{"schema":"rootz.ai/filing-signals/v1","query":{"ticker":"NBTB","limit":50},"count":50,"signals":[{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":33,"context":"elect the twelve director nominees named in the proxy statement, each for a one-year term (Proposal 1); | | | 2. | To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); | | | 3. | To ratify the appointment of KP","filed_date":"2026-04-06","accession":"0001140361-26-013237","full_text":"https://origin.rootz.global/static/filing/0001140361-26-013237.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":62,"context":"titive factors or the maturity schedule of existing liabilities, then the Companys NIM will decline. Any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2026-02-27","accession":"0001140361-26-007179","full_text":"https://origin.rootz.global/static/filing/0001140361-26-007179.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":11,"context":"s of the ISP. The RMC receives briefings from executive management on activities, including those related to cybersecurity risk oversight. The Board reviews the overall ISP at least annually. NBT has appointed the Senior Director of Information Security (DISO) to oversee the implementation, coordination, and maintenance of the ISP. The DISOs responsibilities include: |  |  |  Leading the initial implementation of the ISP, inc","filed_date":"2026-02-27","accession":"0001140361-26-007179","full_text":"https://origin.rootz.global/static/filing/0001140361-26-007179.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":38,"context":"elect the eleven director nominees named in the proxy statement, each for a one-year term (Proposal 1); | | | 2. | To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); | | | 3. | To ratify the appointment of KP","filed_date":"2025-04-07","accession":"0001140361-25-012462","full_text":"https://origin.rootz.global/static/filing/0001140361-25-012462.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":57,"context":"titive factors or the maturity schedule of existing liabilities, then the Companys NIM will decline. Any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2025-02-28","accession":"0001140361-25-006528","full_text":"https://origin.rootz.global/static/filing/0001140361-25-006528.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":14,"context":"s of the ISP. The RMC receives briefings from executive management on activities, including those related to cybersecurity risk oversight. The Board reviews the overall ISP at least annually. NBT has appointed the Senior Director of Information Security (DISO) to oversee the implementation, coordination, and maintenance of the ISP. The DISOs responsibilities include: |  |  |  Leading the initial implementation of the ISP, inc","filed_date":"2025-02-28","accession":"0001140361-25-006528","full_text":"https://origin.rootz.global/static/filing/0001140361-25-006528.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":31,"context":"y Index. | | | (3) | The restricted stock units in column (i) represent the retention restricted stock unit awards issued pursuant to the 2018 Plan that vest annually in five substantially equal installments beginning in 2024, with the exception of Mr.Sparks April15, 2023 award which 100% vests in two years. | | | (4) | The April15, 2023 restricted stock unit award was issued pursuant to the terms of","filed_date":"2024-04-05","accession":"0001140361-24-018165","full_text":"https://origin.rootz.global/static/filing/0001140361-24-018165.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":41,"context":"lect the thirteen director nominees named in the proxy statement, each for a one-year term (Proposal 1); | | | 2. | To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); | | | 3. | To approve the NBT Bancorp Inc.","filed_date":"2024-04-05","accession":"0001140361-24-018165","full_text":"https://origin.rootz.global/static/filing/0001140361-24-018165.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":66,"context":"r the maturity schedule of existing liabilities, then the Companys net interest margin will decline. Any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2024-02-29","accession":"0001140361-24-010464","full_text":"https://origin.rootz.global/static/filing/0001140361-24-010464.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":13,"context":"vities, including those related to cybersecurity risk oversight. The Board receives briefings from executive management on the overall Information Security program at least annually.  The Company has appointed the Senior Director of Information Security (DISO) to oversee the implementation, coordination, and maintenance of the ISP. The responsibilities of the DISO include developing and implementing our information security p","filed_date":"2024-02-29","accession":"0001140361-24-010464","full_text":"https://origin.rootz.global/static/filing/0001140361-24-010464.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":27,"context":"eriod. |  | |  (3) |  The restricted stock units in column (i)represent the retention restricted stock unit awards issued pursuant to the 2018 Plan that vest annually in five substantially equal installments beginning in 2023, with the exception of Mr.Kingsleys July6, 2022 award that vests in three substantially equal installments beginning in 2023 and Ms.Mahoneys August 30, 2022 award that 100% vest","filed_date":"2023-04-06","accession":"0001140361-23-016953","full_text":"https://origin.rootz.global/static/filing/0001140361-23-016953.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":22,"context":"|  | |  Director Attendance at Board Meetings and Annual Meetings |  |  |  16 |  | |  Committees of the Board of Directors |  |  |  17 |  | |  Environmental, Social and Governance |  |  |  19 |  | |  Cybersecurity |  |  |  22 |  | |  Policy on Recovery of Awards |  |  |  23 |  | |  Director Compensation |  |  |  23 |  | |  |  |  |  |  | |  Compensation Discussion and Analysis |  |  |  26 |  | |  Named","filed_date":"2023-04-06","accession":"0001140361-23-016953","full_text":"https://origin.rootz.global/static/filing/0001140361-23-016953.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":39,"context":"ect the twelve director nominees named in the proxy statement, each for a one-year term (Proposal 1); |  | |  2. |  To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); |  | |  3. |  To vote, on a non-binding, a","filed_date":"2023-04-06","accession":"0001140361-23-016953","full_text":"https://origin.rootz.global/static/filing/0001140361-23-016953.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":29,"context":"r the maturity schedule of existing liabilities, then the Companys net interest margin will decline. Any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2023-03-01","accession":"0001140361-23-009417","full_text":"https://origin.rootz.global/static/filing/0001140361-23-009417.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":31,"context":"e period. | | | (3) | The restricted stock units in column (i)represent the retention restricted stock unit awards issued pursuant to the 2018 Plan that vest annually in five substantially equal installments beginning in 2022, with the exception of Mr.Kingsleys July6, 2021 award that vests in three substantially equal installments beginning in 2022 and Ms.Burns May10, 2021 award that 100% vests in th","filed_date":"2022-04-07","accession":"0001140361-22-013567","full_text":"https://origin.rootz.global/static/filing/0001140361-22-013567.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":21,"context":"| | | 17 | | | | Director Attendance at Board Meetings and Annual Meetings | | | 17 | | | | Committees of the Board of Directors | | | 18 | | | | Environmental, Social and Governance | | | 20 | | | | Cybersecurity | | | 23 | | | | Policy on Recovery of Awards | | | 23 | | | | Director Compensation | | | 24 | | | | | | | | | | | Compensation Discussion and Analysis | | | 57 | | | | Named Executive Offic","filed_date":"2022-04-07","accession":"0001140361-22-013567","full_text":"https://origin.rootz.global/static/filing/0001140361-22-013567.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":29,"context":"lect the thirteen director nominees named in the proxy statement, each for a one-year term (Proposal 1); | | | 2. | To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); | | | 3. | To ratify the appointment of KP","filed_date":"2022-04-07","accession":"0001140361-22-013567","full_text":"https://origin.rootz.global/static/filing/0001140361-22-013567.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":30,"context":"prevent its spread have adversely impacted the Company and our customers, counterparties, employees and third-party service providers and another pandemic or public health crisis in the future could material adverse effect on our business, results of operations and financial condition. Such effects will depend on future developments, that are highly uncertain and difficult to predict. The COVID-19 pandemic has had and","filed_date":"2022-03-01","accession":"0001140361-22-007333","full_text":"https://origin.rootz.global/static/filing/0001140361-22-007333.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":27,"context":"ed Health Services, Inc. She previously served on the boards for the Community Foundation of South Central New York, Hospice & Palliative Care of Chenango County, Tri-Town Healthcare Foundation and Cullman Child Development Center. Executive Summary The Company has a strong pay for performance culture. Our executive compensation programs are designed to reward the NEOs for making decisions that lead","filed_date":"2021-04-15","accession":"0001140361-21-012878","full_text":"https://origin.rootz.global/static/filing/0001140361-21-012878.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":32,"context":"being held for the following purposes: |  1. To elect fourteen directors, each for a one-year term (Proposal 1); 2. To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); |  |  3. To ratify the appointment of KPMG","filed_date":"2021-04-15","accession":"0001140361-21-012878","full_text":"https://origin.rootz.global/static/filing/0001140361-21-012878.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":29,"context":"sory requirements or result in downgrades in our credit ratings. Any of the negative impacts of the COVID-19 pandemic, including those described above, alone or in combination with others, may have a material adverse effect on our results of operations, financial condition and cash flows. Any of these negative impacts, alone or in combination with others, could exacerbate many of the risk factors discussed in this Annua","filed_date":"2021-03-01","accession":"0001140361-21-006657","full_text":"https://origin.rootz.global/static/filing/0001140361-21-006657.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":31,"context":"Since the respective dates as of which information is given in the Registration Statement, the Pricing Disclosure Package and the Prospectus, except as otherwise stated therein, (A) there has been no material adverse effect, or any development that would reasonably be expected to result in a material adverse effect, (i) on the condition (financial or otherwise), business, properties, prospects, management, financial pos","filed_date":"2020-06-22","accession":"0001140361-20-014480","full_text":"https://origin.rootz.global/static/filing/0001140361-20-014480.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":28,"context":"ed Health Services, Inc. She previously served on the boards for the Community Foundation of South Central New York, Hospice & Palliative Care of Chenango County, Tri-Town Healthcare Foundation and Cullman Child Care Center. Michael J. Chewens, was Senior Executive Vice President and Chief Financial Officer of NBT and NBT Bank from January 2002 until November 2019. Mr. Chewens was Executive Vice Pres","filed_date":"2020-04-09","accession":"0001140361-20-008422","full_text":"https://origin.rootz.global/static/filing/0001140361-20-008422.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":27,"context":"following purposes: |  |  1. |  To elect thirteen directors each for a one-year term (Proposal 1); |  | |  |  2. |  To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); |  | |  |  3. |  To ratify the appointment","filed_date":"2020-04-09","accession":"0001140361-20-008422","full_text":"https://origin.rootz.global/static/filing/0001140361-20-008422.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":28,"context":"r the maturity schedule of existing liabilities, then the Companys net interest margin will decline. Any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2020-03-02","accession":"0001140361-20-004533","full_text":"https://origin.rootz.global/static/filing/0001140361-20-004533.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":29,"context":"riod. |  | |  (3) |  The restricted stock units in column (i) represent the retention restricted stock unit awards issued pursuant to the 2008 Plan that vest annually in five substantially equal installments beginning in 2019. |  | 32 Outstanding Equity Awards at Fiscal Year-End The following table provides information about outstanding equity awards under the Companys equity compensation plans at De","filed_date":"2019-04-08","accession":"0001140361-19-006662","full_text":"https://origin.rootz.global/static/filing/0001140361-19-006662.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":25,"context":"following purposes: |  |  1. |  To elect thirteen directors each for a one-year term (Proposal 1); |  | |  |  2. |  To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say-on-Pay) (Proposal 2); |  | |  |  3. |  To ratify the appointment","filed_date":"2019-04-08","accession":"0001140361-19-006662","full_text":"https://origin.rootz.global/static/filing/0001140361-19-006662.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":28,"context":"r the maturity schedule of existing liabilities, then the Companys net interest margin will decline. Any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2019-03-01","accession":"0001140361-19-004221","full_text":"https://origin.rootz.global/static/filing/0001140361-19-004221.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":33,"context":"and restrictions imposed by the Internal Revenue Code. In addition, Mr. Chewens agreement provides an additional supplemental benefit in the fixed amount of $83,344 payable in five equal annual installments to the NEO at retirement. Reduced amounts will be payable under each SERP in the event an executive takes early retirement. Certain survivor benefits are provided in the event an executive dies l","filed_date":"2018-04-06","accession":"0001140361-18-017523","full_text":"https://origin.rootz.global/static/filing/0001140361-18-017523.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":28,"context":"following purposes: |  |  1. |  To elect thirteen directors each for a one-year term (Proposal 1); |  | |  |  2. |  To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say on Pay) (Proposal 2); |  | |  |  3. |  To approve the NBT 2018 O","filed_date":"2018-04-06","accession":"0001140361-18-017523","full_text":"https://origin.rootz.global/static/filing/0001140361-18-017523.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":19,"context":"te the potential adverse effects of changes in interest rates on the Companys results of operations, any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2018-03-01","accession":"0001140361-18-011238","full_text":"https://origin.rootz.global/static/filing/0001140361-18-011238.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":32,"context":"lue of the Projected Benefit Obligation associated with that piece of the SERP at December 31, 2014. This frozen amount will not increase in future years and will be payable in five equal annual installments to the NEO at retirement. Mr. Watts agreement is not dependent on Social Security benefits (part (c) above) and does not include the benefits computed under part (d) above. Reduced amounts will b","filed_date":"2017-04-14","accession":"0001140361-17-015836","full_text":"https://origin.rootz.global/static/filing/0001140361-17-015836.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":39,"context":"following purposes: |  |  1. |  To elect thirteen directors each for a one-year term (Proposal 1); |  | |  |  2. |  To approve, on a non-binding, advisory basis, the compensation paid to the Companys named executive officers, as disclosed in the Compensation Discussion and Analysis, compensation tables and other related tables and narrative discussion (Say on Pay) (Proposal 2); |  | |  |  3. |  To vote, on a non-binding","filed_date":"2017-04-14","accession":"0001140361-17-015836","full_text":"https://origin.rootz.global/static/filing/0001140361-17-015836.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":18,"context":"te the potential adverse effects of changes in interest rates on the Companys results of operations, any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Companys financial condition and results of operations. See the section captioned Net Interest Income in Item 7. Managements Discussion and Analysis of Financial Condition and Results of Opera","filed_date":"2017-03-01","accession":"0001140361-17-009954","full_text":"https://origin.rootz.global/static/filing/0001140361-17-009954.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":100,"match_count":28,"context":"lue of the Projected Benefit Obligation associated with that piece of the SERP at December 31, 2014. This frozen amount will not increase in future years and will be payable in five equal annual installments to the NEO at retirement. Reduced amounts will be payable under each SERP in the event the NEO takes early retirement. If the NEO dies leaving a surviving spouse, his spouse will be entitled to a","filed_date":"2016-03-31","accession":"0001140361-16-059701","full_text":"https://origin.rootz.global/static/filing/0001140361-16-059701.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"strategic_event","strength":100,"match_count":19,"context":"for those substitute nominees as our Board shall designate to replace those nominees who are unable to serve. Our Board currently believes that each nominee will stand for election and will serve if elected as a director. Assuming the presence of a quorum at the annual meeting, the ten director nominees will be elected by a plurality of the votes cast by the shares of common stock entitled to vote at the annual meeti","filed_date":"2016-03-31","accession":"0001140361-16-059701","full_text":"https://origin.rootz.global/static/filing/0001140361-16-059701.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":100,"match_count":16,"context":"e the potential adverse effects of changes in interest rates on the Company's results of operations, any substantial or unexpected change in, or prolonged change in market interest rates could have a material adverse effect on the Company's financial condition and results of operations. See the section captioned \"Net Interest Income\" in Item 7. 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Watt","filed_date":"2024-04-05","accession":"0001140361-24-018165","full_text":"https://origin.rootz.global/static/filing/0001140361-24-018165.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":80,"match_count":10,"context":"ommercial and agricultural real estate mortgages, consist primarily of short-term and/or floating rate loans made to small and medium-sized entities. Consumer loans consist primarily of indirect installment credit to individuals, of which approximately 75% is secured by automobiles and other personal property including marine, recreational vehicles and manufactured housing. Consumer loans also consis","filed_date":"2016-02-29","accession":"0001140361-16-055455","full_text":"https://origin.rootz.global/static/filing/0001140361-16-055455.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":72,"match_count":9,"context":"e Officer of NBT and NBT Bank provides him with thorough knowledge of the Companys opportunities, challenges and operations.Skills and Qualifications:Accounting/Finance, Regulatory, Legal, Technology/Cybersecurity, Banking, CEO, Human Resources, Risk Management, Non-profit, Government, Corporate Board, Public Company Board | | | | | | | | | | | | | | | 6 | | | | | [TABLE OF CONTENTS](#TOC) | | | | PROP","filed_date":"2026-04-06","accession":"0001140361-26-013237","full_text":"https://origin.rootz.global/static/filing/0001140361-26-013237.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":72,"match_count":9,"context":"The Companys use of AI currently varies across platforms, with certain third party systems incorporating AI capabilities into routine business operations. As our adoption and internal development of AI enabled tools continues to evolve, we evaluate these technologies through our established Solutions Development Lifecycle (SDLC), which includes model validation and other risk management controls. Risks Related","filed_date":"2026-02-27","accession":"0001140361-26-007179","full_text":"https://origin.rootz.global/static/filing/0001140361-26-007179.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"risk_factor","strength":64,"match_count":8,"context":"e Officer of NBT and NBT Bank provides him with thorough knowledge of the Companys opportunities, challenges and operations.Skills and Qualifications:Accounting/Finance, Regulatory, Legal, Technology/Cybersecurity, Banking, CEO, Human Resources, Risk Management, Non-profit, Government, Corporate Board, Public Company Board | | | | | | | | | | | | | | | | | | | | | Age: 66Director Since: 2016 Committees","filed_date":"2025-04-07","accession":"0001140361-25-012462","full_text":"https://origin.rootz.global/static/filing/0001140361-25-012462.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":64,"match_count":8,"context":"ions related to our use of these technologies, including regulations related to privacy, data security, and intellectual property rights, which could expose us to legal risks. 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Although automobile loans have generally been originated through dealers, all applications submitted through dealers are subject t","filed_date":"2023-03-01","accession":"0001140361-23-009417","full_text":"https://origin.rootz.global/static/filing/0001140361-23-009417.html","verify":"Read the filing at the full_text URL and search for the context string to verify this signal."},{"ticker":"NBTB","company":"NBT BANCORP INC","exchange":"Nasdaq","sector":"National Commercial Banks","signal_type":"ai_adoption","strength":56,"match_count":7,"context":"nd other facilities. The Company offers a variety of Consumer loan products including indirect auto, specialty lending, home equity and other consumer loans. Indirect auto loans include indirect installment loans to individuals, which are primarily secured by automobiles. 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