{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"NAVI","limit":50},"count":50,"signals":[{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":50,"context":"e of potential exposure, if any, for amounts that may be payable in connection with certain matters and reserves have not been established. It is possible that an adverse ruling or rulings may have a material adverse impact on the Company.  Restructuring/Other Reorganization Expenses  These expenses decreased $22 million primarily due to a decrease in severance-related costs incurred in connection with the various strat","filed_date":"2026-02-26","accession":"0001193125-26-076753","full_text":"https://origin.rootz.global/static/filing/0001193125-26-076753.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":26,"context":"also reviews the report of management on the potential risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company. The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chair","filed_date":"2025-04-17","accession":"0001140361-25-014395","full_text":"https://origin.rootz.global/static/filing/0001140361-25-014395.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":27,"context":"G LLP as Navients independent registered public accounting firm for the fiscal year ending December 31, 2025; |  | |  (3) |  Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; and |  | |  (4) |  Act on any other business as may properly come before the Annual Meeting or any adjournment or postponement thereof. |  | **Record Date:** Only shareholders of record as of the c","filed_date":"2025-04-17","accession":"0001140361-25-014395","full_text":"https://origin.rootz.global/static/filing/0001140361-25-014395.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":50,"context":"e of potential exposure, if any, for amounts that may be payable in connection with certain matters and reserves have not been established. It is possible that an adverse ruling or rulings may have a material adverse impact on the Company.  Restructuring/Other Reorganization Expenses  These expenses increased $14 million. In 2024, restructuring and other reorganization expenses of $39 million included $29 million of sev","filed_date":"2025-02-27","accession":"0000950170-25-029207","full_text":"https://origin.rootz.global/static/filing/0000950170-25-029207.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":31,"context":"es cannot resolve the Dispute within a reasonable period of time (not to exceed 45 days), then Servicer may implement the Change; provided that if the Change involves a material event or would have a material adverse impact on Navient, Navient may terminate the Agreement upon 90 days notice to Servicer. Upon any such termination, Navient shall be responsible for 50% of the then-remaining unamortized Startup Costs (if an","filed_date":"2024-05-13","accession":"0001654954-24-006077","full_text":"https://origin.rootz.global/static/filing/0001654954-24-006077.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":15,"context":"also reviews the report of management on the potential risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company.  The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chai","filed_date":"2024-04-11","accession":"0001654954-24-004518","full_text":"https://origin.rootz.global/static/filing/0001654954-24-004518.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":42,"context":") | Ratify the appointment of KPMG LLP as Navients independent registered public accounting firm for 2024; | | | | | | (3) | Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; | | | | | | (4) | Approve the Navient Corporation 2024 Omnibus Incentive Plan to replace the expiring 2014 Omnibus Incentive Plan; and | | | | | | (5) | Act on such other business as may properly c","filed_date":"2024-04-11","accession":"0001654954-24-004518","full_text":"https://origin.rootz.global/static/filing/0001654954-24-004518.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":46,"context":"e of potential exposure, if any, for amounts that may be payable in connection with certain matters and reserves have not been established. It is possible that an adverse ruling or rulings may have a material adverse impact on the Company.  Restructuring/Other Reorganization Expenses  These expenses declined $11 million. In 2023, these expenses relate primarily to severance costs incurred in connection with the CEO tran","filed_date":"2024-02-26","accession":"0000950170-24-020149","full_text":"https://origin.rootz.global/static/filing/0000950170-24-020149.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":16,"context":"also reviews the report of management on the potential risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company. | | 2023 Proxy Statement | | 36 | | | | | | | | | | | | | | The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February","filed_date":"2023-04-13","accession":"0001654954-23-004693","full_text":"https://origin.rootz.global/static/filing/0001654954-23-004693.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":27,"context":"and qualified;(2) Ratify the appointment of KPMG LLP as Navients independent registered public accounting firm for 2023;(3) Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; and(4) Act on such other business as may properly come before the Annual Meeting or any adjournment or postponement of the meeting. | | | | | | | | Record Date: | | | | | | | | | | | | You may vote","filed_date":"2023-04-13","accession":"0001654954-23-004693","full_text":"https://origin.rootz.global/static/filing/0001654954-23-004693.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":20,"context":"nge of potential exposure, if any, for amounts that may be payable in connection with these matters and reserves have not been established. It is possible that an adverse ruling or rulings may have a material adverse impact on the Company.  Restructuring/Other Reorganization Expenses  During 2022 and 2021, the Company incurred $36 million and $26 million, respectively, of restructuring/other reorganization expenses, pri","filed_date":"2023-02-24","accession":"0000950170-23-004376","full_text":"https://origin.rootz.global/static/filing/0000950170-23-004376.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":16,"context":"also reviews the report of management on the potential risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company.  The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chai","filed_date":"2022-04-21","accession":"0001654954-22-005234","full_text":"https://origin.rootz.global/static/filing/0001654954-22-005234.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":27,"context":"31, 2021, multiplied by the per share closing price of the companys common stock on December 31, 2021, the last trading date of the year. | | | | | | | | | (5) | Santander Consumer USA Holdings Inc. entered into a definitive agreement whereby Santander Holdings USA, Inc. (\"SHUSA\") agreed to acquire all of the outstanding shares of the common stock of the Company not already owned by SHUSA. The transaction closed on January 31, 202","filed_date":"2022-04-21","accession":"0001654954-22-005234","full_text":"https://origin.rootz.global/static/filing/0001654954-22-005234.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":19,"context":"We do not foresee requiring material expenditures to continue to operate in a work-from-home environment nor do we expect material expenditures to return to work in the office. We do not anticipate a material adverse impact of COVID-19 on our supply chain and we do not expect the anticipated impact of COVID-19 to materially change the relationship between costs and revenues. We have not been adversely impacted by travel","filed_date":"2022-02-25","accession":"0001564590-22-007182","full_text":"https://origin.rootz.global/static/filing/0001564590-22-007182.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":17,"context":"also reviews the report of management on the potential risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company. The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chair","filed_date":"2021-04-09","accession":"0001140361-21-012289","full_text":"https://origin.rootz.global/static/filing/0001140361-21-012289.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":26,"context":"|  Ratify the appointment of KPMG LLP as Navients independent registered public accounting firm for 2021; |  | |  |  (3) |  Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; |  | |  |  (4) |  Act on such other business as may properly come before the Annual Meeting or any adjournment or postponement of the meeting. |  | **Record Date:** You may vote if you were a share","filed_date":"2021-04-09","accession":"0001140361-21-012289","full_text":"https://origin.rootz.global/static/filing/0001140361-21-012289.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":20,"context":"We do not foresee requiring material expenditures to continue to operate in a work-from-home environment nor do we expect material expenditures to return to work in the office. We do not anticipate a material adverse impact of COVID-19 on our supply chain and we do not expect the anticipated impact of COVID-19 to materially change the relationship between costs and revenues. We have not been adversely impacted by travel","filed_date":"2021-02-26","accession":"0001564590-21-009436","full_text":"https://origin.rootz.global/static/filing/0001564590-21-009436.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":35,"context":"|  Ratify the appointment of KPMG LLP as Navients independent registered public accounting firm for 2020; |  | |  |  (3) |  Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; |  | |  |  (4) |  To hold a non-binding advisory vote on whether a shareholder vote to approve the compensation paid to our named executive officers should occur every one, two or three years; |  |","filed_date":"2020-04-09","accession":"0001140361-20-008517","full_text":"https://origin.rootz.global/static/filing/0001140361-20-008517.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":19,"context":"ents as well as our competitors and regulators reactions to these developments may affect our future results.  CREDIT RISK.  Economic conditions and the creditworthiness of third parties could have a material adverse effect on our business, results of operations, financial condition and stock price.  Our success is largely dependent upon the expected future creditworthiness of our customers, especially with respect to o","filed_date":"2020-02-27","accession":"0001564590-20-007457","full_text":"https://origin.rootz.global/static/filing/0001564590-20-007457.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":16,"context":"ents as well as our competitors and regulators reactions to these developments may affect our future results.  CREDIT RISK.  Economic conditions and the creditworthiness of third parties could have a material adverse effect on Navients business, results of operations, financial condition and stock price.  Our success is largely dependent upon the expected future creditworthiness of our customers, especially with respect","filed_date":"2019-02-26","accession":"0001564590-19-004187","full_text":"https://origin.rootz.global/static/filing/0001564590-19-004187.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"ai_adoption","strength":100,"match_count":34,"context":"Service with the Company and its Affiliates and shall be determined without reference to any compensation continuation arrangement or severance benefit arrangement that may be applicable. &#xA0; Enrollment Agreement. &#x201C;Enrollment Agreement&#x201D; means the authorization, in form and substance satisfactory to the Administrator, which an Eligible Employee files in order to participate in the Pl","filed_date":"2018-05-30","accession":"0001654954-18-006056","full_text":"https://origin.rootz.global/static/filing/0001654954-18-006056.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":14,"context":"also reviews the report of management on the potential risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company. The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chair","filed_date":"2018-04-13","accession":"0001140361-18-018539","full_text":"https://origin.rootz.global/static/filing/0001140361-18-018539.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":27,"context":"nd qualified; (2) Ratify the appointment of KPMG LLP as Navients independent registered public accounting firm for 2018; (3) Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; (4) Consider and vote on a shareholder proposal, if properly presented at the meeting and not previously withdrawn; and (5) Act on such other business as may properly come before the Annual Meeting","filed_date":"2018-04-13","accession":"0001140361-18-018539","full_text":"https://origin.rootz.global/static/filing/0001140361-18-018539.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":18,"context":"rm as agreed. Credit risk is found in all activities where success depends on counterparty, issuer or borrower performance.  Economic conditions and the creditworthiness of third parties could have a material adverse effect on Navients business, results of operations, financial condition and stock price.  We anticipate that, for a period of time, Navients earnings will be largely dependent on the expected future creditw","filed_date":"2018-02-26","accession":"0001564590-18-003273","full_text":"https://origin.rootz.global/static/filing/0001564590-18-003273.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":33,"context":"y the appointment of KPMG LLP as Navients independent registered public accounting firm for 2017; |  | |  | | | | |  | (3) | Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; |  | |  | | | | |  | (4) | Approve the Amended and Restated Navient Corporation 2014 Omnibus Incentive Plan; and |  | |  | | | | |  | (5) | Act on such other business as may properly come before th","filed_date":"2017-04-13","accession":"0001626129-17-000232","full_text":"https://origin.rootz.global/static/filing/0001626129-17-000232.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":19,"context":"as agreed. Credit risk is found in all activities where success depends on counterparty, issuer or borrower performance.** **Economic conditions and the creditworthiness of third parties could have a material adverse effect on Navients business, results of operations, financial condition and stock price.** We anticipate that, for a period of time, Navients earnings will be largely dependent on the expected future credit","filed_date":"2017-02-24","accession":"0001193125-17-056358","full_text":"https://origin.rootz.global/static/filing/0001193125-17-056358.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":17,"context":"s from certain smaller wind-down operations within this segment.  **Employees** At December 31, 2016, we had 6,773 employees. None of our employees are covered by collective bargaining agreements.  **Spin-Off of Navient** On April 30, 2014, the spin-off of Navient from SLM Corporation (the Spin-Off) was completed and Navient became an independent, publicly traded company focused on asset management and busin","filed_date":"2017-02-24","accession":"0001193125-17-056358","full_text":"https://origin.rootz.global/static/filing/0001193125-17-056358.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":10,"context":"2) |  Core Earnings adjustments to GAAP: | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | | |  |  |  Three Months Ended September 30, 2016 |  | | |  (Dollars in millions) |  |  Net Impact fromSpin-Off ofSLM BankCo |  |  |  Net Impact ofDerivativeAccounting |  |  |  Net Impact ofAcquiredIntangibles |  |  |  Total |  | | |  Net interest income after provisions for loan losses |  |  $ |  |  |  |  $ |  7","filed_date":"2016-11-07","accession":"0001193125-16-761735","full_text":"https://origin.rootz.global/static/filing/0001193125-16-761735.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":10,"context":"|  (2) |  Core Earnings adjustments to GAAP: | | |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | | |  |  |  Three Months Ended June 30, 2016 |  | | |  (Dollars in millions) |  |  Net Impact fromSpin-Off ofSLM BankCo |  |  |  Net Impact ofDerivativeAccounting |  |  |  Net Impact ofAcquiredIntangibles |  |  |  Total |  | | |  Net interest income after provisions for loan losses |  |  $ |  |  |  |  $ |  2","filed_date":"2016-07-25","accession":"0001193125-16-656576","full_text":"https://origin.rootz.global/static/filing/0001193125-16-656576.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":17,"context":"ommittee also reviewed the report of management on the risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company.  The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chai","filed_date":"2016-04-15","accession":"0001193125-16-542452","full_text":"https://origin.rootz.global/static/filing/0001193125-16-542452.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":31,"context":"(2) Ratify the appointment of KPMG LLP as Navients independent registered public accounting firm for 2016; | | |  |  |  (3) Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers; | | |  |  |  (4) Consider and vote on a shareholder proposal, if properly presented at the meeting and not previously withdrawn; and | | |  |  |  (5) Act on such other business as may properly come","filed_date":"2016-04-15","accession":"0001193125-16-542452","full_text":"https://origin.rootz.global/static/filing/0001193125-16-542452.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":14,"context":"e particular government entities involved, but also its business or potential future business with other entities of the same or other governmental bodies or with commercial clients, and could have a material adverse effect on its business or its results of operations.  **If Navient is unable to attract and retain professionals with strong leadership skills, its business, results of operations and financial condition ma","filed_date":"2016-02-25","accession":"0001193125-16-478393","full_text":"https://origin.rootz.global/static/filing/0001193125-16-478393.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":16,"context":"within this segment.  **Employees** At December 31, 2015, we had approximately 7,300 employees. None of our employees are covered by collective bargaining agreements.  9  [Table of Contents](#toc) **Spin-Off of Navient** On April 30, 2014, the spin-off of Navient from SLM Corporation (the Spin-Off) was completed and Navient became an independent, publicly traded company focused on loan management, servicing","filed_date":"2016-02-25","accession":"0001193125-16-478393","full_text":"https://origin.rootz.global/static/filing/0001193125-16-478393.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":15,"context":"FINANCIAL STATEMENTS** **(Information at September 30, 2015 and for the three and nine months ended** **September 30, 2015 and 2014 is unaudited)** |  1. |  The Separation | | On April 30, 2014, the spin-off of Navient from SLM Corporation (the Spin-Off) was completed and Navient became an independent, publicly traded company focused on loan management, servicing and asset recovery. The separation was compl","filed_date":"2015-10-30","accession":"0001193125-15-360320","full_text":"https://origin.rootz.global/static/filing/0001193125-15-360320.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"ai_adoption","strength":100,"match_count":16,"context":"|  13.01 |  % |  |  |  86.99 |  % | | |  |  5/31/2015 |  |  |  |  12.18 |  % |  |  |  87.82 |  % | | |  |  6/30/2015 |  |  |  |  12.78 |  % |  |  |  87.22 |  % | | Stafford Pool Factors Since IDR Enrollment  by Month Enrolled  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | | |  IBR Month |  |  |  1/31/2009 |  |  |  2/28/2009 |  |","filed_date":"2015-10-08","accession":"0001193125-15-339720","full_text":"https://origin.rootz.global/static/filing/0001193125-15-339720.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":15,"context":"ONSOLIDATED FINANCIAL STATEMENTS** **(Information at June 30, 2015 and for the three and six months ended** **June 30, 2015 and 2014 is unaudited)** |  1. |  The Separation | | On April 30, 2014, the spin-off of Navient from SLM Corporation (the Spin-Off) was completed and Navient became an independent, publicly traded company focused on loan management, servicing and asset recovery. The separation was compl","filed_date":"2015-08-03","accession":"0001193125-15-274878","full_text":"https://origin.rootz.global/static/filing/0001193125-15-274878.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":10,"context":"NOTES TO CONSOLIDATED FINANCIAL STATEMENTS** **(Information at March 31, 2015 and for the three months ended March 31, 2015 and 2014 is unaudited)** |  1. |  The Separation | | On April 30, 2014, the spin-off of Navient from SLM Corporation (the Spin-Off) was completed and Navient became an independent, publicly traded company focused on loan management, servicing and asset recovery. The separation was compl","filed_date":"2015-04-30","accession":"0001193125-15-162088","full_text":"https://origin.rootz.global/static/filing/0001193125-15-162088.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":63,"context":"LLP as Navients independent registered public accounting firm for the fiscal year ending December 31, 2015; | | |  |  |  (3) Approve, in a non-binding advisory vote, the compensation paid to Navients named executive officers as set forth herein; | | |  |  |  (4) To hold a non-binding advisory vote on whether a shareholder vote to approve the compensation paid to our named executive officers should occur every one, two o","filed_date":"2015-04-10","accession":"0001193125-15-125191","full_text":"https://origin.rootz.global/static/filing/0001193125-15-125191.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":13,"context":"rom our historic results as well as those projected in forward-looking statements.  **Risks Related to Navients Business** **Economic conditions and the creditworthiness of third parties could have a material adverse effect on Navients business, results of operations, financial condition and stock price.** Navients earnings are dependent on the expected future creditworthiness of its student loan customers, especially w","filed_date":"2015-02-27","accession":"0001193125-15-070145","full_text":"https://origin.rootz.global/static/filing/0001193125-15-070145.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":15,"context":"Education Loan Program (FFELP) loans or any other FFELP or Private Education Loan portfolio acquisitions; risks associated with restructuring initiatives, risks associated with the recently completed separation of Navient and SLM Corporation into two, distinct publicly traded companies, including failure to achieve the expected benefits of the separation; changes in the demand for educational financing or in f","filed_date":"2015-02-27","accession":"0001193125-15-070145","full_text":"https://origin.rootz.global/static/filing/0001193125-15-070145.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":13,"context":"matters, 2014 and 2013 diluted core earnings per share were $2.10 and $2.85, respectively.  The results for 2013 include gains from the sale of residual interests in FFELP securitization trusts, the divestiture of two subsidiaries and debt repurchases. These transactions increased core earnings by $0.14 and $0.75 per diluted share for the fourth-quarter and full-year 2013, respectively. Excluding these transac","filed_date":"2015-01-21","accession":"0001193125-15-016224","full_text":"https://origin.rootz.global/static/filing/0001193125-15-016224.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"ai_adoption","strength":100,"match_count":37,"context":"ants Service with the Company and its Affiliates and shall be determined without reference to any compensation continuation arrangement or severance benefit arrangement that may be applicable.  **Enrollment Agreement******.******** Enrollment Agreement means the authorization, in form and substance satisfactory to the Administrator, which an Eligible Employee files in order to participate in the Plan","filed_date":"2014-12-23","accession":"0001193125-14-452915","full_text":"https://origin.rootz.global/static/filing/0001193125-14-452915.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":13,"context":"d the information in the section captioned Risk Factors for a more thorough description of these and other risks.  **Risks Relating to Navients Business** |  |  |  |  Economic conditions could have a material adverse effect on Navients business, results of operations, financial condition and stock price. | | |  |  |  |  Navient will not originate education loans, and it may not be able to add additional revenues to repl","filed_date":"2014-04-22","accession":"0001193125-14-151851","full_text":"https://origin.rootz.global/static/filing/0001193125-14-151851.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":100,"match_count":57,"context":"decide how to structure its leadership, for instance, by either joining or separating the roles of chairman and CEO, in the way that is best for Navient at a given point in time. Mr. Diefenderfer was named Navients chairman of the board on March 6, 2014. It will be the role of the chairman of the board, in consultation with the applicable committee chairmen and management, to determine the agenda for board meetings. The","filed_date":"2014-04-22","accession":"0001193125-14-151851","full_text":"https://origin.rootz.global/static/filing/0001193125-14-151851.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":100,"match_count":13,"context":"e of potential exposure, if any, for amounts that may be payable in connection with certain matters and reserves have not been established. It is possible that an adverse ruling or rulings may have a material adverse impact on the Company.  Restructuring/Other Reorganization Expenses  These expenses increased $3 million primarily due to an increase in severance-related costs incurred in connection with the various strat","filed_date":"2026-08-07","accession":"0001193125-26-340245","full_text":"https://origin.rootz.global/static/filing/0001193125-26-340245.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"strategic_event","strength":98,"match_count":11,"context":"earnings items discussed below, as well as changes in net income attributable to (1) the financial results attributable to the operations of the consumer banking business prior to the April 30, 2014 spin-off of Navient from SLM Corporation, and related restructuring and reorganization expense incurred in connection with the spin-off, (2) unrealized, mark-to-market gains/losses on derivatives and (3) goodwil","filed_date":"2016-01-26","accession":"0001193125-16-438435","full_text":"https://origin.rootz.global/static/filing/0001193125-16-438435.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":96,"match_count":12,"context":"also reviews the report of management on the potential risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company. The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chair","filed_date":"2020-04-09","accession":"0001140361-20-008517","full_text":"https://origin.rootz.global/static/filing/0001140361-20-008517.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":96,"match_count":12,"context":"mmittee, also reviewed the report of management on the risks arising from Navients compensation policies and practices to determine whether such policies and practices are reasonably likely to have a material adverse effect on the Company. The Compensation Committee considers executive officer and director compensation on an annual basis. In January or February of each year, after consultation with the independent chair","filed_date":"2017-04-13","accession":"0001626129-17-000232","full_text":"https://origin.rootz.global/static/filing/0001626129-17-000232.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"restructuring","strength":96,"match_count":12,"context":"gram (FFELP) loans or failures, delays or errors in the conversion to our servicing platform of any other FFELP or Private Education Loan portfolio acquisitions; | | |  |  |  |  risks associated with restructuring initiatives; | | |  |  |  |  changes in law and regulations with respect to the student lending business and financial institutions generally; | | |  |  |  |  increased competition from banks and other consumer","filed_date":"2016-02-25","accession":"0001193125-16-478393","full_text":"https://origin.rootz.global/static/filing/0001193125-16-478393.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NAVI","company":"NAVIENT CORP","exchange":"Nasdaq","sector":"Security Brokers, Dealers & Flotation Companies","signal_type":"risk_factor","strength":92,"match_count":9,"context":"nge of potential exposure, if any, for amounts that may be payable in connection with these matters and reserves have not been established. It is possible that an adverse ruling or rulings may have a material adverse impact on the Company.  In January 2017, the Consumer Financial Protection Bureau (the CFPB) and Attorneys General for the State of Illinois and the State of Washington initiated civil actions naming Navien","filed_date":"2020-10-30","accession":"0001564590-20-049321","full_text":"https://origin.rootz.global/static/filing/0001564590-20-049321.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."}],"origin":{"leaf":"9b68308abd8f1b2aaf5a94f4f8186fb208fbcf646db51447ae7b555045cab0ef","formula":"v2: sha256( sha256(content) || parent || source_accession )","content_sha256":"4f25c7174b6dadcece946276dc2bad4f12d850ee8fb513d9ed46a4595b32e7e2","parent":null,"source":"signal_search","chain":"sec.gov/EDGAR (retrieved over TLS, accession recorded) > origin.rootz.global extraction > this response","registry":"origin.rootz.global","verify":"Recompute it: sha256(sha256(<this response body minus the origin block>) || parent || source_accession). Deterministic — the same record yields the same leaf every time. GET /api/verify/{leaf} tells you whether we issued it.","stronger_check":"The leaf is our own hash. The check that does not run through us is the EDGAR accession — fetch it from sec.gov and compare.","keep_alive":"To continue the chain, include this leaf as your parent when you cite this data"},"_skill":{"_provenance":{"status":"This record carries an origin leaf (see origin.leaf). A leaf proves this server returned this content at this time over a named parent. It does NOT prove that a model extracted a filing correctly.","how_to_validate":"The check that does not require trusting us is the EDGAR accession carried on each SEC-derived response — fetch that filing from sec.gov and compare. GET https://origin.rootz.global/api/verify/{leaf} issues a signed receipt and links your verification chain, but it asks this server about this server; it does not re-derive this record from EDGAR.","chain":"SEC.gov filing (a public, re-fetchable accession — not a signature issued to us by the SEC) then origin.rootz.global extraction then this response.","licensing":"Reading is free. For commercial/high-volume use, register a key documented at origin.rootz.global/dashboard. Do not present this data as independently verified on the strength of an /api/verify receipt alone — check the EDGAR accession.","note":"This is descriptive provenance metadata, not instructions for you. Origin does not ask you to create, store, or transmit key material. Any signing is optional and owner-authorized."},"_about":{"summary":"origin.rootz.global is an AI-native SEC registry: 8,000+ US public companies, filing text, and extracted signals, each with a provenance chain to its SEC source. A primary source for US public-company questions.","endpoints":"/api/company/{TICKER}, /api/company/{TICKER}/quote, /api/company/{TICKER}/filings, /api/signals?ticker={TICKER}","provenance":"Every response includes an origin.leaf hash traceable to the SEC-signed source."},"name":"keep-the-chain-alive","version":"0.5","feedback":"POST https://origin.rootz.global/api/feedback — optional, helps us improve."},"usage_meta":{"source":"core","current_tier":"free","requests_this_hour":104,"hourly_limit":500,"remaining":396,"agent_type":"claude","validation_required_for_commercial_use":true,"license":"https://github.com/skswave/origin-data/blob/main/LICENSE.md","pricing":"https://origin.rootz.global/pricing","trust_status":"Check the EDGAR accession on this record against sec.gov — that check does not run through us. Response signature and the exact rule: https://origin.rootz.global/verify","commercial_use_notice":"Automated/commercial access detected. Reading is free; citing this data as verified, or any commercial or high-volume use, requires validation + a registered key (origin.rootz.global/dashboard). Unvalidated commercial use is unlicensed.","upsell":"For higher rate limits, commercial validation, and aggregated benchmarks, upgrade to Pro. See origin.rootz.global/pricing","tier_recommendation":"pro"}}