{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"HBAN","limit":50},"count":21,"signals":[{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":50,"context":"sks; Incentive programs are compatible with effective controls and risk management; Incentive programs are supported by strong corporate governance; and Compensation policies are not likely to have a material adverse effect on the Company. See Risk Assessment of Incentive Compensation in the CD&A for additional information. Assists the Board in overseeing the development, implementation, and effectiveness of the Company","filed_date":"2026-03-12","accession":"0001193125-26-103196","full_text":"https://origin.rootz.global/static/filing/0001193125-26-103196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":33,"context":"ent contains information on how to nominate and recommend individuals for directorship. As part of the Cadence Merger, Huntington increased the size of the Board from 12 Directors to 15 Directors and elected three Directors to the Board effective as of February 1, 2026. The three newest members of the Board are Virginia A. Hepner, Alice L. Rodriguez, and James D. (Dan) Rollins III. Mr. Rollins and Mses. Hepner and Rodr","filed_date":"2026-03-12","accession":"0001193125-26-103196","full_text":"https://origin.rootz.global/static/filing/0001193125-26-103196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":163,"context":"dversely affect our access to capital and could increase our cost of funds.Instability in global economic conditions and geopolitical matters, as well as volatility in financial markets, could have a material adverse effect on our results of operations and financial condition.Operational RisksOur operational or security systems or infrastructure, or those of third parties, could fail or be breached, which could disrupt","filed_date":"2026-02-13","accession":"0000049196-26-000015","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000015.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":19,"context":"erially deteriorates or the risk profile of a market, industry, or group of customers changes materially, our net income and capital could be materially adversely affected which, in turn could have a material adverse effect on our financial condition and results of operations. The extent to which the geopolitical instability and risks of elevated interest rates will continue to negatively impact our businesses, financia","filed_date":"2025-10-28","accession":"0000049196-25-000079","full_text":"https://origin.rootz.global/static/filing/0000049196-25-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":65,"match_count":5,"context":"f Huntington Bancshares Incorporated and President/CEO of Huntington National Bank, our Huntington National Bank Chairman, and 10 independent directors. In connection with the Cadence acquisition, we appointed three new directors, all former directors of Cadence, including two independent directors. Our key risk and governance committees are comprised of a minimum of three independent directors and are chaired by an independ","filed_date":"2026-02-13","accession":"0000049196-26-000015","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000015.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":32,"match_count":4,"context":"r its two meetings held in 2025 prior to its integration into the NCG Committee, which occurred before the 2025 compensation increases took effect. All fees payable in cash are paid in quarterly installments. A Director may defer all or a portion of the cash and equity compensation payable to the Director through participation in the Director Deferred Compensation Plan. Director Compensation 2025 |","filed_date":"2026-03-12","accession":"0001193125-26-103196","full_text":"https://origin.rootz.global/static/filing/0001193125-26-103196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"margin_pressure","strength":32,"match_count":4,"context":"r customers. Additionally, these changes require us to adapt our product and services, as well as our distribution of them, to evolving industry standards and customer preferences. Failure to address competitive pressures could make it more difficult for us to attract and retain customers across our businesses. Our success depends, in part, on our ability to successfully implement our strategic plan as well as adapt","filed_date":"2026-02-13","accession":"0000049196-26-000015","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000015.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":32,"match_count":4,"context":"year-ago quarter. Other noninterest income increased $35 million, or 106%, primarily due to a $24 million gain on the sale of a portion of our trust and custody business. Payments and cash management revenue increased $16 million, or 10%, driven by higher merchant acquiring and cash management revenue. Capital markets and advisory fees increased $16 million, or 21%, primarily due to higher syndication and advisory fees. Custo","filed_date":"2025-10-28","accession":"0000049196-25-000079","full_text":"https://origin.rootz.global/static/filing/0000049196-25-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":32,"match_count":4,"context":"porting units. On May 1, 2025, the Company completed its acquisition of FCB Financial Corp. (FCB Financial). Upon the completion of the merger, FCB Financial was merged with and into the Company. The purchase of FCB Financial resulted in a $4.4 million increase in goodwill for the Corporate Banking unit and a $17.6 million increase in Community Banking unit. In addition, it resulted in a $12.3 million increase in core deposit intangibles","filed_date":"2026-04-15","accession":"0000049196-26-000029","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000029.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"platform_shift","strength":24,"match_count":3,"context":"ently, keep pace with market trends and shareholder expectations, and remain compliant with regulatory expectations. We have a strong base to grow the business organically as well as springboard into new markets and lines of business. Moreover, Huntington understands that the governance landscape is constantly changing and evolving. Huntington seeks to continually monitor its practices with a view towards e","filed_date":"2026-03-12","accession":"0001193125-26-103196","full_text":"https://origin.rootz.global/static/filing/0001193125-26-103196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":21,"match_count":2,"context":"inancial Statements. | | | | 46 Huntington Bancshares IncorporatedTable of Contents3. BUSINESS COMBINATIONSVeritex AcquisitionEffective October 20, 2025, Huntington completed its previously announced merger with Veritex Holdings, Inc. (Veritex), a bank holding company headquartered in Dallas, Texas, pursuant to the Agreement and Plan of Merger dated July 13, 2025 (Merger Agreement). On October 20, 2025, Veri","filed_date":"2025-10-28","accession":"0000049196-25-000079","full_text":"https://origin.rootz.global/static/filing/0000049196-25-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":21,"match_count":2,"context":"dology for Allowances. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material adverse effect on the Companys consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for  80 prompt corrective action, the Company must meet specific capital guidelines t","filed_date":"2026-04-15","accession":"0000049196-26-000029","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000029.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":16,"match_count":2,"context":"nancing Association, 2024, rank amonst bank-owned firms, includes Huntington Technology Finance portfolio. 2026 Proxy Statement | 76 [Table of Contents](#toc_page) 2025 Highlights EPS of $1.39. Total revenue increased 11% to $8.2 billion.(1) Total assets increased 10% to $225 billion at December 31, 2025 from $204 billion at December 31, 2024.(2) Period-end total loans increased $19.6 billion, or 15.1%, year-over-year","filed_date":"2026-03-12","accession":"0001193125-26-103196","full_text":"https://origin.rootz.global/static/filing/0001193125-26-103196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"platform_shift","strength":16,"match_count":2,"context":"tegy and operational capabilities allow us to appropriately manage the origination quality across the entire portfolio, including our newer markets. Although increased origination volume and entering new markets can be associated with increased risk levels, we believe our disciplined strategy and operational processes significantly mitigate these risks.We have continued to consistently execute our value pro","filed_date":"2026-02-13","accession":"0000049196-26-000015","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000015.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"growth_inflection","strength":16,"match_count":2,"context":"on, an increase of $135million, or 7%, from the prior year. Customer deposit and loan fees increased $56 million, or 17%, primarily reflecting higher loan commitment fees. Wealth and asset management revenue increased $45 million, or 12%, reflecting higher trust and investment management account income. Payments and cash management revenue increased $44 million, or 7%, reflecting higher merchant acquiring, commercial treasury","filed_date":"2026-02-13","accession":"0000049196-26-000015","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000015.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"margin_pressure","strength":16,"match_count":2,"context":"tility and disruptions in global capital, foreign exchange, and credit markets; a prolonged government shutdown, which could adversely affect the U.S. and global economy; movements in interest rates; competitive pressures on product pricing and services; success, impact, and timing of our business strategies, including market acceptance of any new products or services including those implementing our Fair Play bankin","filed_date":"2025-10-28","accession":"0000049196-25-000079","full_text":"https://origin.rootz.global/static/filing/0000049196-25-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":16,"match_count":2,"context":"ntial properties at December31, 2025 and December31, 2024, respectively. 38 Other Consumer Other consumer lending includes consumer credit cards as well as personal revolving lines of credit and installment loans. The Company offers credit cards, primarily to its deposit and loan customers. Consumer installment loans generally includes term loans secured by automobiles, boats and recreational vehicle","filed_date":"2026-04-15","accession":"0000049196-26-000029","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000029.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"margin_pressure","strength":8,"match_count":1,"context":"scal and monetary policy, including the interest rate policies of the Federal Reserve; volatility and disruptions in global capital, foreign exchange, and credit markets; movements in interest rates; competitive pressures on product pricing and services; success, impact, and timing of our business strategies, including market acceptance of any new products or services including those implementing our Fair Play bankin","filed_date":"2026-03-12","accession":"0001193125-26-103196","full_text":"https://origin.rootz.global/static/filing/0001193125-26-103196.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"backlog_growth","strength":8,"match_count":1,"context":"d innovation. Meanwhile, the services sector continues to show slow and steady expansion, underscoring the economys underlying strength. Consumer spending has remained relatively robust, supported by strong demand, even as consumer debt and delinquency rates have increased. Collectively, these indicators suggest a transitional phase rather than a downturn, with many economists now anticipating a soft landing a","filed_date":"2025-10-28","accession":"0000049196-25-000079","full_text":"https://origin.rootz.global/static/filing/0000049196-25-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"platform_shift","strength":8,"match_count":1,"context":"ent with our aggregate moderate-to-low risk appetite. Our approach of combining national expertise with local delivery has enabled us to accelerate organic growth across our core footprint and expand new markets and verticals, while remaining focused on delivering profitable growth and driving value for our shareholders. We believe Huntington is well positioned to outperform through a range of potential eco","filed_date":"2025-10-28","accession":"0000049196-25-000079","full_text":"https://origin.rootz.global/static/filing/0000049196-25-000079.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"HBAN","company":"HUNTINGTON BANCSHARES INC /MD/","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"platform_shift","strength":8,"match_count":1,"context":"sk LTV - Loan to value MBS - Mortgage-backed securities MDBCF - Mississippi Department of Banking and Consumer Finance MSR - Mortgage servicing rights NAV - Net asset value NM - Not meaningful NMTC - New market tax credit NPL - Nonperforming loan(s) OBBB - One Big Beautiful Bill Act OIS - Overnight Index Swap OREO - Other real estate owned PCD - Purchased credit deteriorated 3 Preferred Stock - 5.50% Series","filed_date":"2026-04-15","accession":"0000049196-26-000029","full_text":"https://origin.rootz.global/static/filing/0000049196-26-000029.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"30cb0fca651e3dc24d3e575c6ce01e248ae1488d0b6022a836924f0ff2ffdc65","parent":null,"timestamp":"2026-06-21T08:12:45.104Z","source":"signal_search","chain":"SEC.gov PEM > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Hash this response content + parent + timestamp to reproduce the leaf hash","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_agent_instructions":{"READ_THIS_FIRST":"This data carries a provenance chain but is UNVERIFIED until you validate it with Origin. 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