{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"AROW","limit":50},"count":50,"signals":[{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":56,"context":"affect growth and profitability.The financial services industry is faced with technological advances and changes on a continuing basis, and failure to adapt to these advances and changes could have a material adverse impact on Arrow's business.Problems encountered by other financial institutions could adversely affect Arrow.Geopolitical and other external events, such as severe weather, natural disasters, public health","filed_date":"2026-03-06","accession":"0000717538-26-000037","full_text":"https://origin.rootz.global/static/filing/0000717538-26-000037.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":78,"context":"or warranty shall not be deemed an admission by Adirondack that such item represents a material exception or fact, event or circumstance or that such item would reasonably be expected to result in a Material Adverse Effect, and (iii) any disclosures made with respect to a section of this Article III shall be deemed to qualify (1) any other section of this Article III specifically referenced or cross-referenced, and (2)","filed_date":"2026-02-26","accession":"0000717538-26-000030","full_text":"https://origin.rootz.global/static/filing/0000717538-26-000030.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":31,"context":"10 | | | | | | | | | Voting Item 3 Ratification of the Selection of Crowe as Our Independent Auditor for 2025 | 12 | | | | | Audit Committee Report | 15 | | | | | Corporate Governance | 17 | | | | | Named Executive Officers | 23 | | | | | Litigation | 24 | | | | | Stock Ownership Information | 25 | | | | | Compensation Discussion and Analysis | 27 | | | | | Executive Compensation | 35 | | | | | Agreements With Named Ex","filed_date":"2025-04-24","accession":"0000717538-25-000039","full_text":"https://origin.rootz.global/static/filing/0000717538-25-000039.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":58,"context":"affect growth and profitability.The financial services industry is faced with technological advances and changes on a continuing basis, and failure to adapt to these advances and changes could have a material adverse impact on Arrow's business.Problems encountered by other financial institutions could adversely affect Arrow.Arrow faces continuing and growing security risks to its information base including the informati","filed_date":"2025-03-14","accession":"0000717538-25-000023","full_text":"https://origin.rootz.global/static/filing/0000717538-25-000023.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":15,"context":"4, the parties reached an agreement in principle to settle the matter, subject to final documentation and court approval. Management believes that the terms of the proposed settlement will not have a material adverse impact on the Companys financial results. In the event that the parties are not able to finalize a settlement, the Company intends to continue to vigorously defend against the claims asserted in the Ashe La","filed_date":"2024-08-08","accession":"0000717538-24-000100","full_text":"https://origin.rootz.global/static/filing/0000717538-24-000100.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":20,"context":"4, the parties reached an agreement in principle to settle the matter, subject to final documentation and court approval. Management believes that the terms of the proposed settlement will not have a material adverse impact on the Company's financial results. In the event that the parties are not able to finalize a settlement, the Company intends to continue to vigorously defend against the claims asserted in the Ashe L","filed_date":"2024-05-10","accession":"0000717538-24-000076","full_text":"https://origin.rootz.global/static/filing/0000717538-24-000076.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":29,"context":"e Plan | 12 | | | | | Voting Item 4 Ratification of the Selection of Crowe as Our Independent Auditor for 2024 | 15 | | | | | Audit Committee Report | 17 | | | | | Corporate Governance | 18 | | | | | Named Executive Officers | 25 | | | | | Litigation | 26 | | | | | Stock Ownership Information | 27 | | | | | Compensation Discussion and Analysis | 29 | | | | | Executive Compensation | 41 | | | | | Agreements With Named Ex","filed_date":"2024-04-25","accession":"0000717538-24-000062","full_text":"https://origin.rootz.global/static/filing/0000717538-24-000062.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":65,"context":"ally insured banks. Failure by Arrow to offer competitive services in Arrow's market areas could significantly weaken Arrow's market position, adversely affecting growth, which, in turn, could have a material adverse effect on Arrow's financial condition and results of operations. The financial services industry is faced with technological advances and changes on a continuing basis, and failure to adapt to these advance","filed_date":"2024-03-11","accession":"0000717538-24-000047","full_text":"https://origin.rootz.global/static/filing/0000717538-24-000047.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":18,"context":"ents and commercial agreements. The financial services industry is faced with technological advances and changes on a continuing basis, and failure to adapt to these advances and changes could have a material adverse impact on Arrow's business. Problems encountered by other financial institutions could adversely affect Arrow.  Any future economic or financial downturn, including any significant correction in the equity","filed_date":"2023-11-09","accession":"0000717538-23-000239","full_text":"https://origin.rootz.global/static/filing/0000717538-23-000239.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":30,"context":"| | | Voting Item 5 Ratification of the Selection of KPMG LLP as Our Independent Auditor for 2023 | 14 | | | | | | | Audit Committee Report | 15 | | | | | | | Corporate Governance | 16 | | | | | | | Named Executive Officers | 23 | | | | | | | Litigation | 23 | | | | | | | Stock Ownership Information | 24 | | | | | | | Compensation Discussion and Analysis | 26 | | | | | | | Executive Compensation | 37 | | | | | | | Agre","filed_date":"2023-09-13","accession":"0000717538-23-000180","full_text":"https://origin.rootz.global/static/filing/0000717538-23-000180.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":35,"context":"ly insured banks. Failure, by Arrow, to offer competitive services in Arrow's market areas could significantly weaken Arrow's market position, adversely affecting growth, which, in turn, could have a material adverse effect on Arrow's financial condition and results of operations. Uncertainty relating to LIBOR and other reference rates and their potential discontinuance may negatively impact our access to funding and th","filed_date":"2023-07-18","accession":"0000717538-23-000132","full_text":"https://origin.rootz.global/static/filing/0000717538-23-000132.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":20,"context":"n and Postretirement Benefits - Arrow maintains a non-contributory, defined benefit pension plan covering substantially all employees, a supplemental pension plan covering certain executive officers selected by the Board of Directors, and certain post-retirement medical, dental and life insurance benefits for employees and retirees which are more fully described in Note 13, Retirement Benefit Plans. The costs of these plans, bas","filed_date":"2023-07-18","accession":"0000717538-23-000132","full_text":"https://origin.rootz.global/static/filing/0000717538-23-000132.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":23,"context":"| | | Voting Item 4 Ratification of the Selection of KPMG LLP as Our Independent Auditor for 2022 | 16 | | | | | | | Audit Committee Report | 17 | | | | | | | Corporate Governance | 18 | | | | | | | Named Executive Officers | 25 | | | | | | | Stock Ownership Information | 26 | | | | | | | Compensation Discussion and Analysis | 28 | | | | | | | Executive Compensation | 38 | | | | | | | Agreements with Named Executive Of","filed_date":"2022-03-25","accession":"0000717538-22-000091","full_text":"https://origin.rootz.global/static/filing/0000717538-22-000091.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":34,"context":"ly insured banks. Failure, by Arrow, to offer competitive services in Arrow's market areas could significantly weaken Arrow's market position, adversely affecting growth, which, in turn, could have a material adverse effect on Arrow's financial condition and results of operations. Uncertainty relating to LIBOR and other reference rates and their potential discontinuance may negatively impact our access to funding and th","filed_date":"2022-03-11","accession":"0000717538-22-000081","full_text":"https://origin.rootz.global/static/filing/0000717538-22-000081.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":18,"context":"| | Voting Item 4 - Ratification of the Selection of KPMG LLP as Our Independent Auditor for 2021 | 12 | | | | | | | Audit Committee Report | 13 | | | | | | | Corporate Governance | 13 | | | | | | | Named Executive Officers | 20 | | | | | | | Stock Ownership Information | 21 | | | | | | | Compensation Discussion and Analysis | 23 | | | | | | | Executive Compensation | 33 | | | | | | | Agreements with Named Executive Of","filed_date":"2021-03-26","accession":"0000717538-21-000080","full_text":"https://origin.rootz.global/static/filing/0000717538-21-000080.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":34,"context":"nsured banks. Failure, by Arrow, to offer competitive services in Arrow's market areas could  13 significantly weaken Arrow's market position, adversely affecting growth, which, in turn, could have a material adverse effect on Arrow's financial condition and results of operations. Uncertainty relating to LIBOR and other reference rates and their potential discontinuance may negatively impact our access to funding and th","filed_date":"2021-03-10","accession":"0000717538-21-000076","full_text":"https://origin.rootz.global/static/filing/0000717538-21-000076.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":18,"context":"| | Voting Item 4 - Ratification of the Selection of KPMG LLP as Our Independent Auditor for 2020 | 10 | | | | | | | Audit Committee Report | 11 | | | | | | | Corporate Governance | 12 | | | | | | | Named Executive Officers | 18 | | | | | | | Stock Ownership Information | 19 | | | | | | | Compensation Discussion and Analysis | 21 | | | | | | | Executive Compensation | 31 | | | | | | | Agreements with Named Executive Of","filed_date":"2020-03-27","accession":"0000717538-20-000071","full_text":"https://origin.rootz.global/static/filing/0000717538-20-000071.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":35,"context":"rowing security risks to its information base including the information maintained relating to customers, and any breaches in the security systems implemented to protect this information could have a material negative effect on Arrow's business operations and financial condition. In the ordinary course of business, Arrow relies on electronic communications and information systems to conduct its operations and to store se","filed_date":"2020-02-28","accession":"0000717538-20-000054","full_text":"https://origin.rootz.global/static/filing/0000717538-20-000054.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":19,"context":"ock | 10 | | | | | | | Voting Item 4 Ratification of Independent Registered Public Accounting Firm | 11 | | | | | | | Audit Committee Report | 12 | | | | | | | Corporate Governance | 14 | | | | | | | Named Executive Officers | 20 | | | | | | | Stock Ownership Information | 21 | | | | | | | Compensation Discussion and Analysis | 23 | | | | | | | Executive Compensation | 36 | | | | | | | Agreements with Named Executive Of","filed_date":"2019-03-29","accession":"0000717538-19-000101","full_text":"https://origin.rootz.global/static/filing/0000717538-19-000101.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":35,"context":"ty risks to our information base including the information we maintain relating to our customers, and any breaches in the security systems we have implemented to protect this information could have a material negative effect on our business operations and financial condition. In the ordinary course of business, Arrow relies on electronic communications and information systems to conduct our operations and to store sensit","filed_date":"2019-03-08","accession":"0000717538-19-000078","full_text":"https://origin.rootz.global/static/filing/0000717538-19-000078.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":23,"context":"Registered Public Accounting Firm | 9 | | | | | | | Voting Item 3 Advisory Approval of Say on Pay | 10 | | | | | | | Audit Committee Report | 11 | | | | | | | Corporate Governance | 12 | | | | | | | Named Executive Officers | 18 | | | | | | | Stock Ownership Information | 19 | | | | | | | Compensation Discussion and Analysis | 21 | | | | | | | Executive Compensation | 33 | | | | | | | Agreements with Named Executive Of","filed_date":"2018-03-16","accession":"0000717538-18-000079","full_text":"https://origin.rootz.global/static/filing/0000717538-18-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":25,"context":"ty risks to our information base including the information we maintain relating to our customers, and any breaches in the security systems we have implemented to protect this information could have a material negative effect on our business operations and financial condition.In the ordinary course of business, Arrow relies on electronic communications and information systems to conduct our operations and to store sensiti","filed_date":"2018-03-12","accession":"0000717538-18-000060","full_text":"https://origin.rootz.global/static/filing/0000717538-18-000060.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":23,"context":"Approval of Say on Pay | 10 | | | | | | | Voting Item 4 Advisory Approval of Say on Pay Frequency | 11 | | | | | | | Audit Committee Report | 11 | | | | | | | Corporate Governance | 12 | | | | | | | Named Executive Officers | 18 | | | | | | | Stock Ownership Information | 18 | | | | | | | Compensation Discussion and Analysis | 20 | | | | | | | Executive Compensation | 31 | | | | | | | Agreements with Named Executive Of","filed_date":"2017-03-24","accession":"0000717538-17-000064","full_text":"https://origin.rootz.global/static/filing/0000717538-17-000064.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":26,"context":"ty risks to our information base including the information we maintain relating to our customers, and any breaches in the security systems we have implemented to protect this information could have a material negative effect on our business operations and financial condition.In the ordinary course of business, Arrow relies on electronic communications and information systems to conduct our operations and to store sensiti","filed_date":"2017-03-14","accession":"0000717538-17-000060","full_text":"https://origin.rootz.global/static/filing/0000717538-17-000060.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":18,"context":"rectors | 1 | | | | | | | Voting Item 2 Ratification of Independent RegisteredPublic Accounting Firm | 8 | | | | | | | Audit Committee Report | 9 | | | | | | | Corporate Governance | 10 | | | | | | | Named Executive Officers | 16 | | | | | | | Stock Ownership Information | 16 | | | | | | | Compensation Discussion and Analysis | 18 | | | | | | | Executive Compensation | 29 | | | | | | | Agreements with Named Executive Of","filed_date":"2016-03-25","accession":"0000717538-16-000223","full_text":"https://origin.rootz.global/static/filing/0000717538-16-000223.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":14,"context":"d our controls are, we cannot provide an absolute guarantee to protect our business operations from every type of problem in every situation. A failure or circumvention of these controls could have a material adverse effect on our business operations and financial condition. Also, the computer systems and network infrastructure that we use are always vulnerable to unforeseen disruptions, including theft of confidential","filed_date":"2016-03-10","accession":"0000717538-16-000214","full_text":"https://origin.rootz.global/static/filing/0000717538-16-000214.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":96,"match_count":12,"context":"wide range of lending activities, including commercial and industrial lending primarily to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. An active indirect lending program is maintained through Arrow's sponsorship of automobile dealer programs under which consumer auto loans, primarily from dealers that m","filed_date":"2023-07-18","accession":"0000717538-23-000132","full_text":"https://origin.rootz.global/static/filing/0000717538-23-000132.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":93,"match_count":11,"context":"affect growth and profitability.The financial services industry is faced with technological advances and changes on a continuing basis, and failure to adapt to these advances and changes could have a material adverse impact on Arrow's business.Problems encountered by other financial institutions could adversely affect Arrow. Any future economic or financial downturn, including any significant correction in the equity ma","filed_date":"2024-11-07","accession":"0000717538-24-000116","full_text":"https://origin.rootz.global/static/filing/0000717538-24-000116.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":88,"match_count":11,"context":"PLAN Both existing shareholders of Arrow and persons who are not existing shareholders of Arrow are eligible to enroll as participants in the Plan. Persons in either group may enroll using paper Enrollment Forms provided by the Plan Administrator or by enrolling on-line at www.astfinancial.com. Persons enrolling on line will be asked to follow essentially the same instructions and provide the same i","filed_date":"2022-03-24","accession":"0000717538-22-000087","full_text":"https://origin.rootz.global/static/filing/0000717538-22-000087.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":82,"match_count":9,"context":"ank since May 13, 2023. Mr. DeMarco joined the Company in 1987 as a commercial lender and since that time has served in positions of increasing responsibility within the organization. In 2012, he was named President and CEO of SNB. In May 2023, he was named President and CEO of the Company and SNB's sister bank, GFNB. He holds a bachelors degree in finance from the University of Texas at Austin. Mr. DeMarco is a graduat","filed_date":"2026-03-06","accession":"0000717538-26-000037","full_text":"https://origin.rootz.global/static/filing/0000717538-26-000037.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":80,"match_count":10,"context":"on:The third and final component of Director compensation is incentive stock-based compensation, which consists of a modest number of stock options distributed annually to Directors that vest in installments during a Directors service on the Board, have a maximum term of 10 years and are exercisable for a period of timeafter termination of service. Upon termination of a Directors service, the Board m","filed_date":"2016-03-25","accession":"0000717538-16-000223","full_text":"https://origin.rootz.global/static/filing/0000717538-16-000223.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":79,"match_count":8,"context":"2023, Arrow paid $2.8million to this general contractor. GFNB is a subsidiary of Arrow Financial Corporation.Note 23:SUBSEQUENT EVENTSAs disclosed on Form 8-K which was filed March 4, 2024, GFNB has entered into a definitive agreement with Berkshire Hills Bancorp, Inc. (NYSE: BHLB) under which GFNB will acquire one branch office at 184 Broadway, Whitehall, New York. 110Item 9. Changes in and Disagreements with Accountants on Accou","filed_date":"2024-03-11","accession":"0000717538-24-000047","full_text":"https://origin.rootz.global/static/filing/0000717538-24-000047.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":74,"match_count":8,"context":"ank since May 13, 2023. Mr. DeMarco joined the Company in 1987 as a commercial lender and since that time has served in positions of increasing responsibility within the organization. In 2012, he was named President and CEO of SNB. In May 2023, he was named President and CEO of the Company and GFNB. He holds a bachelors degree in finance from the University of Texas at Austin. Mr. DeMarco is a graduate of the Adirondack","filed_date":"2025-03-14","accession":"0000717538-25-000023","full_text":"https://origin.rootz.global/static/filing/0000717538-25-000023.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"nts are ultimately distributable on a date or dates selected by the Director, subject to certain restrictions. Distributions under the plan are payable in cash, either in a lump-sum or in annual installments as the participant may choose. During 2021, no Directors elected to defer fees under the plan.  Incentive Stock-Based Compensation Under the Companys current long-term incentive plan, the Arrow F","filed_date":"2022-03-25","accession":"0000717538-22-000091","full_text":"https://origin.rootz.global/static/filing/0000717538-22-000091.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"hereof do not receive a supplemental annual retainer fee. The total annual retainer fee, including any supplemental annual retainer fee for service as a Board or committee chair, was paid in two installments in advance of service. One half was paid in November 2019, for the first six-month period January to June 2020. The second half was paid in May 2020 for the second six-month period July to Decemb","filed_date":"2021-03-26","accession":"0000717538-21-000080","full_text":"https://origin.rootz.global/static/filing/0000717538-21-000080.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"nts are ultimately distributable on a date or dates selected by the Director, subject to certain restrictions. Distributions under the plan are payable in cash, either in a lump-sum or in annual installments as the participant may choose. During 2018, no Directors elected to defer fees under the plan. | | | | | | Incentive Stock-Based Compensation | | Under the Companys current long-term incentive pl","filed_date":"2019-03-29","accession":"0000717538-19-000101","full_text":"https://origin.rootz.global/static/filing/0000717538-19-000101.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"nts are ultimately distributable on a date or dates selected by the Director, subject to certain restrictions. Distributions under the plan are payable in cash, either in a lump-sum or in annual installments as the participant may choose. During 2017, one Director elected to defer fees under the plan. See the 2017 Director Compensation Table later in this section for additional details. | | | | | | I","filed_date":"2018-03-16","accession":"0000717538-18-000079","full_text":"https://origin.rootz.global/static/filing/0000717538-18-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":64,"match_count":8,"context":"since 2020. Dr. Duffy has served as the seventh President of SUNY Adirondack since 2013, and will retire from that role in July 2025. Before her current position, she served as Vice President of Enrollment Management and Student Services at Onondaga Community College and as Dean of Enrollment Management at Cayuga Community College. 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Incentive Stock-Based Compensation Under the Companys current long-term incentive plan, the Arrow F","filed_date":"2023-09-13","accession":"0000717538-23-000180","full_text":"https://origin.rootz.global/static/filing/0000717538-23-000180.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":64,"match_count":8,"context":"nts are ultimately distributable on a date or dates selected by the Director, subject to certain restrictions. Distributions under the plan are payable in cash, either in a lump-sum or in annual installments as the participant may choose. During 2019, no Directors elected to defer fees under the plan.  | | | | | | Incentive Stock-Based Compensation | | Under the Companys current long-term incentive p","filed_date":"2020-03-27","accession":"0000717538-20-000071","full_text":"https://origin.rootz.global/static/filing/0000717538-20-000071.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":64,"match_count":8,"context":"nts are ultimately distributable on a date or dates selected by the Director, subject to certain restrictions. Distributions under the plan are payable in cash, either in a lump-sum or in annual installments as the participant may choose. During 2016, one Director elected to defer fees under the plan. 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Mr. Campanella served as Senior Vice President, Treasurer and Chief Financial Officer of Arrow between September 2017 a","filed_date":"2022-03-11","accession":"0000717538-22-000081","full_text":"https://origin.rootz.global/static/filing/0000717538-22-000081.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":48,"match_count":6,"context":"wide range of lending activities, including commercial and industrial lending primarily to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. 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The rate at which mortgage","filed_date":"2021-08-06","accession":"0000717538-21-000172","full_text":"https://origin.rootz.global/static/filing/0000717538-21-000172.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":40,"match_count":5,"context":"nagers as appropriate. The DoCR's primary function is to oversee risk management as well as regulatory and compliance requirements. The DoCR reports directly to the Chief Risk Officer. With regard to cyber risk, Arrow employs an in-depth, layered, defensive approach that leverages people, processes and technology to manage and maintain cybersecurity controls. 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We also maintain an active indirect lending program through our sponsorship of automobile dealer programs under which we purchase consumer auto loans, primarily from dea","filed_date":"2019-03-08","accession":"0000717538-19-000078","full_text":"https://origin.rootz.global/static/filing/0000717538-19-000078.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"AROW","company":"ARROW FINANCIAL CORP","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"backlog_growth","strength":34,"match_count":3,"context":"ginations to total originations tends to fluctuate from period to period based on market conditions and other factors. Sales increased for the majority of 2021, due to a variety of factors, including strong demand for residential mortgages in our operating markets, favorable market conditions for mortgage sales and strategic balance sheet and interest-rate risk management decisions. 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