{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"CASH","limit":50},"count":50,"signals":[{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":26,"context":".uOversees Pathward Financials compliance with legal and regulatory requirements. | uConsiders whether Pathward Financials compensation programs could motivate excessive risk-taking that could have a material adverse effect on Pathward Financial. For more information, see Compensation Risk Analysis on page 46.uAssesses whether the overall design and performance of Pathward Financials compensation policies and practices","filed_date":"2026-01-14","accession":"0000907471-26-000004","full_text":"https://origin.rootz.global/static/filing/0000907471-26-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":47,"context":"| 1 | Elect three directors for a term of three years ending in 2029, until their successors are elected and duly qualified | | | 2 | Approve, by a non-binding advisory vote, the compensation of our named executive officers | | | 3 | Recommend, by a non-binding advisory vote, the frequency of future advisory votes on the compensation of our named executive officers | | | 4 | Ratify the appointment by the Board of Direc","filed_date":"2026-01-14","accession":"0000907471-26-000004","full_text":"https://origin.rootz.global/static/filing/0000907471-26-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":79,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. In addition to regulation and supervision by the Federal Reserve, the Company is a reporting company under the Securities Exchange Act of 1934, as amend","filed_date":"2025-11-25","accession":"0000907471-25-000116","full_text":"https://origin.rootz.global/static/filing/0000907471-25-000116.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":83,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. In addition to regulation and supervision by the FRB, the Company is a reporting company under the Securities Exchange Act of 1934, as amended (the \"Exc","filed_date":"2025-08-29","accession":"0000907471-25-000083","full_text":"https://origin.rootz.global/static/filing/0000907471-25-000083.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":26,"context":".uOversees Pathward Financials compliance with legal and regulatory requirements. | uConsiders whether Pathward Financials compensation programs could motivate excessive risk-taking that could have a material adverse effect on Pathward Financial. For more information, see Compensation Risk Analysis on page 48.uAssesses whether the overall design and performance of Pathward Financials compensation policies and practices","filed_date":"2025-01-15","accession":"0000907471-25-000006","full_text":"https://origin.rootz.global/static/filing/0000907471-25-000006.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":38,"context":"term of three years ending in 2028, until their successors are elected and duly qualified | | FOR all director nominees | 5 | | | 2 | Approve, by a non-binding advisory vote, the compensation of our named executive officers | | FOR | 33 | | | 3 | Ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of Pathward Financials financial st","filed_date":"2025-01-15","accession":"0000907471-25-000006","full_text":"https://origin.rootz.global/static/filing/0000907471-25-000006.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":80,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. In addition to regulation and supervision by the FRB, the Company is a reporting company under the Securities Exchange Act of 1934, as amended (the \"Exc","filed_date":"2024-11-26","accession":"0000907471-24-000159","full_text":"https://origin.rootz.global/static/filing/0000907471-24-000159.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":26,"context":"Pathward Financials compliance with legal and regulatory requirements. | | | | Considers whether Pathward Financials compensation programs could motivate excessive risk-taking that could have a material adverse effect on Pathward Financial. For more information, see Compensation Risk Analysis on page 46. Assesses whether the overall design and performance of Pathward Financials compensation policies and practices","filed_date":"2024-01-17","accession":"0001104659-24-004482","full_text":"https://origin.rootz.global/static/filing/0001104659-24-004482.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":55,"context":"until their successors are elected and duly qualified | | | | | | FOR all director nominees | | | 5 | | | | | 2 | | | Approve, by a non-binding advisory vote, the compensation of our named executive officers | | | | | | FOR | | | 32 | | | | | 3 | | | Approve the Pathward Financial, Inc. 2023 Omnibus Incentive Plan | | | | | | FOR | | | 62 | | | | | 4 | | | Ratify the appo","filed_date":"2024-01-17","accession":"0001104659-24-004482","full_text":"https://origin.rootz.global/static/filing/0001104659-24-004482.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":54,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. In addition to regulation and supervision by the FRB, the Company is a reporting company under the Securities Exchange Act of 1934, as amended (the \"Exc","filed_date":"2023-11-21","accession":"0000907471-23-000138","full_text":"https://origin.rootz.global/static/filing/0000907471-23-000138.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":21,"context":"ecommendations of its regulators.   The Compensation Committee annually considers whether Pathward Financial’s compensation programs could motivate excessive risk-taking that could have a material adverse effect on Pathward Financial. For more information, see “Compensation Risk Analysis” on [page 40](#page_40).   **PATHWARD FINANCIAL, INC.    **2023 PROXY STATEMEN","filed_date":"2023-01-18","accession":"0001308179-23-000024","full_text":"https://origin.rootz.global/static/filing/0001308179-23-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":30,"context":"#xa0;to:   • Elect two directors for a term of three years until their successors are elected and duly qualified; • Approve, by a non-binding advisory vote, the compensation of our named executive officers; and • Ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of Pathward Financial’s financial sta","filed_date":"2023-01-18","accession":"0001308179-23-000024","full_text":"https://origin.rootz.global/static/filing/0001308179-23-000024.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":42,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. In addition to regulation and supervision by the FRB, the Company is a reporting company under the Securities Exchange Act of 1934, as amended (the \"Ex","filed_date":"2022-11-22","accession":"0000907471-22-000156","full_text":"https://origin.rootz.global/static/filing/0000907471-22-000156.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":35,"context":"rs for a term of three years until their successors are elected and duly qualified; | | |   |   | | | • | Approve, by a non-binding advisory vote, the compensation of our “named executive officers”; and | | |   |   | | | • | Ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of","filed_date":"2022-01-13","accession":"0001308179-22-000004","full_text":"https://origin.rootz.global/static/filing/0001308179-22-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":41,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. In addition to regulation and supervision by the FRB, the Company is a reporting company under the Securities Exchange Act of 1934, as amended (the \"Ex","filed_date":"2021-11-23","accession":"0000907471-21-000142","full_text":"https://origin.rootz.global/static/filing/0000907471-21-000142.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":19,"context":"Service of the Employer if the relationship between the individual and the Employer is the legal relationship of employer and employee. An individual shall cease to be an Employee upon the Employee's Separation from Service. 2.15 Employer means the Company, as identified in the Adoption Agreement, and any Participating Employer which adopts this Plan. An Employer may be a corporation, a limited liability compan","filed_date":"2021-05-20","accession":"0000907471-21-000073","full_text":"https://origin.rootz.global/static/filing/0000907471-21-000073.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":33,"context":"ee years and one director for a term of one year, in each case until their successors are elected and duly qualified; | | | | | | Approve, by a non-binding advisory vote, the compensation of our named executive officers; and | | | | | | Ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of Meta Financials financial stateme","filed_date":"2021-01-14","accession":"0001308179-21-000004","full_text":"https://origin.rootz.global/static/filing/0001308179-21-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":39,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. 31 [Table of Contents](#i8af60f2727b74b8a8c8c30f3b48b6111_7) In addition to regulation and supervision by the FRB, the Company is a reporting company u","filed_date":"2020-11-30","accession":"0000907471-20-000190","full_text":"https://origin.rootz.global/static/filing/0000907471-20-000190.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":49,"context":"nnual Meeting, stockholders will be asked to: | | | | | | Elect three (3)directors, each for a term of three (3)years; | | | | | | | | Approve, by a non-binding advisory vote, the compensation of our named executive officers (a Say-on-Pay vote); | | | | | | | | Recommend, by a non-binding advisory vote, the frequency of future advisory votes on the compensation of our named executive officers (a Say-on-Pay Frequency vot","filed_date":"2020-01-15","accession":"0000907471-20-000002","full_text":"https://origin.rootz.global/static/filing/0000907471-20-000002.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":37,"context":"g of changes to the laws and regulations that may impact the business of the Bank and the Company. Any changes to the regulatory framework applicable to the Company or the Bank, however, could have a material adverse impact on the condition or operations of each entity. 28 [Table of Contents](#sB1F2D47E0143504FB9FE33200E59EC71) In addition to regulation and supervision by the FRB, the Company is a reporting company und","filed_date":"2019-11-26","accession":"0000907471-19-000174","full_text":"https://origin.rootz.global/static/filing/0000907471-19-000174.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":37,"context":"Annual Meeting, stockholders will be asked to: | | | | | | Elect two (2)directors, each for a term of three (3)years; | | | | | | | | Approve, by a non-binding advisory vote, the compensation of our named executive officers (a Say-on-Pay vote); and | | | | | | | | To ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of the Company","filed_date":"2018-12-18","accession":"0000907471-18-000151","full_text":"https://origin.rootz.global/static/filing/0000907471-18-000151.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":55,"context":"ectiveness in combating money laundering when ruling on certain merger or acquisition applications. Failure to comply with such laws and rules and to have and maintain a robust AML program can have a material adverse effect on a financial institution. Privacy The Bank is required by statute and regulation to disclose its privacy policies to its customers on an annual basis. The Bank does not share nonpublic personal inf","filed_date":"2018-11-29","accession":"0000907471-18-000139","full_text":"https://origin.rootz.global/static/filing/0000907471-18-000139.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":9,"context":"Chairman of the Board and an employee through the Companys Annual Meeting of Stockholders expected to be held in January 2019. Frederick V. Moore, currently Lead Director and Vice Chairman, has been appointed to serve as Chairman effective following the date of the Annual Meeting. 82 [Table of Contents](#sE47EC2A6579853219D37C676C0E96CDC) On October 5, 2018, Meta common stock began trading on a split-adjusted basis following","filed_date":"2018-11-29","accession":"0000907471-18-000139","full_text":"https://origin.rootz.global/static/filing/0000907471-18-000139.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":27,"context":"nual Meeting, stockholders will be asked to: | | | | Elect two (2) directors, each for a term of three (3) years; | | | | | | Approve, by a non-binding advisory vote, the compensation of our named executive officers (a Say-on-Pay vote); | | | | | | Approve an amendment to Article Fourth of the Companys Certificate of Incorporation which would increase the total number of authorized shares of common stock, p","filed_date":"2017-12-04","accession":"0001193125-17-360270","full_text":"https://origin.rootz.global/static/filing/0001193125-17-360270.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":41,"context":"the FDIC, and the level of such assessments reflects the condition of the Bank. If the condition of the Bank were to deteriorate, the level of such assessments could increase significantly, having a material adverse effect on the Companys financial condition and results of operations. The Bank is also a member of the FHLB System and is subject to certain limited regulation by the Federal Reserve. Regulatory authorities","filed_date":"2017-11-29","accession":"0000907471-17-000106","full_text":"https://origin.rootz.global/static/filing/0000907471-17-000106.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":21,"context":"Annual Meeting, stockholders will be asked to: | | | Elect two (2) directors, each for a term of three (3) years; and | | | | | Approve, by a non-binding advisory vote, the compensation of our named executive officers (a Say-on-Pay vote). | | Your Board of Directors recommends that you vote FOR the election of each of the nominated directors and FOR the non-binding advisory vote to approve the compensation paid","filed_date":"2016-12-14","accession":"0001140361-16-089591","full_text":"https://origin.rootz.global/static/filing/0001140361-16-089591.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":39,"context":"the FDIC, and the level of such assessments reflects the condition of the Bank. If the condition of the Bank were to deteriorate, the level of such assessments could increase significantly, having a material adverse effect on the Companys financial condition and results of operations. The Bank is also a member of the FHLB System and is subject to certain limited regulation by the Federal Reserve. Regulatory authorities","filed_date":"2016-12-14","accession":"0000907471-16-000067","full_text":"https://origin.rootz.global/static/filing/0000907471-16-000067.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":23,"context":"ent will be permitted to, however, without the consent of the holder of each outstanding senior debt security affected: 10 | | | | | | | | | change the stated maturity of the principal of or any installment of principal or interest, if any, on any such senior debt security; | | | | reduce the principal amount of (or premium, if any) or the interest rate, if any, on any such senior debt security or th","filed_date":"2016-06-27","accession":"0000907471-16-000007","full_text":"https://origin.rootz.global/static/filing/0000907471-16-000007.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":26,"context":"e Annual Meeting, stockholders will be asked to: | | | Elect three (3) directors, each for a term of three (3) years; | | | | | Approve, by a non-binding advisory vote, the compensation of our named executive officers (a Say-on-Pay vote); and | | | | | Approve amendments to Article Fourth of the Companys Certificate of Incorporation which would: | | (a) increase the total number of authorized shares of Commo","filed_date":"2015-12-14","accession":"0001140361-15-044320","full_text":"https://origin.rootz.global/static/filing/0001140361-15-044320.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":36,"context":"the FDIC, and the level of such assessments reflects the condition of the Bank. If the condition of the Bank were to deteriorate, the level of such assessments could increase significantly, having a material adverse effect on the Companys financial condition and results of operations. The Bank is also a member of the FHLB System and is subject to certain limited regulation by the Federal Reserve. Regulatory authorities","filed_date":"2015-12-14","accession":"0001140361-15-044316","full_text":"https://origin.rootz.global/static/filing/0001140361-15-044316.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":30,"context":"o the Buyer, except in the case of clauses (ii) and (iii) above, for such conflicts, defaults, rights or violations which would not, individually or in the aggregate, reasonably be expected to have a material adverse effect on the ability of the Buyer to perform its obligations hereunder. 5 (k) Bank Regulatory Agencies. Neither the Buyer nor its Affiliates is required to obtain any consent, authorization or order of, or","filed_date":"2015-07-13","accession":"0001140361-15-027356","full_text":"https://origin.rootz.global/static/filing/0001140361-15-027356.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":97,"match_count":9,"context":"business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Companys financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the ag","filed_date":"2020-05-07","accession":"0000907471-20-000054","full_text":"https://origin.rootz.global/static/filing/0000907471-20-000054.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":94,"match_count":8,"context":"business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Companys financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the ag","filed_date":"2018-08-08","accession":"0000907471-18-000071","full_text":"https://origin.rootz.global/static/filing/0000907471-18-000071.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":94,"match_count":8,"context":"under the FDIC's prompt corrective action regulations, and further with respect to the Banks financial condition in general, the Company does not at this time anticipate that the Guidance will have a material adverse impact on the Companys business operations or its ability to further grow deposits. However, should the Bank ever fail to be well-capitalized in the future, as a result of failing to meet the well-capitaliz","filed_date":"2015-05-07","accession":"0001140361-15-018214","full_text":"https://origin.rootz.global/static/filing/0001140361-15-018214.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":86,"match_count":7,"context":"orrective action regulations, and further with respect to the Banks financial condition in general, the Company does not at this time anticipate that either the Guidance or the Final Rule will have a material adverse impact on the Companys business operations. However, should the Bank ever fail to be well-capitalized in the future, as a result of failing to meet the well-capitalized requirements, or the imposition of an","filed_date":"2016-05-05","accession":"0001140361-16-063459","full_text":"https://origin.rootz.global/static/filing/0001140361-16-063459.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":84,"match_count":8,"context":"business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Companys financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the ag","filed_date":"2020-08-06","accession":"0000907471-20-000080","full_text":"https://origin.rootz.global/static/filing/0000907471-20-000080.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":74,"match_count":8,"context":"316.1 million. Effective as of the closing of the merger, W. David Tull, Crestmarks Chairman and Chief Executive Officer, and Michael R. Kramer, a member at the law firm Dickinson Wright, PLLC, were appointed to the Board of Directors of Meta and MetaBank, and Mick Goik, President and Chief Operating Officer of Crestmark, was named Executive Vice President of MetaBank and President of the Meta Commercial Finance Division, which i","filed_date":"2018-08-08","accession":"0000907471-18-000071","full_text":"https://origin.rootz.global/static/filing/0000907471-18-000071.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":73,"match_count":6,"context":"business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Companys financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the ag","filed_date":"2018-05-08","accession":"0000907471-18-000045","full_text":"https://origin.rootz.global/static/filing/0000907471-18-000045.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":73,"match_count":6,"context":"business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Companys financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the ag","filed_date":"2018-02-07","accession":"0000907471-18-000027","full_text":"https://origin.rootz.global/static/filing/0000907471-18-000027.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"icipant for an In-Service Distribution, (v) a Change in Control Event, or (vi) an Unforeseeable Emergency, each to the extent provided in Section 5. 2.30 Seniority Date which may also be called Installment Eligibility Date shall have the meaning designated in the Adoption Agreement and shall apply to both the initial deferral election described in Section 4 and the Subsequent deferral election descr","filed_date":"2021-05-20","accession":"0000907471-21-000073","full_text":"https://origin.rootz.global/static/filing/0000907471-21-000073.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":65,"match_count":5,"context":"as brokered deposits, effective for the quarter ended December 31, 2014. While the Bank is well-capitalized under existing bank regulations, failure to maintain this designation could have a serious material adverse impact on our liquidity, financial condition, and results of operations. Further, depending on our financial condition in the future, the FDIC could impose a surcharge between zero and ten basis points on o","filed_date":"2015-02-03","accession":"0001140361-15-003814","full_text":"https://origin.rootz.global/static/filing/0001140361-15-003814.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":63,"match_count":6,"context":"nd recommendations of its regulators.   The Compensation Committee annually considers whether Meta Financial’s compensation programs could motivate excessive risk-taking that could have a material adverse effect on Meta Financial. For more information, see “Compensation Risk Analysis” on page 43.   **META FINANCIAL GROUP, INC****•** 2021 PROXY STATEMENT    &","filed_date":"2022-01-13","accession":"0001308179-22-000004","full_text":"https://origin.rootz.global/static/filing/0001308179-22-000004.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":63,"match_count":6,"context":"business. Accruals have been recorded when the outcome is probable and can be reasonably estimated. While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect on the Companys financial position or its results of operations, legal proceedings are inherently uncertain and unfavorable resolution of some or all of these matters could, individually or in the ag","filed_date":"2021-08-09","accession":"0000907471-21-000084","full_text":"https://origin.rootz.global/static/filing/0000907471-21-000084.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":61,"match_count":2,"context":"r, previously awarded options were exercised under this plan during the year ended September 30, 2017. In addition, during the first and second quarters of fiscal 2017, shares were granted to certain named executive officers (NEOs) of the Company in connection with their signing of employment agreements with the Company. These stock awards vest in equal installments over eightyears. The following tables show the activit","filed_date":"2017-11-29","accession":"0000907471-17-000106","full_text":"https://origin.rootz.global/static/filing/0000907471-17-000106.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":60,"match_count":5,"context":"ting revenues and/or expenses of the Company. Growth of prepaid financial services as an electronic payment mechanism may not occur or may occur more slowly than estimated. These factors could have a material adverse effect on our financial condition and results of operations. The loss or transition of key members of our senior management team or key employees in the Bank's divisions, or our inability to attract and ret","filed_date":"2023-08-08","accession":"0000907471-23-000090","full_text":"https://origin.rootz.global/static/filing/0000907471-23-000090.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":60,"match_count":5,"context":"ting revenues and/or expenses of the Company. Growth of prepaid financial services as an electronic payment mechanism may not occur or may occur more slowly than estimated. These factors could have a material adverse effect on our financial condition and results of operations. The loss or transition of key members of our senior management team or key employees in the Bank's divisions, or our inability to attract and ret","filed_date":"2023-05-09","accession":"0000907471-23-000074","full_text":"https://origin.rootz.global/static/filing/0000907471-23-000074.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":57,"match_count":4,"context":"orrective action regulations, and further with respect to the Banks financial condition in general, the Company does not at this time anticipate that either the Guidance or the Final Rule will have a material adverse impact on the Companys business operations. However, should the Bank ever fail to be well-capitalized in the future, as a result of failing to meet the well-capitalized requirements, or the imposition of an","filed_date":"2016-08-02","accession":"0000907471-16-000020","full_text":"https://origin.rootz.global/static/filing/0000907471-16-000020.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":57,"match_count":4,"context":"under the FDIC's prompt corrective action regulations, and further with respect to the Banks financial condition in general, the Company does not at this time anticipate that the Guidance will have a material adverse impact on the Companys business operations or its ability to further grow deposits. However, should the Bank ever fail to be well-capitalized in the future, as a result of failing to meet the well-capitaliz","filed_date":"2015-08-05","accession":"0001140361-15-029836","full_text":"https://origin.rootz.global/static/filing/0001140361-15-029836.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"inimized on these loans based on the guarantors repurchase agreement. This loan category also includes commercial real estate loans.7Table of ContentsConsumer FinanceThe Bank offers a variety of installment and revolving consumer lending products through its credit solutions. The Bank designs its credit program relationships with certain desired outcomes, including liquidity, credit protection, and r","filed_date":"2025-11-25","accession":"0000907471-25-000116","full_text":"https://origin.rootz.global/static/filing/0000907471-25-000116.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CASH","company":"PATHWARD FINANCIAL, INC.","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":56,"match_count":7,"context":". Credit risk is minimized on these loans based on the guarantors repurchase agreement. This loan category also includes commercial real estate loans.Consumer FinanceThe Bank offers a variety of installment and revolving consumer lending products through its credit solutions. The Bank designs its credit program relationships with certain desired outcomes, including liquidity, credit protection, and r","filed_date":"2025-08-29","accession":"0000907471-25-000083","full_text":"https://origin.rootz.global/static/filing/0000907471-25-000083.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"6491340701dcf2aa5e940fea6f7b180470375d235a1338381d3f4b7d9cdf7289","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"0ee45dde9c1395ac4786e42dcc5f5b2e9a54135af482a476558024b2f09e4190","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256() || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":6,"hourly_limit":500,"remaining":494,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}