{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"EBC","limit":50},"count":50,"signals":[{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"ai_adoption","strength":100,"match_count":19,"context":"nancial goals: Total Shareholder Return (TSR) relative to the KRX Banks(1) Operating Net Income Growth Average Operating Return on Average Tangible Common Equity (ROATCE) RSUs will vest in equal installments over a three-year period tied to theanniversary of the grant date. Annual target award opportunities: No adjustments were made to NEO target LTIP opportunities as a percentage of base salary in 2","filed_date":"2026-03-26","accession":"0001193125-26-126283","full_text":"https://origin.rootz.global/static/filing/0001193125-26-126283.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":44,"context":"ing the election of six individuals to our Board of Directors, each to be elected for a one-year term expiring in 2027 (Proposal 1); approval, by non-binding advisory vote, of the compensation of our Named Executive Officers (Proposal 2); and ratification of the appointment by the Audit Committee of the Board of Directors of Ernst& Young LLP as our independent registered public accounting firm for the 2026 fiscal year (","filed_date":"2026-03-26","accession":"0001193125-26-126283","full_text":"https://origin.rootz.global/static/filing/0001193125-26-126283.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":67,"context":"es, Inc. is subject to the rules and regulations of the U.S. Securities and Exchange Commission (the SEC) under the federal securities laws.  Any change in applicable laws or regulations could have a material adverse impact on the operations and financial performance of Eastern Bankshares, Inc. and Eastern Bank. In addition, Eastern Bankshares, Inc. and Eastern Bank are affected by the monetary and fiscal policies of th","filed_date":"2026-03-02","accession":"0001628280-26-013126","full_text":"https://origin.rootz.global/static/filing/0001628280-26-013126.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":51,"context":"e of wholesale funding, particularly term funding, as a tool to manage liquidity and interest rate risk. As a member of the FHLBB, we are required to purchase shares in the FHLBB. Accordingly, we had invested $13.8 million in shares of the FHLBB and had $199.6 million outstanding in FHLBB borrowings with original maturities ranging from 1 year to 20 years at December31, 2025. We had $3.0 billion of borrowing capacity r","filed_date":"2026-03-02","accession":"0001628280-26-013126","full_text":"https://origin.rootz.global/static/filing/0001628280-26-013126.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":28,"context":"efer to Note 9, Employee Benefits for additional discussion.(4)The Company issued 118,693 restricted stock award shares with a fair value of $1.1 million as part of the purchase consideration for the merger with Cambridge Bancorp (Cambridge).(5)Represents credit for service for former employees of Cambridge retained following the merger related to restricted share unit awards converted to Company restricted","filed_date":"2025-11-06","accession":"0001628280-25-050194","full_text":"https://origin.rootz.global/static/filing/0001628280-25-050194.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":19,"context":"sting for employee payroll tax withholding. Shares withheld relate to awards issued by Cambridge Bancorp to its employees which were converted to awards of the Company upon completion of the Companys merger with Cambridge Bancorp effective July 12, 2024 (the merger).(3)Represents shares issued, net of employee tax withheld, upon the vesting of restricted stock units. Refer to Note 9, Employee Benefits for ad","filed_date":"2025-08-08","accession":"0001628280-25-039203","full_text":"https://origin.rootz.global/static/filing/0001628280-25-039203.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":14,"context":"ock award shares cancelled upon forfeiture. Shares withheld relate to awards issued by Cambridge Bancorp to its employees which were converted to awards of the Company upon completion of the Company' merger with Cambridge Bancorp effective July 12, 2024 (the merger).7Table of ContentsEASTERN BANKSHARES, INC.UNAUDITED CONSOLIDATED STATEMENTS OF CASH FLOWS | | | Three Months Ended March 31, | | | (In thousands","filed_date":"2025-05-08","accession":"0001628280-25-023680","full_text":"https://origin.rootz.global/static/filing/0001628280-25-023680.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"ai_adoption","strength":100,"match_count":13,"context":"achievement level, no PSUs will be earned. Furthermore, if the Companys absolute TSR is negative over the performance period, any earned payout will be capped at target. RSUs will vest in equal installments over a three-year period tied to the anniversary of the grant date, March1, 2024. PSUs Earned and Vested in 2024: For the January1, 2022 - December 31, 2024 performance period, the NEOs earned 75","filed_date":"2025-03-27","accession":"0001193125-25-064760","full_text":"https://origin.rootz.global/static/filing/0001193125-25-064760.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":39,"context":"ng the election of five individuals to our Board of Directors, each to be elected for a two-year term expiring in 2027 (Proposal 1); approval, by non-binding advisory vote, of the compensation of our named executive officers (Proposal 2); and ratification of the appointment by the Audit Committee of the Board of Directors of Ernst& Young LLP as our independent registered public accounting firm for the 2025 fiscal year (","filed_date":"2025-03-27","accession":"0001193125-25-064760","full_text":"https://origin.rootz.global/static/filing/0001193125-25-064760.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":70,"context":"es, Inc. is subject to the rules and regulations of the U.S. Securities and Exchange Commission (the SEC) under the federal securities laws.  Any change in applicable laws or regulations could have a material adverse impact on the operations and financial performance of Eastern Bankshares, Inc. and Eastern Bank. In addition, Eastern Bankshares, Inc. and Eastern Bank are affected by the monetary and fiscal policies of th","filed_date":"2025-02-27","accession":"0001628280-25-008583","full_text":"https://origin.rootz.global/static/filing/0001628280-25-008583.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":59,"context":"e of wholesale funding, particularly term funding, as a tool to manage liquidity and interest rate risk. As a member of the FHLBB, we are required to purchase shares in the FHLBB. Accordingly, we had invested $5.9 million in shares of the FHLBB and had $17.6 million outstanding in FHLBB borrowings with original maturities ranging from 3 years to 20 years at December31, 2024. We had $2.4 billion of borrowing capacity r","filed_date":"2025-02-27","accession":"0001628280-25-008583","full_text":"https://origin.rootz.global/static/filing/0001628280-25-008583.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":65,"context":"ricted stock award shares cancelled upon forfeiture. Shares withheld relate to awards issued by Cambridge Bancorp to its employees which were converted to awards of the Company upon completion of our merger with Cambridge Bancorp effective July 12, 2024 (the merger). Refer to Note 3, Mergers and Acquisitions within the Notes to the Unaudited Consolidated Financial Statements included in Part I, Item 1 in thi","filed_date":"2024-11-07","accession":"0001628280-24-046338","full_text":"https://origin.rootz.global/static/filing/0001628280-24-046338.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":13,"context":"une 30, 2024 and 2023 | 10 | | | Notes to the Unaudited Consolidated Financial Statements | 12 | | 3 INTRODUCTORY NOTE On July 12, 2024, the Company completed its previously announced stock-for stock merger with Cambridge Bancorp (Cambridge). Neither the unaudited consolidated financial statements included in Part I, Item 1 of this Quarterly Report on Form 10-Q nor the sections of this Quarterly Report title","filed_date":"2024-08-07","accession":"0001628280-24-035518","full_text":"https://origin.rootz.global/static/filing/0001628280-24-035518.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":33,"context":"the election of five individuals to our Board of Directors, each to be elected for a three-year term expiring in 2027 (Proposal 1); approval, by non-binding advisory vote, of the compensation of our named executive officers (Proposal 2); and ratification of the appointment by the Audit Committee of our Board of Directors of Ernst& Young LLP as our independent registered public accounting firm for the 2024 fiscal year (","filed_date":"2024-04-01","accession":"0001193125-24-082767","full_text":"https://origin.rootz.global/static/filing/0001193125-24-082767.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":66,"context":"es, Inc. is subject to the rules and regulations of the U.S. Securities and Exchange Commission (the SEC) under the federal securities laws.  Any change in applicable laws or regulations could have a material adverse impact on the operations and financial performance of Eastern Bankshares, Inc. and Eastern Bank. In addition, Eastern Bankshares, Inc. and Eastern Bank are affected by the monetary and fiscal policies of th","filed_date":"2024-02-26","accession":"0001628280-24-006922","full_text":"https://origin.rootz.global/static/filing/0001628280-24-006922.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":56,"context":"es, Inc. is subject to the rules and regulations of the U.S. Securities and Exchange Commission (the SEC) under the federal securities laws.  Any change in applicable laws or regulations could have a material adverse impact on the operations and financial performance of Eastern Bankshares, Inc. and Eastern Bank. In addition, Eastern Bankshares, Inc. and Eastern Bank are affected by the monetary and fiscal policies of th","filed_date":"2023-11-08","accession":"0001628280-23-037944","full_text":"https://origin.rootz.global/static/filing/0001628280-23-037944.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":32,"context":"the election of four individuals to our Board of Directors, each to be elected for a three-year term expiring in 2026 (Proposal 1); approval, by non-binding advisory vote, of the compensation of our named executive officers (NEOs) (Proposal 2); and ratification of the appointment by the Audit Committee of our Board of Directors of Ernst & Young LLP as our independent registered public accounting firm for the 2023 fisca","filed_date":"2023-04-03","accession":"0001140361-23-015471","full_text":"https://origin.rootz.global/static/filing/0001140361-23-015471.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":55,"context":"es, Inc. is subject to the rules and regulations of the U.S. Securities and Exchange Commission (the SEC) under the federal securities laws.  Any change in applicable laws or regulations could have a material adverse impact on the operations and financial performance of Eastern Bankshares, Inc. and Eastern Bank. In addition, Eastern Bankshares, Inc. and Eastern Bank are affected by the monetary and fiscal policies of th","filed_date":"2023-02-24","accession":"0001628280-23-005001","full_text":"https://origin.rootz.global/static/filing/0001628280-23-005001.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"ai_adoption","strength":100,"match_count":18,"context":"13GA filed with the SEC on February 3, 2022, and is as of December 31, 2021. (7)Consists of (i) 120,000 shares held directly and (ii) 62,096 shares of restricted stock that vest in equal annual installments over a period of five years from November 30, 2021, the date of grant. (8)Consists of (i) 53,730 shares held directly (ii) 46,270 shares held in an individual retirement account (IRA) and (iii) 6","filed_date":"2022-03-31","accession":"0001628280-22-008076","full_text":"https://origin.rootz.global/static/filing/0001628280-22-008076.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":26,"context":"fully declassified, with all directors standing for annual election at the Companys 2027 Annual Meeting of Shareholders (Proposal 2) approval, by non-binding advisory vote, of the compensation of our named executive officers (NEOs) (Proposal 3) and ratification of the appointment by the Audit Committee of our Board of Directors of Ernst Young LLP as our independent registered public accounting firm for the 2022 fiscal y","filed_date":"2022-03-31","accession":"0001628280-22-008076","full_text":"https://origin.rootz.global/static/filing/0001628280-22-008076.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":64,"context":"in applicable laws or regulations, whether by the United States Congress, the Massachusetts legislature, the Massachusetts Commissioner of Banks, the FDIC, or the Federal Reserve Board, could have a material adverse impact on the operations and financial performance of Eastern Bankshares, Inc. and Eastern Bank. In addition, Eastern Bankshares, Inc. and Eastern Bank will be affected by the monetary and fiscal policies o","filed_date":"2022-02-25","accession":"0001628280-22-004022","full_text":"https://origin.rootz.global/static/filing/0001628280-22-004022.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":17,"context":"those persons we know to beneficially own more than 5% of the outstanding shares of our common stock based on our review of filings made with the Securities and Exchange Commission (SEC) each of our named executive officers (NEOs) and directors and all of our directors and executive officers as a group. Unless otherwise indicated, the address of any person or entity listed is co Eastern Bankshares, Inc., 265 Franklin S","filed_date":"2021-10-15","accession":"0001628280-21-020085","full_text":"https://origin.rootz.global/static/filing/0001628280-21-020085.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":22,"context":"Proxy Statement, including the election of four individuals, each to be elected for a three-year term expiring in 2024 (Proposal 1) approval, by non-binding advisory vote, of the compensation of our named executive officers (NEOs) (Proposal 2) to recommend, by non-binding advisory vote, the frequency of future executive compensation advisory votes (Proposal 3) and ratification of the appointment by the Audit Committee","filed_date":"2021-04-01","accession":"0001628280-21-006377","full_text":"https://origin.rootz.global/static/filing/0001628280-21-006377.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":63,"context":"plicable laws or regulations, whether by the United States Congress, the Massachusetts state legislature, the Massachusetts Commissioner of Banks, the FDIC, or the Federal Reserve Board, could have a material adverse impact on the operations and financial performance of Eastern Bankshares, Inc. and Eastern Bank. In addition, Eastern Bankshares, Inc. and Eastern Bank will be affected by the monetary and fiscal policies o","filed_date":"2021-03-29","accession":"0001628280-21-005933","full_text":"https://origin.rootz.global/static/filing/0001628280-21-005933.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":25,"context":"e Bank has obtained all licenses, permits and other governmental authorizations currently required for the conduct of its business, except those that individually or in the aggregate would not have a material adverse effect on the conduct of the business, financial condition, results of operations, affairs or prospects of the Eastern Parties and their subsidiaries, taken as a whole (a Material Adverse Effect); all such","filed_date":"2020-08-17","accession":"0001193125-20-222254","full_text":"https://origin.rootz.global/static/filing/0001193125-20-222254.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":100,"match_count":44,"context":"may lose all or part of your investment. The following risks are not the only risks we face. Additional risks that are not presently known or that we presently deem to be immaterial also could have a material adverse effect on our financial condition, results of operations and business.* **Risks Related to Covid-19 Pandemic and Associated Economic Slowdown** On March 11, 2020, the World Health Organization declared the","filed_date":"2020-08-05","accession":"0001193125-20-209482","full_text":"https://origin.rootz.global/static/filing/0001193125-20-209482.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":20,"context":"in those roles since 2007. He has served as a trustee of Eastern Bank Corporation since 2001. Mr. Holbrook joined Eastern Bank in 1996 as Chief Financial Officer and Executive Vice President and was named President and Chief Operating Officer of Eastern Bank and Eastern Bank Corporation in 2001. He has more than 25 years of banking experience as a commercial lender, trust officer and planning and financial manager. During his leadership a","filed_date":"2020-08-05","accession":"0001193125-20-209482","full_text":"https://origin.rootz.global/static/filing/0001193125-20-209482.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":100,"match_count":18,"context":"risk that goodwill and intangibles recorded in our financial statements will become impaired; risks related to the implementation of acquisitions, dispositions, and restructurings, including our 2025 merger with HarborOne Bancorp and HarborOne Bank, which is further described in Part I, Item 1 of our 2025 Annual Report on Form 10-K under Recent Acquisitions Bank Acquisitions, including that revenue and expen","filed_date":"2026-08-07","accession":"0001628280-26-054656","full_text":"https://origin.rootz.global/static/filing/0001628280-26-054656.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"ai_adoption","strength":96,"match_count":12,"context":"achievement level, no PSUs will be earned. Furthermore, if the Companys absolute TSR is negative over the performance period, any earned payout will be capped at target. RSUs will vest in equal installments over a three-year period tied to the anniversary of the grant date, March1, 2023. Legacy Cash-Based LTIP Awards: The Legacy LTIP awards granted to our NEOs in 2019 (2019 LTIP Awards) had a value","filed_date":"2024-04-01","accession":"0001193125-24-082767","full_text":"https://origin.rootz.global/static/filing/0001193125-24-082767.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"platform_shift","strength":90,"match_count":10,"context":"at affect insurance revenue are the profitability and growth of our clients, the renewal rate of the current insurance policies, continued development of new product and services as well as access to new markets. Our insurance revenues and profitability may also be adversely affected by new laws and regulatory developments impacting the healthcare and insurance markets.  **Eastern Insurance Group LLCs busin","filed_date":"2020-08-05","accession":"0001193125-20-209482","full_text":"https://origin.rootz.global/static/filing/0001193125-20-209482.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":82,"match_count":9,"context":"the Companys compensation arrangements encourage inappropriate risk-taking, and whether risks arising from its compensation arrangements are reasonably likely to have a  26  [Table of Contents](#toc) material adverse effect on the Company. Additionally, the CHCM Committee considers risk management in assessing the performance and performance-related compensation of executive management. See the Compensation Disclosure a","filed_date":"2026-03-26","accession":"0001193125-26-126283","full_text":"https://origin.rootz.global/static/filing/0001193125-26-126283.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":80,"match_count":10,"context":"lan or fringe benefit plan) plus the Executives Incentive Award. (c) Cambridge means Cambridge Bancorp, Inc., a Massachusetts corporation.  (d) Cambridge Change in Control means the completion of the merger of Citadel MS 2023, Inc. with and into Cambridge pursuant to the Cambridge Merger Agreement.  (e) Cambridge Merger Agreement means that certain Agreement and Plan of Merger dated as of September 19, 202","filed_date":"2023-09-19","accession":"0001193125-23-237717","full_text":"https://origin.rootz.global/static/filing/0001193125-23-237717.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":76,"match_count":2,"context":"lue Investments LLC at March 31, 2020 totaled $42.5 million.  Legal Proceedings  The Company is not currently party to any pending legal proceedings that the Companys management believes would have a material adverse effect on the Companys financial condition, results of operations or cash flows.  |  |  |  | | |  RP Financial, LC. |  |  MARKET AREA | | |  |  |  II.1 | | **II. MARKET AREA** Introduction  Eastern Bankshar","filed_date":"2020-06-18","accession":"0001193125-20-172003","full_text":"https://origin.rootz.global/static/filing/0001193125-20-172003.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"ximum) of the target award. If the Company's performance is below the threshold achievement level, no PSUs will be earned. |  | |  Restricted Stock Units (RSUs) |  50% |  RSUs will vest in equal installments over a five-year period tied to the anniversary of the grant date, March 1, 2022. |  | *\"KRX Banks\" is defined in the \"Long-Term Incentive Compensation\" subsection within this CD&A. The structura","filed_date":"2023-04-03","accession":"0001140361-23-015471","full_text":"https://origin.rootz.global/static/filing/0001140361-23-015471.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":69,"match_count":8,"context":"deposit levels necessitating increased borrowing to fund loans, investments and other needs; competitive pressures from other financial institutions; operational risks including, but not limited to, cybersecurity incidents, fraud, natural disasters and future pandemics, including a resurgence of COVID-19; changes in regulation, legislation, accounting standards and practices, and monetary policy;the r","filed_date":"2024-11-07","accession":"0001628280-24-046338","full_text":"https://origin.rootz.global/static/filing/0001628280-24-046338.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":69,"match_count":8,"context":"deposit levels necessitating increased borrowing to fund loans, investments and other needs; competitive pressures from other financial institutions; operational risks including, but not limited to, cybersecurity incidents, fraud, natural disasters and future pandemics, including COVID-19; changes in regulation, legislation, accounting standards and practices, and monetary policy;the risk that goodwil","filed_date":"2024-08-07","accession":"0001628280-24-035518","full_text":"https://origin.rootz.global/static/filing/0001628280-24-035518.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":69,"match_count":8,"context":"Compensation Committee assesses whether our compensation arrangements encourage inappropriate risk-taking, and whether risks arising from our compensation arrangements are reasonably likely to have a material adverse effect on the Company. See Compensation Disclosure and Analysis below for information regarding the Compensation Committees assessment of risks arising from our compensation practices. 17 Board Refreshment","filed_date":"2021-04-01","accession":"0001628280-21-006377","full_text":"https://origin.rootz.global/static/filing/0001628280-21-006377.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":69,"match_count":8,"context":"deposit levels necessitating increased borrowing to fund loans, investments and other needs; competitive pressures from other financial institutions; operational risks including, but not limited to, cybersecurity incidents, fraud, new technological integration including AI, natural disasters and future pandemics or other public health emergencies;a regulatory reform agenda that is significantly differ","filed_date":"2026-08-07","accession":"0001628280-26-054656","full_text":"https://origin.rootz.global/static/filing/0001628280-26-054656.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":68,"match_count":6,"context":"e of wholesale funding, particularly term funding, as a tool to manage liquidity and interest rate risk. As a member of the FHLBB, we are required to purchase shares in the FHLBB. Accordingly, we had invested $10.9 million in shares of the FHLBB and had $14.0 million outstanding in FHLBB borrowings with original maturities ranging from 4 years to 20 years at December31, 2021. In addition, we had $1.8 billion of borrowi","filed_date":"2022-02-25","accession":"0001628280-22-004022","full_text":"https://origin.rootz.global/static/filing/0001628280-22-004022.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":66,"match_count":7,"context":"sation Plans  The Company conducts a continuous review of compensation programs from design to actual results. This helps ensure that employees are not driven to take excessive risk that could have a significant negative impact on the Companys annual results or future safety and soundness. The Companys compensation philosophy is risk-reflective, meaning the pay structure and programs are created to appropriately reward the","filed_date":"2025-03-27","accession":"0001193125-25-064760","full_text":"https://origin.rootz.global/static/filing/0001193125-25-064760.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":66,"match_count":7,"context":"s. The C&HCM Committee assesses whether our compensation arrangements encourage inappropriate risk-taking, and whether risks arising from our compensation arrangements are reasonably likely to have a material adverse effect on the Company. See the Compensation Disclosure and Analysis section for information regarding the C&HCM Committees assessment of risks arising from our compensation practices. Board Refreshment Our","filed_date":"2024-04-01","accession":"0001193125-24-082767","full_text":"https://origin.rootz.global/static/filing/0001193125-24-082767.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":66,"match_count":7,"context":"Compensation Committee assesses whether our compensation arrangements encourage inappropriate risk-taking, and whether risks arising from our compensation arrangements are reasonably likely to have a material adverse effect on the Company. See Compensation Disclosure and Analysis below for information regarding the Compensation Committees assessment of risks arising from our compensation practices. Board Refreshment Our","filed_date":"2022-03-31","accession":"0001628280-22-008076","full_text":"https://origin.rootz.global/static/filing/0001628280-22-008076.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":64,"match_count":8,"context":"e of wholesale funding, particularly term funding, as a tool to manage liquidity and interest rate risk. As a member of the FHLBB, we are required to purchase shares in the FHLBB. Accordingly, we had invested $5.9 million in shares of the FHLBB and had $17.7 million outstanding in FHLBB borrowings with original maturities ranging from 1 week to 20 years at December31, 2023. We had $2.9 billion of borrowing capacity re","filed_date":"2024-02-26","accession":"0001628280-24-006922","full_text":"https://origin.rootz.global/static/filing/0001628280-24-006922.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"platform_shift","strength":58,"match_count":6,"context":"valent employees as of December31, 2021 and revenue of $97.2million or approximately 15.5% of our total revenues. Eastern Insurance Group routinely acquires smaller insurance agencies in existing and adjacent markets. During the five-year period ended December31, 2021, Eastern Insurance Group acquired two insurance agencies for an average purchase price of $2.2 million. On average the agencies acquired during th","filed_date":"2022-02-25","accession":"0001628280-22-004022","full_text":"https://origin.rootz.global/static/filing/0001628280-22-004022.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"strategic_event","strength":56,"match_count":7,"context":"ction, by the board of directors of Parent Company or the Bank, as applicable, by a vote of at least two- thirds of the directors who were directors at the beginning of the two-year period or were so elected or nominated by such directors; or  (iv) the sale of all or substantially all of the assets of Parent Company or the Bank to any person, group or entity; or  (v) any other transaction that the board of directors or other governin","filed_date":"2024-07-15","accession":"0001193125-24-178841","full_text":"https://origin.rootz.global/static/filing/0001193125-24-178841.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":56,"match_count":7,"context":"s. The C&HCM Committee assesses whether our compensation arrangements encourage inappropriate risk-taking, and whether risks arising from our compensation arrangements are reasonably likely to have a material adverse effect on the Company. See the Compensation Disclosure and Analysis section starting at Page [25](EBC%20DEF14A%20-%20%20Definitive%20Proxy%20Statement%20%282023%20Annual%20Meeting%29%20%282%29.htm#id5eba6a1","filed_date":"2023-04-03","accession":"0001140361-23-015471","full_text":"https://origin.rootz.global/static/filing/0001140361-23-015471.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"an annual payment under the ODRC for 2021. Although the grants are, in part, in recognition of past service, the initial restricted stock grants to directors are expected to vest in equal annual installments over a period of five years from the date of grant, subject to the directors continued dedication and service to the Company during such time, subject to acceleration due to death, disability, in","filed_date":"2021-10-15","accession":"0001628280-21-020085","full_text":"https://origin.rootz.global/static/filing/0001628280-21-020085.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"risk_factor","strength":56,"match_count":7,"context":"efer to the ongoing recession as the Covid-19 recession herein. The Covid-19 recession, including associated governmental and private sector responses, has had, and we expect will continue to have, a material adverse effect on our business, financial condition, results of operations and cash flows, as discussed below. Many of the risks related to the Covid-19 recession may have implications for Eastern Bank that are sim","filed_date":"2020-11-16","accession":"0001628280-20-016473","full_text":"https://origin.rootz.global/static/filing/0001628280-20-016473.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"platform_shift","strength":50,"match_count":5,"context":"rational scope of our business increased significantly beyond its prior size and scope. The Century Merger increased our asset size and the breadth and complexity of our business with the addition of new business lines in which we had not previously engaged, and exposure to industry sectors, such as higher education, which we have not historically served. The size and scope of our commercial loan and lease portfol","filed_date":"2023-02-24","accession":"0001628280-23-005001","full_text":"https://origin.rootz.global/static/filing/0001628280-23-005001.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"EBC","company":"Eastern Bankshares, Inc.","exchange":"Nasdaq","sector":"Savings Institution, Federally Chartered","signal_type":"platform_shift","strength":50,"match_count":5,"context":"nt employees as of December31, 2020 and revenue of $96.7million or approximately 16.3% of our total revenues. Eastern Insurance Group LLC routinely acquires smaller insurance agencies in existing and adjacent markets. During the five-year period ended December31, 2020, Eastern Insurance Group LLC acquired 11 insurance agencies for an average purchase price of $3.2 million. On average the agencies acquired during","filed_date":"2021-03-29","accession":"0001628280-21-005933","full_text":"https://origin.rootz.global/static/filing/0001628280-21-005933.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"2267cfb7ec6099680dfcc628839a4869997a8a0c6e0bbc7fd182ef27257f24f2","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"7c14fd6038a9f87995cc3d5c22b37992e3c54c449a42cd8b7f0c0ab5616cc42f","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":13,"hourly_limit":500,"remaining":487,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}