{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"CCFN","limit":50},"count":50,"signals":[{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":22,"context":"ar Life Insurance Plan |  18 | | |  Employment Agreements |  18 | | |  Supplemental Executive Retirement Plans |  20 | | |  Pay Versus Performance |  21 | | |  Share Ownership of Directors, Nominees, Named Executive Officers and Certain Beneficial Owners |  22 | | |  PROPOSAL NO. 2 RATIFICATION OF APPROVAL OF THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM |  23 | | |  Audit, Audit-Related and Permitted Non-Audit Fees","filed_date":"2026-03-06","accession":"0001174947-26-000301","full_text":"https://origin.rootz.global/static/filing/0001174947-26-000301.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":47,"context":"erest-bearing liabilities, such as deposits and other borrowings. Depending on the terms and maturities of the Corporations assets and liabilities, a significant change in interest rates could have a material adverse effect on its profitability. Many factors cause changes in interest rates, including governmental monetary policies and domestic and international economic and political conditions. While the Corporation in","filed_date":"2026-03-06","accession":"0001174947-26-000299","full_text":"https://origin.rootz.global/static/filing/0001174947-26-000299.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":26,"context":"e Plan |  |  16 |  | |  Employment Agreements |  |  16 |  | |  Supplemental Executive Retirement Plans |  |  18 |  | |  Pay Versus Performance |  |  19 |  | |  Share Ownership of Directors, Nominees, Named Executive Officers and Certain Beneficial Owners |  |  20 |  | |  PROPOSAL NO. 2 RATIFICATION OF APPROVAL OF THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM |  |  21 |  | |  Audit, Audit-Related and Permitted Non-Au","filed_date":"2025-03-07","accession":"0001839882-25-014480","full_text":"https://origin.rootz.global/static/filing/0001839882-25-014480.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":48,"context":"erest-bearing liabilities, such as deposits and other borrowings. Depending on the terms and maturities of the Corporations assets and liabilities, a significant change in interest rates could have a material adverse effect on its profitability. Many factors cause changes in interest rates, including governmental monetary policies and domestic and international economic and political conditions. While the Corporation in","filed_date":"2025-03-07","accession":"0001839882-25-014475","full_text":"https://origin.rootz.global/static/filing/0001839882-25-014475.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":47,"context":"erest-bearing liabilities, such as deposits and other borrowings. Depending on the terms and maturities of the Corporations assets and liabilities, a significant change in interest rates could have a material adverse effect on its profitability. Many factors cause changes in interest rates, including governmental monetary policies and domestic and international economic and political conditions. While the Corporation in","filed_date":"2024-03-12","accession":"0001999371-24-003417","full_text":"https://origin.rootz.global/static/filing/0001999371-24-003417.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":39,"context":"our (4) Directors of the Company to Class 3 for terms of three (3) years (see the accompanying proxy statement for a list of nominees); (2)Non-binding advisory vote to approve the compensation of the named executive officers as set forth in the accompanying proxy statement (the Say On Pay vote); (3)Non-binding advisory vote to establish the frequency of holding the Say On Pay vote (the Say On Frequency vote); (4)To rati","filed_date":"2024-03-12","accession":"0001999371-24-003409","full_text":"https://origin.rootz.global/static/filing/0001999371-24-003409.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":22,"context":"4,211 | | |  | 279,539 | | |  | 257,777 | | |  | 262,355 | | |  | 253,463 | | | |  Real estate construction | |  | 18,813 | | |  | 18,800 | | |  | 17,239 | | |  | 11,689 | | |  | 13,526 | | | |  Installment loans to individuals | |  | 6,104 | | |  | 5,986 | | |  | 6,959 | | |  | 7,232 | | |  | 7,725 | | | |  Add (deduct): Unearned discount | |  | - | | |  | - | | |  | (1 | ) | |  | (6 | ) | |  | (15","filed_date":"2014-03-21","accession":"0001144204-14-016997","full_text":"https://origin.rootz.global/static/filing/0001144204-14-016997.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":7,"context":"those customers and counterparties, or third parties such as auditors or appraisers, as to the accuracy and completeness of that information. If this information is inaccurate, we could experience a material adverse impact on our result of operations and financial condition. **Adverse changes in the market value of securities and investments that we manage for others may negatively impact the growth level of the Banks","filed_date":"2014-03-21","accession":"0001144204-14-016997","full_text":"https://origin.rootz.global/static/filing/0001144204-14-016997.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":20,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued","filed_date":"2013-11-13","accession":"0001144204-13-060811","full_text":"https://origin.rootz.global/static/filing/0001144204-13-060811.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":20,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued","filed_date":"2013-08-12","accession":"0001144204-13-044566","full_text":"https://origin.rootz.global/static/filing/0001144204-13-044566.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":20,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued","filed_date":"2013-05-13","accession":"0001144204-13-028101","full_text":"https://origin.rootz.global/static/filing/0001144204-13-028101.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":28,"context":"rg, PA | | MATTERS TO BE VOTED UPON: |  | 1. | Election of five Class 2 directors to hold office for a three-year term; | | |  | 2. | Non-binding advisory vote to approve the compensation paid to our named executive officers; | | |  | 3. | Non-binding advisory vote on the frequency of the advisory vote on the compensation paid to our named executive officers; and | | |  | 4. | Ratification of the appointment of J. H. Wi","filed_date":"2013-03-18","accession":"0001144204-13-015631","full_text":"https://origin.rootz.global/static/filing/0001144204-13-015631.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":21,"context":"79,539 | | |  | 257,777 | | |  | 262,355 | | |  | 253,463 | | |  | 262,539 | | | |  Real estate construction | |  | 18,800 | | |  | 17,239 | | |  | 11,689 | | |  | 13,526 | | |  | 5,307 | | | |  Installment loans to individuals | |  | 5,986 | | |  | 6,959 | | |  | 7,232 | | |  | 7,725 | | |  | 8,202 | | | |  Add (deduct): Unearned discount | |  | 0 | | |  | (1 | ) | |  | (6 | ) | |  | (15 | ) | |  |","filed_date":"2013-03-07","accession":"0001144204-13-013569","full_text":"https://origin.rootz.global/static/filing/0001144204-13-013569.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":7,"context":"those customers and counterparties, or third parties such as auditors or appraisers, as to the accuracy and completeness of that information. If this information is inaccurate, we could experience a material adverse impact on our result of operations and financial condition. **Adverse changes in the market value of securities and investments that we manage for others may negatively impact the growth level of the Banks","filed_date":"2013-03-07","accession":"0001144204-13-013569","full_text":"https://origin.rootz.global/static/filing/0001144204-13-013569.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":20,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued","filed_date":"2012-11-13","accession":"0001144204-12-061172","full_text":"https://origin.rootz.global/static/filing/0001144204-12-061172.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":20,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued","filed_date":"2012-08-13","accession":"0001144204-12-044705","full_text":"https://origin.rootz.global/static/filing/0001144204-12-044705.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":19,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued","filed_date":"2012-05-08","accession":"0001144204-12-026687","full_text":"https://origin.rootz.global/static/filing/0001144204-12-026687.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":21,"context":"257,777 | | |  | 262,355 | | |  | 253,463 | | |  | 262,539 | | |  | 132,453 | | | |  Real estate construction | |  | 17,239 | | |  | 11,689 | | |  | 13,526 | | |  | 5,307 | | |  | 3,698 | | | |  Installment loans to individuals | |  | 6,959 | | |  | 7,232 | | |  | 7,725 | | |  | 8,202 | | |  | 4,059 | | | |  Add (deduct): Unearned discount | |  | (1 | ) | |  | (6 | ) | |  | (15 | ) | |  | (24 | ) | |","filed_date":"2012-03-14","accession":"0001144204-12-014700","full_text":"https://origin.rootz.global/static/filing/0001144204-12-014700.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":16,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result of continued","filed_date":"2011-11-09","accession":"0001144204-11-062265","full_text":"https://origin.rootz.global/static/filing/0001144204-11-062265.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":16,"context":"ting the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial & Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result continued hi","filed_date":"2011-08-09","accession":"0001144204-11-044838","full_text":"https://origin.rootz.global/static/filing/0001144204-11-044838.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":16,"context":"lating the historical component of our allowance, we aggregate our loans into one of four portfolio segments: Commercial, Financial Agriculture, Commercial Real Estate, Consumer Real Estate, and Installment Loans to Individuals. Risk factors impacting loans in each of the portfolio segments include broad deterioration of property values, reduced consumer and business spending as a result continued hi","filed_date":"2011-05-10","accession":"0000950123-11-047846","full_text":"https://origin.rootz.global/static/filing/0000950123-11-047846.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":16,"context":"|  |  |  262,539 |  |  |  |  132,453 |  |  |  |  135,009 |  |  | |  Real estate construction |  |  |  11,689 |  |  |  |  13,526 |  |  |  |  5,307 |  |  |  |  3,698 |  |  |  |  2,231 |  |  | |  Installment loans to individuals |  |  |  7,232 |  |  |  |  7,725 |  |  |  |  8,202 |  |  |  |  4,059 |  |  |  |  4,118 |  |  | |  Add (deduct): Unearned discount |  |  |  (6 |  ) |  |  |  (15 |  ) |  |  |  (","filed_date":"2011-03-08","accession":"0000950123-11-022973","full_text":"https://origin.rootz.global/static/filing/0000950123-11-022973.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":98,"match_count":6,"context":"we may not be successful in attracting or retaining such personnel due to our geographic location and prevailing salary levels in our market area. 11 **Increases in FDIC insurance premiums may have a material adverse effect of our results of operations.** During 2008, 2009 and 2010, higher levels of bank failures have dramatically increased resolution costs of the Federal Deposit Insurance Corporation, or the FDIC, and","filed_date":"2011-03-08","accession":"0000950123-11-022973","full_text":"https://origin.rootz.global/static/filing/0000950123-11-022973.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":96,"match_count":12,"context":"ly residential loans, and construction. Commercial and industrial consist of the following classes: commercial, financial, agricultural, and tax-exempt loans. Consumer and other loans consist of installment loans to individuals. For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management h","filed_date":"2023-09-25","accession":"0001387131-23-011504","full_text":"https://origin.rootz.global/static/filing/0001387131-23-011504.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":93,"match_count":6,"context":"nd we may not be successful in attracting or retaining such personnel due to our geographic location and prevailing salary levels in our market area. **Increases in FDIC insurance premiums may have a material adverse effect of our results of operations.** ** ** During 2008, 2009 and 2010, higher levels of bank failures have dramatically increased resolution costs of the Federal Deposit Insurance Corporation, or the FDIC","filed_date":"2012-03-14","accession":"0001144204-12-014700","full_text":"https://origin.rootz.global/static/filing/0001144204-12-014700.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":88,"match_count":11,"context":"% |  | |  Home equity lines of credit |  |  12,262 |  |  2.3 |  % |  | |  1-4 family residential mortgages |  |  241,179 |  |  45.7 |  % |  | |  Construction |  |  7,430 |  |  1.4 |  % |  | |  Installment loans to individuals |  |  5,824 |  |  1.1 |  % |  | |  Gross loans |  |  $527,729 |  |  100.0 |  % |  | Loan concentrations are considered to exist when there are amounts loaned to a number of bo","filed_date":"2024-03-12","accession":"0001999371-24-003417","full_text":"https://origin.rootz.global/static/filing/0001999371-24-003417.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":88,"match_count":11,"context":"ly residential loans, and construction. Commercial and industrial consist of the following classes: commercial, financial, agricultural, and tax-exempt loans. Consumer and other loans consist of installment loans to individuals. For all classes of loans receivable, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management h","filed_date":"2023-11-09","accession":"0001839882-23-030333","full_text":"https://origin.rootz.global/static/filing/0001839882-23-030333.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":71,"match_count":7,"context":"ues Mr. Gehrigs knowledge and experience as a practicing certified public accountant within the Banks market area. **P. JEFFREY HILL, 60** Attorney at Law, Harding, Hill & Turowski, LLP. Mr. Hill was appointed by the Board of Directors effective March 26, 2013 to fill the vacancy created by the retirement of Elwood R. Harding, Jr. The Board of Directors values Mr. Hills more than 30 years of experience as an attorney, practicing p","filed_date":"2014-03-21","accession":"0001144204-14-016997","full_text":"https://origin.rootz.global/static/filing/0001144204-14-016997.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":64,"match_count":8,"context":"rated by reference in their entirety into this current report. (d) Pursuant to Section 5.16 and Schedule 5.16 of the Plan of Reorganization, on July 18, 2008, the Board of Directors of the Registrant appointed the former directors of Columbia Financial Corporation to the following classes of directors: Class 1 whose term expires in 2011 William Gittler, Jr. Steven H. Shannon Class 2 whose term expires in 2009 Robert W. Dillen","filed_date":"2008-07-23","accession":"0000893220-08-002132","full_text":"https://origin.rootz.global/static/filing/0000893220-08-002132.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":56,"match_count":7,"context":"ficial owners and management is incorporated herein by reference to disclosure under the heading Proposal No. 1 Election of Four (4) Directors to Class 3 and the caption Share Ownership of Directors, Named Executive Officers and Certain Beneficial Owners of the Corporations proxy statement dated March12, 2024 for the annual meeting of stockholders to be held on April23, 2024. **Item 13. Certain Relationships and Related","filed_date":"2024-03-12","accession":"0001999371-24-003417","full_text":"https://origin.rootz.global/static/filing/0001999371-24-003417.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"|  |  |  |  132,453 |  |  |  |  135,009 |  |  |  |  127,170 |  |  | |  Real estate construction |  |  |  13,526 |  |  |  |  5,307 |  |  |  |  3,698 |  |  |  |  2,231 |  |  |  |  1,548 |  |  | |  Installment loans to individuals |  |  |  7,725 |  |  |  |  8,202 |  |  |  |  4,059 |  |  |  |  4,118 |  |  |  |  4,348 |  |  | |  Add (deduct): Unearned discount |  |  |  (15 |  ) |  |  |  (24 |  ) |  |  |","filed_date":"2010-03-26","accession":"0000950123-10-028678","full_text":"https://origin.rootz.global/static/filing/0000950123-10-028678.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"53 |  |  |  |  135,009 |  |  |  |  127,170 |  |  |  |  122,104 |  |  | |  Real estate construction |  |  |  5,307 |  |  |  |  3,698 |  |  |  |  2,231 |  |  |  |  1,548 |  |  |  |  734 |  |  | |  Installment loans to individuals |  |  |  8,202 |  |  |  |  4,059 |  |  |  |  4,118 |  |  |  |  4,348 |  |  |  |  4,738 |  |  | |  Add (deduct): Unearned discount |  |  |  (24 |  ) |  |  |  (23 |  ) |  |  |","filed_date":"2009-03-27","accession":"0000893220-09-000669","full_text":"https://origin.rootz.global/static/filing/0000893220-09-000669.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":53,"match_count":6,"context":"ficial owners and management is incorporated herein by reference to disclosure under the heading Proposal No. 1 Election of Five (5) Directors to Class 2 and the caption Share Ownership of Directors, Named Executive Officers and Certain Beneficial Owners of the Corporations proxy statement dated March7, 2025 for the annual meeting of stockholders to be held on April22, 2025.  **Item 13. Certain Relationships and Related","filed_date":"2025-03-07","accession":"0001839882-25-014475","full_text":"https://origin.rootz.global/static/filing/0001839882-25-014475.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":53,"match_count":6,"context":"nership and reports of changes in beneficial ownership with the SEC pursuant to Section 16(a) of the Securities Exchange Act of 1934. We have reviewed the reports and written representations from the named executive officers and directors. The Corporation believes that all filing requirements were met during 2010. **BOARD OF DIRECTORS** THIS SECTION PROVIDES BIOGRAPHICAL INFORMATION ABOUT OUR DIRECTORS AND DESCRIBES THEIR MEMBERSHIP","filed_date":"2011-03-28","accession":"0000950123-11-029488","full_text":"https://origin.rootz.global/static/filing/0000950123-11-029488.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":48,"match_count":6,"context":"on 409A and regulations thereunder. 1.6 *Compensation*means the Participants base annual salary as of the earliest of (i) the Participants Disability, (ii) Change in Control or (iii) the Participants Separation from Service or (iv) the Participants death. 1.7 *Disability*means a condition of a Participant whereby the Participant either: (i) is unable to engage in any substantial gainful activity by reason of any","filed_date":"2025-07-09","accession":"0001174947-25-000989","full_text":"https://origin.rootz.global/static/filing/0001174947-25-000989.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":45,"match_count":5,"context":"nership and reports of changes in beneficial ownership with the SEC pursuant to Section 16(a) of the Securities Exchange Act of 1934. We have reviewed the reports and written representations from the named executive officers and directors. The Corporation believes that all filing requirements were met during 2011 with one exception. Director Mr. Dillon filed one report late. **BOARD OF DIRECTORS** THIS SECTION PROVIDES BIOGRAPHICAL I","filed_date":"2012-03-26","accession":"0001144204-12-017131","full_text":"https://origin.rootz.global/static/filing/0001144204-12-017131.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":45,"match_count":5,"context":"nership and reports of changes in beneficial ownership with the SEC pursuant to Section 16(a) of the Securities Exchange Act of 1934. We have reviewed the reports and written representations from the named executive officers and directors. The Corporation believes that all filing requirements were met during 2009 with the following exceptions. Robert W. Dillon filed a Form 4 late in connection with two purchases executed on the same","filed_date":"2010-03-26","accession":"0000950123-10-028685","full_text":"https://origin.rootz.global/static/filing/0000950123-10-028685.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":40,"match_count":5,"context":"estate |  |  |  257,326 |  |  |  |  253,463 |  |  |  |  3,863 |  |  |  |  1.5 |  |  | |  Real estate construction |  |  |  15,475 |  |  |  |  13,526 |  |  |  |  1,949 |  |  |  |  14.4 |  |  | |  Installment loans to individuals |  |  |  7,097 |  |  |  |  7,725 |  |  |  |  (628 |  ) |  |  |  (8.1 |  ) |  | |  Add (deduct): Unearned discount |  |  |  (8 |  ) |  |  |  (15 |  ) |  |  |  7 |  |  |  |  (46","filed_date":"2010-11-12","accession":"0000950123-10-104619","full_text":"https://origin.rootz.global/static/filing/0000950123-10-104619.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":40,"match_count":5,"context":"|  |  |  251,480 |  |  |  |  253,463 |  |  |  |  (1,983 |  ) |  |  |  (0.8 |  ) |  | |  Real estate construction |  |  |  20,594 |  |  |  |  13,526 |  |  |  |  7,068 |  |  |  |  52.3 |  |  | |  Installment loans to individuals |  |  |  7,480 |  |  |  |  7,725 |  |  |  |  (245 |  ) |  |  |  (3.2 |  ) |  | |  Add (deduct): Unearned discount |  |  |  (10 |  ) |  |  |  (15 |  ) |  |  |  5 |  |  |  |  (3","filed_date":"2010-08-12","accession":"0000950123-10-076597","full_text":"https://origin.rootz.global/static/filing/0000950123-10-076597.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":40,"match_count":5,"context":"|  |  |  246,537 |  |  |  |  253,463 |  |  |  |  (6,926 |  ) |  |  |  (2.7 |  ) |  | |  Real estate construction |  |  |  21,772 |  |  |  |  13,526 |  |  |  |  8,246 |  |  |  |  61.0 |  |  | |  Installment loans to individuals |  |  |  7,357 |  |  |  |  7,725 |  |  |  |  (368 |  ) |  |  |  (4.8 |  ) |  | |  Add (deduct): Unearned discount |  |  |  (12 |  ) |  |  |  (15 |  ) |  |  |  3 |  |  |  |  (2","filed_date":"2010-05-13","accession":"0000950123-10-048782","full_text":"https://origin.rootz.global/static/filing/0000950123-10-048782.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":40,"match_count":5,"context":"state |  |  |  267,172 |  |  |  |  262,539 |  |  |  |  4,633 |  |  |  |  1.8 |  |  | |  Real estate construction |  |  |  5,087 |  |  |  |  5,307 |  |  |  |  (220 |  ) |  |  |  (4.1 |  ) |  | |  Installment loans to individuals |  |  |  7,893 |  |  |  |  8,202 |  |  |  |  (309 |  ) |  |  |  (3.8 |  ) |  | |  Add (deduct): Unearned discount |  |  |  (18 |  ) |  |  |  (24 |  ) |  |  |  6 |  |  |  |  (2","filed_date":"2009-11-12","accession":"0000950123-09-061477","full_text":"https://origin.rootz.global/static/filing/0000950123-09-061477.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":40,"match_count":5,"context":"eal estate |  |  |  266,467 |  |  |  |  262,539 |  |  |  |  3,928 |  |  |  |  1.5 |  |  | |  Real estate construction |  |  |  5,898 |  |  |  |  5,307 |  |  |  |  591 |  |  |  |  11.1 |  |  | |  Installment loans to individuals |  |  |  7,737 |  |  |  |  8,202 |  |  |  |  (465 |  ) |  |  |  (5.7 |  ) |  | |  Add (deduct): Unearned discount |  |  |  (20 |  ) |  |  |  (24 |  ) |  |  |  4 |  |  |  |  (1","filed_date":"2009-08-11","accession":"0000950123-09-033477","full_text":"https://origin.rootz.global/static/filing/0000950123-09-033477.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":40,"match_count":5,"context":"l estate |  |  |  263,998 |  |  |  |  262,539 |  |  |  |  1,459 |  |  |  |  0.6 |  |  | |  Real estate construction |  |  |  7,507 |  |  |  |  5,307 |  |  |  |  2,200 |  |  |  |  41.5 |  |  | |  Installment loans to individuals |  |  |  7,899 |  |  |  |  8,202 |  |  |  |  (303 |  ) |  |  |  (3.7 |  ) |  | |  Add (deduct): Unearned discount |  |  |  (21 |  ) |  |  |  (24 |  ) |  |  |  3 |  |  |  |  (1","filed_date":"2009-05-13","accession":"0000893220-09-001147","full_text":"https://origin.rootz.global/static/filing/0000893220-09-001147.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":37,"match_count":4,"context":"ports of ownership and reports of changes in ownership with the SEC pursuant to Section 16(a) of the Securities Exchange Act of 1934. We have reviewed the reports and written representations from the named executive officers and directors. The Corporation believes that all filing requirements were met during 2008 with one exception. The report of initial ownership filed for Mr. Pursel on July 21, 2008 omitted 600 shares of CCFNB Banc","filed_date":"2009-03-27","accession":"0000893220-09-000670","full_text":"https://origin.rootz.global/static/filing/0000893220-09-000670.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"risk_factor","strength":36,"match_count":2,"context":"et the cost of higher deposit insurance premiums. At year end 2008, the remaining credit available to us was $2,000. We do not anticipate that these higher FDIC deposit insurance premiums will have a material adverse effect on our net income for 2009. **TARP Capital Purchase Program** On October 3, 2008, President Bush signed into law the Emergency Economic Stabilization Act of 2008 (the EESA). Pursuant to the EESA, the","filed_date":"2009-03-27","accession":"0000893220-09-000669","full_text":"https://origin.rootz.global/static/filing/0000893220-09-000669.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":32,"match_count":4,"context":"meeting fee; and a $624 per meeting committee Chair fee in lieu of the standard committee meeting fee, except that the Audit Committee Chair received a $12,480 annual fee paid in twelve monthly installments of $1,040 each. The Lead Independent Director received, in 2025, a $6,864 annual fee paid in twelve monthly installments of $572 each. The Board of Directors also approved a $75,000 annual Chairm","filed_date":"2026-03-06","accession":"0001174947-26-000301","full_text":"https://origin.rootz.global/static/filing/0001174947-26-000301.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":32,"match_count":4,"context":"oomsburg, PA Muncy Columbia Financial Corporation (Corporation) (OTCQX: CCFN), parent company of Journey Bank (Bank), has released its unaudited financial statements for the fourth quarter of 2023. **Merger with Muncy Bank Financial, Inc.** On April 18, 2023, CCFNB Bancorp, Inc. (CCFNB) and Muncy Bank Financial, Inc. (MBF) jointly announced the signing of a definitive merger agreement to combine the two comp","filed_date":"2024-02-13","accession":"0001999371-24-002131","full_text":"https://origin.rootz.global/static/filing/0001999371-24-002131.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":32,"match_count":4,"context":"| | |  FOR IMMEDIATE RELEASE |  Investor Relations | | |  |  (570)784-4400 | | |  |  investorrelations@journeybank.com | | **CCFNB BANCORP, INC. AND MUNCY BANK FINANCIAL, INC.** **COMPLETE STRATEGIC MERGER OF EQUALS** November 15, 2023, Bloomsburg, Pa. - Lance O. Diehl, Chairman, President and Chief Executive Officer of Muncy Columbia Financial Corporation (OTC Pink: CCFN), announced today the completion","filed_date":"2023-11-16","accession":"0001999371-23-000280","full_text":"https://origin.rootz.global/static/filing/0001999371-23-000280.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"strategic_event","strength":32,"match_count":4,"context":"ontact: Muncy Bank Financial, Inc. Robert J. Glunk 570-940-1908 robert.glunk@muncybank.com | | ** ** **CCFNB BANCORP, INC. AND MUNCY BANK FINANCIAL, INC., ANNOUNCE RECEIPT OF REGULATORY APPROVALS FOR MERGER OF EQUALS** ** ** Bloomsburg, PA and Muncy, PA. August 30, 2023 CCFNB Bancorp, Inc. (OTCPK: CCFN) (CCFNB), the bank holding company for First Columbia Bank & Trust Co. and Muncy Bank Financial, Inc. (OT","filed_date":"2023-08-30","accession":"0001387131-23-010593","full_text":"https://origin.rootz.global/static/filing/0001387131-23-010593.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"CCFN","company":"MUNCY COLUMBIA FINANCIAL Corp","exchange":"OTC","sector":"State Commercial Banks","signal_type":"ai_adoption","strength":32,"match_count":4,"context":"t, the Executive shall be entitled to receive from the Bank an annual base salary of not less than $117,000.00 dollars per year, (the Annual Base Salary) payable in substantially equal bi-weekly installments (or such other intervals as established by the Banks payroll policy) prorated for any partial employment period. The Annual Base Salary shall be reviewed annually, no later than December 15 of th","filed_date":"2010-12-17","accession":"0000950123-10-114580","full_text":"https://origin.rootz.global/static/filing/0000950123-10-114580.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"d3eafe06d262aeca7447c65958898bac76e93e0873269327b840192f66153cf1","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"ec2dd67c67703648cf495290ea5652c5e1ee8288b14c2b1adafd6e7f0631c86f","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. 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