023-03-13","accession":"0001558370-23-003515","full_text":"https://origin.rootz.global/static/filing/0001558370-23-003515.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":58,"match_count":6,"context":"he United States began to have an adverse impact on our financial condition and results of operations as of and for the three and six months ended June 30, 2020, and is expected to have a complex and significant adverse impact on the economy, the banking industry and our Company in future fiscal periods, all subject to a high degree of uncertainty. *Effects on Our Market Areas.* Our primary banking market areas are the sta","filed_date":"2020-08-06","accession":"0001558370-20-009578","full_text":"https://origin.rootz.global/static/filing/0001558370-20-009578.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":56,"match_count":7,"context":"to publicly traded companies, whichrequire the issuerto determine whether any of its existing incentive compensation plans, programs or arrangements create risks that are reasonably likely to have a material adverse effect on the issuer and, if so, to disclose information about such arrangements. The Companys Compensation Committee completes a risk assessment of the Companys compensation programs and components on an a","filed_date":"2026-04-01","accession":"0001437749-26-010883","full_text":"https://origin.rootz.global/static/filing/0001437749-26-010883.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":50,"match_count":5,"context":"to change. The U.S. government and banking regulators, including the Federal Reserve, have taken a number of unprecedented actions in response to the COVID-19 pandemic, which could ultimately have a material adverse effect on our business and results of operations  On March 27, 2020, President Trump signed into law the Coronavirus Aid, Relief and Economic Security Act, or CARES Act, which established a $2.0 trillion ec","filed_date":"2020-11-05","accession":"0001558370-20-012770","full_text":"https://origin.rootz.global/static/filing/0001558370-20-012770.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"margin_pressure","strength":48,"match_count":6,"context":"recent years, the federal banking agencies have issued statements to reinforce prudent risk-management practices related to CRE lending, in response to observed growth in many CRE markets, increased competitive pressures, rising CRE concentrations, and an easing of CRE underwriting standards. In other statements, the agencies reminded FDIC-insured institutions to maintain underwriting discipline and to identify, mea","filed_date":"2026-03-04","accession":"0001437749-26-006820","full_text":"https://origin.rootz.global/static/filing/0001437749-26-006820.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":48,"match_count":6,"context":"2024 was $33.9 million, a $5.5 million increase from the third quarter of 2024. The quarter over quarter increase was primarily driven by improvement across all fee-based businesses. Mortgage banking revenue increased $1.1 million, from $2.6 million in the third quarter of 2024, primarily driven by higher mortgage originations and higher margins on sold mortgages. Wealth revenue increased $0.3 million during the fourth quarter","filed_date":"2025-01-28","accession":"0001437749-25-002040","full_text":"https://origin.rootz.global/static/filing/0001437749-25-002040.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"ALRS","company":"ALERUS FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"margin_pressure","strength":45,"match_count":5,"context":"eral banking agencies have issued statements to reinforce prudent risk-management practices related to CRE lending, having observed substantial growth in many CRE asset and lending markets, increased competitive pressures, rising CRE concentrations in banks, and an easing of CRE underwriting standards. The federal banking agencies have reminded FDIC-insured institutions to maintain underwriting discipline and exercis","filed_date":"2025-03-14","accession":"0001437749-25-007629","full_text":"https://origin.rootz.global/static/filing/0001437749-25-007629.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"c61215859d0e8c7c3e20a86e9d63b806a8da5da8f27cea9079d7f650a3688e15","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"a601d4a1f28b3dd96fabd578a82d599d5246d46403111ba0cccce1b7411007f2","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. 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